OPBK logo

OP BancorpNasdaqGM:OPBK Stock Report

Market Cap US$189.3m
Share Price
US$12.72
My Fair Value
US$16
20.5% undervalued intrinsic discount
1Y5.9%
7D-0.4%
Portfolio Value
View

OP Bancorp

NasdaqGM:OPBK Stock Report

Market Cap: US$189.3m

OP Bancorp (OPBK) Stock Overview

Operates as the bank holding company for Open Bank that provides banking products and services. More details

OPBK fundamental analysis
Snowflake Score
Valuation5/6
Future Growth3/6
Past Performance3/6
Financial Health6/6
Dividends2/6

OPBK Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

OP Bancorp Competitors

Price History & Performance

Summary of share price highs, lows and changes for OP Bancorp
Historical stock prices
Current Share PriceUS$12.72
52 Week HighUS$18.57
52 Week LowUS$10.43
Beta0.68
1 Month Change-5.64%
3 Month Change-4.14%
1 Year Change5.91%
3 Year Change-0.93%
5 Year Change103.19%
Change since IPO3.84%

Recent News & Updates

OP Bancorp's (NASDAQ:OPBK) Dividend Will Be $0.12

Aug 01
OP Bancorp's (NASDAQ:OPBK) Dividend Will Be $0.12

Recent updates

OP Bancorp's (NASDAQ:OPBK) Dividend Will Be $0.12

Aug 01
OP Bancorp's (NASDAQ:OPBK) Dividend Will Be $0.12

OP Bancorp (NASDAQ:OPBK) Has Affirmed Its Dividend Of $0.12

Jan 27
OP Bancorp (NASDAQ:OPBK) Has Affirmed Its Dividend Of $0.12

OP Bancorp (NASDAQ:OPBK) Is Paying Out A Dividend Of $0.12

Oct 29
OP Bancorp (NASDAQ:OPBK) Is Paying Out A Dividend Of $0.12

OP Bancorp (NASDAQ:OPBK) Is Due To Pay A Dividend Of $0.12

Jul 30
OP Bancorp (NASDAQ:OPBK) Is Due To Pay A Dividend Of $0.12

OP Bancorp (NASDAQ:OPBK) Is Paying Out A Dividend Of $0.12

Apr 30
OP Bancorp (NASDAQ:OPBK) Is Paying Out A Dividend Of $0.12

OP Bancorp (NASDAQ:OPBK) Is Due To Pay A Dividend Of $0.12

Jan 29
OP Bancorp (NASDAQ:OPBK) Is Due To Pay A Dividend Of $0.12

OP Bancorp (NASDAQ:OPBK) Will Pay A Dividend Of $0.12

Aug 01
OP Bancorp (NASDAQ:OPBK) Will Pay A Dividend Of $0.12

With EPS Growth And More, OP Bancorp (NASDAQ:OPBK) Makes An Interesting Case

Mar 14
With EPS Growth And More, OP Bancorp (NASDAQ:OPBK) Makes An Interesting Case

OP Bancorp: Californian Economy, Interest Rates To Drive Earnings

Sep 30

OP Bancorp (NASDAQ:OPBK) Is Increasing Its Dividend To $0.12

Aug 02
OP Bancorp (NASDAQ:OPBK) Is Increasing Its Dividend To $0.12

OP Bancorp raises dividend by 20% to $0.12

Jul 28

OP Bancorp: Strong Loan Growth To Drive Earnings This Year

Jul 16

If You Like EPS Growth Then Check Out OP Bancorp (NASDAQ:OPBK) Before It's Too Late

Jun 14
If You Like EPS Growth Then Check Out OP Bancorp (NASDAQ:OPBK) Before It's Too Late

Open Bancorp: Fast-Growing, Ethnic Focused Bank

Feb 14

Forecast: Analysts Think OP Bancorp's (NASDAQ:OPBK) Business Prospects Have Improved Drastically

Feb 02
Forecast: Analysts Think OP Bancorp's (NASDAQ:OPBK) Business Prospects Have Improved Drastically

Shareholder Returns

OPBKUS BanksUS Market
7D-0.4%0.5%2.4%
1Y5.9%26.3%20.2%

Return vs Industry: OPBK underperformed the US Banks industry which returned 26.3% over the past year.

Return vs Market: OPBK underperformed the US Market which returned 20.2% over the past year.

Price Volatility

Is OPBK's price volatile compared to industry and market?
OPBK volatility
OPBK Average Weekly Movement4.8%
Banks Industry Average Movement3.6%
Market Average Movement6.5%
10% most volatile stocks in US Market17.6%
10% least volatile stocks in US Market3.1%

Stable Share Price: OPBK has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: OPBK's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2005231Sang Kyo Ohwww.myopenbank.com

OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. The company offers demand, checking, savings, money market, and time deposit accounts, as well as certificates of deposit. It also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, consumer, and home mortgage loans; trade financing products; and letters of credit, and SWIFT and export advice.

OP Bancorp Fundamentals Summary

How do OP Bancorp's earnings and revenue compare to its market cap?
OPBK fundamental statistics
Market capUS$189.35m
Earnings (TTM)US$21.93m
Revenue (TTM)US$84.08m
8.6x
P/E Ratio
0.9x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
OPBK income statement (TTM)
RevenueUS$84.08m
Cost of RevenueUS$0
Gross ProfitUS$84.08m
Other ExpensesUS$62.15m
EarningsUS$21.93m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)1.47
Gross Margin100.00%
Net Profit Margin26.08%
Debt/Equity Ratio23.4%

How did OPBK perform over the long term?

See historical performance and comparison

Dividends

3.8%
Current Dividend Yield
32%
Payout Ratio

Does OPBK pay a reliable dividends?

See OPBK dividend history and benchmarks
When do you need to buy OPBK by to receive an upcoming dividend?
OP Bancorp dividend dates
Ex Dividend DateAug 07 2025
Dividend Pay DateAug 21 2025
Days until Ex dividend5 days
Days until Dividend pay date9 days

Does OPBK pay a reliable dividends?

See OPBK dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/08/11 15:08
End of Day Share Price 2025/08/08 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

OP Bancorp is covered by 4 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Gary TennerD.A. Davidson & Co.
null nullD.A. Davidson & Co.
Christopher McGrattyKeefe, Bruyette, & Woods