Grupo Financiero Galicia (GGAL) Stock Overview
A financial service holding company, provides various financial products and services to individuals and companies in Argentina. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 5/6 |
| Past Performance | 1/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
GGAL Community Fair Values
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Analyst Price Targets
Grupo Financiero Galicia S.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | AR$8,210.00 |
| 52 Week High | AR$9,395.00 |
| 52 Week Low | AR$3,990.00 |
| Beta | 0.36 |
| 1 Month Change | 35.48% |
| 3 Month Change | 34.59% |
| 1 Year Change | 25.73% |
| 3 Year Change | 857.43% |
| 5 Year Change | 4,978.87% |
| Change since IPO | 477,225.58% |
Recent News & Updates
Narrative Update • Jun 05
GGAL: Large Upcoming Cash Dividends Will Support Bullish Case
Analysts have updated their view on Grupo Financiero Galicia with an unchanged fair value estimate of ARS 16,106.37. This reflects revised assumptions for discount rate, revenue growth, profit margin and future P/E that together support a refreshed price target narrative.
Narrative Update • May 22
GGAL: Rising Dividend Payouts Will Support Upside Through Secular Credit Cycle
Analysts have reduced their ARS 9,030 fair value estimate for Grupo Financiero Galicia to ARS 8,500, reflecting updated assumptions for revenue growth, profit margins, and future P/E levels. What's in the News On April 29, 2026, the board approved a cash dividend of ARS 150,000,228,000, equal to ARS 93.385139154438 per share, for shareholders of record on May 5, 2026.Recent updates
Narrative Update • Jun 05
GGAL: Large Upcoming Cash Dividends Will Support Bullish Case
Analysts have updated their view on Grupo Financiero Galicia with an unchanged fair value estimate of ARS 16,106.37. This reflects revised assumptions for discount rate, revenue growth, profit margin and future P/E that together support a refreshed price target narrative.Narrative Update • May 22
GGAL: Rising Dividend Payouts Will Support Upside Through Secular Credit Cycle
Analysts have reduced their ARS 9,030 fair value estimate for Grupo Financiero Galicia to ARS 8,500, reflecting updated assumptions for revenue growth, profit margins, and future P/E levels. What's in the News On April 29, 2026, the board approved a cash dividend of ARS 150,000,228,000, equal to ARS 93.385139154438 per share, for shareholders of record on May 5, 2026.
Narrative Update • May 04
GGAL: Overweight Rating And Rising Dividends Will Support Future Upside
Analysts have trimmed their price target on Grupo Financiero Galicia to ARS 11,421 from ARS 11,610, reflecting updated assumptions around slightly lower revenue growth, a modestly higher profit margin outlook, a reduced discount rate, and a lower future P/E, in line with recent Street research that also lowered targets while maintaining a positive stance on the stock. Analyst Commentary Recent commentary on Grupo Financiero Galicia highlights a mix of optimism about the stock's potential and caution around execution and valuation.Narrative Update • Apr 20
GGAL: Upcoming Cash Dividends And Overweight Rating Will Support Bullish Case
Analysts have trimmed their price target on Grupo Financiero Galicia to ARS 72 from ARS 75, reflecting updated assumptions on discount rate, revenue growth, profit margin and future P/E, which modestly adjust their valuation framework while maintaining a constructive stance on the shares. Analyst Commentary Recent research commentary on Grupo Financiero Galicia has focused on fine tuning valuation work rather than making wholesale changes to the investment case.Narrative Update • Apr 06
GGAL: Refreshed Assumptions And Scheduled Cash Dividends Will Support Bullish Outlook
Analysts have reduced their 12‑month price target for Grupo Financiero Galicia to ARS 72 from ARS 75, citing updated assumptions on discount rates, revenue growth, profit margins, and forward P/E levels. Analyst Commentary Recent Street research on Grupo Financiero Galicia shows that, while the 12 month price target has been trimmed slightly, some major firms remain constructive on the shares.Narrative Update • Mar 23
