HSBK logo

Halyk Bank of KazakhstanLSE:HSBK Stock Report

Market Cap US$6.7b
Share Price
US$24.75
My Fair Value
AN
AnalystConsensusTarget
US$26
4.6% undervalued intrinsic discount
1Y39.8%
7D-0.2%
Portfolio Value
View

Halyk Bank of Kazakhstan Joint Stock Company

LSE:HSBK Stock Report

Market Cap: US$6.7b

Halyk Bank of Kazakhstan (HSBK) Stock Overview

Provides corporate and retail banking services primarily in the Republic of Kazakhstan, Kyrgyzstan, Georgia, and Uzbekistan. More details

HSBK fundamental analysis
Snowflake Score
Valuation5/6
Future Growth3/6
Past Performance6/6
Financial Health4/6
Dividends5/6

HSBK Community Fair Values

Create Narrative

See what 41 others think this stock is worth. Follow their fair value or set your own to get alerts.

Halyk Bank of Kazakhstan Joint Stock Company Competitors

Price History & Performance

Summary of share price highs, lows and changes for Halyk Bank of Kazakhstan
Historical stock prices
Current Share PriceUS$24.75
52 Week HighUS$25.60
52 Week LowUS$15.76
Beta0.58
1 Month Change2.27%
3 Month Change1.85%
1 Year Change39.83%
3 Year Change165.27%
5 Year Change122.97%
Change since IPO18.42%

Recent News & Updates

Recent updates

Shareholder Returns

HSBKGB BanksGB Market
7D-0.2%2.6%1.6%
1Y39.8%46.6%6.8%

Return vs Industry: HSBK underperformed the UK Banks industry which returned 47.9% over the past year.

Return vs Market: HSBK exceeded the UK Market which returned 8.4% over the past year.

Price Volatility

Is HSBK's price volatile compared to industry and market?
HSBK volatility
HSBK Average Weekly Movement3.7%
Banks Industry Average Movement4.0%
Market Average Movement5.0%
10% most volatile stocks in GB Market11.3%
10% least volatile stocks in GB Market2.7%

Stable Share Price: HSBK has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: HSBK's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
192316,523Umut Shayakhmetovahalykbank.kz

Halyk Bank of Kazakhstan Joint Stock Company, together with its subsidiaries, provides corporate and retail banking services primarily in the Republic of Kazakhstan, Kyrgyzstan, Georgia, and Uzbekistan. It operates through four segments: Corporate Banking, SME Banking, Retail Banking, and Investment Banking. The company’s products and services include current and correspondent accounts; various deposit products; investment savings products; credit and debit cards; consumer loans and mortgages; custody, and foreign currency related services; overdrafts; other credit facilities; and letters of credit, trade finance products, foreign exchange, interbank operations, cash services, and documentary services.

Halyk Bank of Kazakhstan Joint Stock Company Fundamentals Summary

How do Halyk Bank of Kazakhstan's earnings and revenue compare to its market cap?
HSBK fundamental statistics
Market capUS$6.72b
Earnings (TTM)US$1.87b
Revenue (TTM)US$3.23b
3.6x
P/E Ratio
1.1x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HSBK income statement (TTM)
Revenue₸1.76t
Cost of Revenue₸5.99b
Gross Profit₸1.75t
Other Expenses₸734.99b
Earnings₸1.02t

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)3.75k
Gross Margin99.66%
Net Profit Margin57.88%
Debt/Equity Ratio57.1%

How did HSBK perform over the long term?

See historical performance and comparison

Dividends

8.8%
Current Dividend Yield
32%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/25 11:45
End of Day Share Price 2025/07/25 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Halyk Bank of Kazakhstan Joint Stock Company is covered by 20 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jason HurwitzAlfa Bank
Olga VeselovaBofA Global Research
Tomiris TokkozhaCentras Securities JSC