PROV Stock Overview
Operates as the holding company for Provident Savings Bank, F.S.B. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 1/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
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Provident Financial Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$15.36 |
| 52 Week High | US$16.70 |
| 52 Week Low | US$12.01 |
| Beta | 0.31 |
| 1 Month Change | 9.71% |
| 3 Month Change | -4.06% |
| 1 Year Change | 21.04% |
| 3 Year Change | 5.49% |
| 5 Year Change | 18.15% |
| Change since IPO | 215.07% |
Recent News & Updates
Recent updates
Provident Financial Holdings' (NASDAQ:PROV) Dividend Will Be $0.14
Feb 10
Provident Financial Holdings (NASDAQ:PROV) Will Pay A Dividend Of $0.14
Jan 27Provident Financial Holdings (NASDAQ:PROV) Has Announced A Dividend Of $0.14
Oct 29
Adapting To Economic Shifts Positions Bank For Enhanced Revenue And Margins
Sep 28 Adapting to changing interest rates and economic conditions aims to grow the loan portfolio, potentially increasing revenue through higher interest loans.Provident Financial Holdings (NASDAQ:PROV) Has Affirmed Its Dividend Of $0.14
Jul 30Provident Financial Holdings, Inc. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now
May 02Provident Financial Holdings (NASDAQ:PROV) Is Paying Out A Dividend Of $0.14
Apr 30Earnings Beat: Provident Financial Holdings, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
Feb 01Provident Financial Holdings (NASDAQ:PROV) Will Pay A Dividend Of $0.14
Jan 30Provident Financial Holdings (NASDAQ:PROV) Has Affirmed Its Dividend Of $0.14
Oct 31Provident Financial Holdings (NASDAQ:PROV) Is Paying Out A Dividend Of $0.14
Aug 01Provident Financial Holdings' (NASDAQ:PROV) Dividend Will Be $0.14
May 02Provident Financial Holdings (NASDAQ:PROV) Is Paying Out A Dividend Of $0.14
Jan 28Provident Financial Holdings' (NASDAQ:PROV) Dividend Will Be $0.14
Nov 01Provident Financial Holdings (NASDAQ:PROV) Has Announced A Dividend Of $0.14
Aug 16Provident Financial Holdings (NASDAQ:PROV) Is Due To Pay A Dividend Of $0.14
Aug 02Provident Financial GAAP EPS of $0.34 beats by $0.12, revenue of $9.67M beats by $0.77M
Jul 26Provident Financial Holdings (NASDAQ:PROV) Has Announced A Dividend Of US$0.14
May 03Shareholder Returns
| PROV | US Banks | US Market | |
|---|---|---|---|
| 7D | -0.3% | 4.0% | 3.9% |
| 1Y | 21.0% | 19.9% | 11.6% |
Return vs Industry: PROV exceeded the US Banks industry which returned 15.6% over the past year.
Return vs Market: PROV exceeded the US Market which returned 8% over the past year.
Price Volatility
| PROV volatility | |
|---|---|
| PROV Average Weekly Movement | 3.6% |
| Banks Industry Average Movement | 4.7% |
| Market Average Movement | 8.1% |
| 10% most volatile stocks in US Market | 16.6% |
| 10% least volatile stocks in US Market | 4.2% |
Stable Share Price: PROV has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PROV's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1956 | 127 | Donavon Ternes | www.myprovident.com |
Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company’s deposit products include checking, savings, and money market and time deposit accounts; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. It also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions.
Provident Financial Holdings, Inc. Fundamentals Summary
| PROV fundamental statistics | |
|---|---|
| Market cap | US$99.65m |
| Earnings (TTM) | US$6.58m |
| Revenue (TTM) | US$39.67m |
15.5x
P/E Ratio0.8x
P/B RatioIs PROV overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PROV income statement (TTM) | |
|---|---|
| Revenue | US$39.67m |
| Cost of Revenue | US$0 |
| Gross Profit | US$39.67m |
| Other Expenses | US$33.09m |
| Earnings | US$6.58m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.99 |
| Gross Margin | 100.00% |
| Net Profit Margin | 16.59% |
| Debt/Equity Ratio | 167.3% |
How did PROV perform over the long term?
See historical performance and comparisonDividends
3.6%
Current Dividend Yield58%
Payout RatioDoes PROV pay a reliable dividends?
See PROV dividend history and benchmarks| Provident Financial Holdings dividend dates | |
|---|---|
| Ex Dividend Date | May 15 2025 |
| Dividend Pay Date | Jun 05 2025 |
| Days until Ex dividend | 2 days |
| Days until Dividend pay date | 23 days |
Does PROV pay a reliable dividends?
See PROV dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/12 04:42 |
| End of Day Share Price | 2025/05/12 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Provident Financial Holdings, Inc. is covered by 7 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| David Rochester | FBR Capital Markets & Co. |
| Timothy Coffey | FIG Partners |
| Timothy Coffey | Janney Montgomery Scott LLC |