GGAL: Recalibrated Expectations And Upcoming Cash Dividends Will Support Bullish Case
Analysts trimmed their 12 month price target for Grupo Financiero Galicia to ARS72 from ARS75, citing updated assumptions for revenue growth, profit margin and forward P/E that modestly recalibrate expected returns while maintaining a positive fundamental view. Analyst Commentary Even with the trimmed 12 month price target to ARS72, recent Street commentary still leans supportive of Grupo Financiero Galicia, pointing to an investment case that remains intact in the eyes of several bullish analysts.Narrative Update • Mar 08
GGAL: Higher Fair Value And Dividend Plans Will Support Bullish Outlook
Analysts now see fair value for Grupo Financiero Galicia at ARS16,106.37 per share, up from ARS13,200.00. This reflects updated assumptions around revenue growth, profit margins and a lower discount rate, even as one major firm trimmed its external price target in foreign currency terms.Narrative Update • Feb 21
GGAL: Overweight Rating And Dividend Actions Should Support Future Upside
Analysts have trimmed their ARS price target on Grupo Financiero Galicia, with the updated fair value moving from ARS 11,743.27 to ARS 11,609.67. This reflects JPMorgan's recent cut to ARS 72 and a shift to a lower assumed future P/E multiple.Narrative Update • Feb 07
GGAL: Argentina Reform Progress Will Drive Upside Through Secular Credit Cycle
Analysts have adjusted their view on Grupo Financiero Galicia with a refreshed price target of US$58. This reflects updated assumptions around discount rates, revenue growth, profit margins and a lower future P/E, while maintaining a balanced stance on Argentina’s longer term growth potential and related risks following the recent share rally.Narrative Update • Jan 24
GGAL: Shares Should Benefit From Pro Reform Agenda And Healthier Credit Cycle
Analysts have raised their fair value estimate for Grupo Financiero Galicia to 11,743.27 from 11,664.87. The change reflects updated assumptions on discount rates, revenue growth, profit margins and future P/E, following recent price target increases and rating changes across the Street.Narrative Update • Jan 09
GGAL: Election Reforms And Credit Cycle Expectations Will Shape Balanced Risk Outlook
Analysts have lifted their fair value estimate for Grupo Financiero Galicia from $5,591 to $9,030. This reflects updated assumptions on revenue growth, profit margins and future P/E, following recent research that balances improved political and macro signals with ongoing Argentina specific risks.Narrative Update • Dec 14
GGAL: Shares Will Rise With Pro Reform Agenda Despite Reduced External Support
Analysts narrowed their price target on Grupo Financiero Galicia to about $11,665 from roughly $11,825, balancing faster expected revenue growth and slightly higher margins against a higher discount rate and a more cautious sector stance following recent rating and target revisions across the Argentine banking space. Analyst Commentary Recent Street research on Grupo Financiero Galicia reflects a mix of optimism about Argentina's improving macro backdrop and caution around the durability of that trend, leading to a more balanced stance on the shares.Narrative Update • Nov 30
GGAL: Shares Will Benefit From Pro-Reform Election Outcome And Easing Political Risk
Grupo Financiero Galicia’s analyst price target has risen sharply from $46 to $75 following increased optimism about Argentina’s economic outlook, with analysts citing improved growth prospects and reduced political risk after recent elections. Analyst Commentary Recent research coverage on Grupo Financiero Galicia reveals diverging analyst views as changing political and economic conditions in Argentina shift the risk and reward outlook.Narrative Update • Nov 15
GGAL: Share Upside Will Depend On Sustained Political Stability After Elections
Analysts have significantly raised their price target for Grupo Financiero Galicia, increasing the fair value estimate from ARS 8,534 to ARS 11,825. Recent research highlights an improved sector outlook following Argentina's election results and brighter macroeconomic prospects.Narrative Update • Nov 01
GGAL: Post-Election Market Shifts Will Shape Opportunities And Risks Ahead
Analysts have lowered their fair value estimate for Grupo Financiero Galicia from $8,882.80 to $8,533.79. They cite evolving sector dynamics and updated macroeconomic expectations resulting from recent shifts in Argentina's political and financial landscape.Narrative Update • Oct 18
Digital Banking And Financial Inclusion Will Drive Future Opportunities
Analysts have revised Grupo Financiero Galicia's price target sharply downward from ARS 11,000 to ARS 5,500. They cited heightened macroeconomic uncertainty and concerns over banking sector fundamentals following recent electoral outcomes.Narrative Update • Oct 04
Digital Banking And Financial Inclusion Will Drive Future Opportunities
Grupo Financiero Galicia's analyst price target has been reduced significantly from ARS 11,188.75 to ARS 8,882.80, as analysts cite challenging macroeconomic conditions and a downgraded outlook for the sector, which are impacting the bank's fundamentals. Analyst Commentary Recent analyst actions reflect a shift in sentiment regarding Grupo Financiero Galicia, with updates to ratings and price targets in response to evolving sector conditions and macroeconomic challenges.Narrative Update • Aug 28
Digital Banking And Financial Inclusion Will Drive Future Opportunities
The slight decrease in Grupo Financiero Galicia's consensus price target reflects a material decline in its forward P/E ratio, partly offset by improved revenue growth forecasts, resulting in a revised fair value of ARS11189. What's in the News Diego Hernán Rivas appointed as CEO, replacing Fabián Enrique Kon, effective September 1, 2025.
New Narrative • Nov 25
Galicia's Decisive Moves And Economic Tailwinds Set Stage For Future Financial Growth
The acquisition of HSBC Argentina and positive economic conditions in Argentina could enhance Galicia's market share, revenue, and profit growth.Shareholder Returns
| GGAL | AR Banks | AR Market | |
|---|---|---|---|
| 7D | 11.9% | 13.8% | 7.5% |
| 1Y | 25.7% | 38.8% | 49.9% |
Return vs Industry: GGAL underperformed the AR Banks industry which returned 38.8% over the past year.
Return vs Market: GGAL underperformed the AR Market which returned 49.9% over the past year.
Price Volatility
| GGAL volatility | |
|---|---|
| GGAL Average Weekly Movement | 6.9% |
| Banks Industry Average Movement | 8.1% |
| Market Average Movement | 5.3% |
| 10% most volatile stocks in AR Market | 7.6% |
| 10% least volatile stocks in AR Market | 3.6% |
Stable Share Price: GGAL's share price has been volatile over the past 3 months compared to the AR market.
Volatility Over Time: GGAL's weekly volatility (7%) has been stable over the past year, but is still higher than 75% of AR stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1905 | 10,032 | Fabian Enrique Kon | www.gfgsa.com |
Grupo Financiero Galicia S.A., a financial service holding company, provides various financial products and services to individuals and companies in Argentina. The company operates through Bank, Naranja X, Insurance, and Other Businesses segments. It offers savings, checking, and time deposits; and credit and debit cards.
Grupo Financiero Galicia S.A. Fundamentals Summary
| GGAL fundamental statistics | |
|---|---|
| Market cap | AR$13.19t |
| Earnings (TTM) | AR$68.96b |
| Revenue (TTM) | AR$6.07t |
191.2x
P/E Ratio1.5x
P/B RatioIs GGAL overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| GGAL income statement (TTM) | |
|---|---|
| Revenue | AR$6.07t |
| Cost of Revenue | AR$242.38b |
| Gross Profit | AR$5.83t |
| Other Expenses | AR$5.76t |
| Earnings | AR$68.96b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 42.93 |
| Gross Margin | 96.01% |
| Net Profit Margin | 1.14% |
| Debt/Equity Ratio | 77.9% |
How did GGAL perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/15 10:10 |
| End of Day Share Price | 2026/06/12 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Grupo Financiero Galicia S.A. is covered by 14 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ernesto Gabilondo Márquez | BofA Global Research |
| Alonso Aramburú | BTG Pactual |
| Brian Flores | Citigroup Inc |