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First Community Bankshares, Inc.NasdaqGS:FCBC Stock Report

Market Cap US$810.5m
Share Price
US$41.50
US$45
7.8% undervalued intrinsic discount
1Y11.5%
7D-2.4%
1D
Portfolio Value
View

First Community Bankshares, Inc.

NasdaqGS:FCBC Stock Report

Market Cap: US$810.5m

First Community Bankshares (FCBC) Stock Overview

Operates as the financial holding company for First Community Bank that provides various banking products and services. More details

FCBC fundamental analysis
Snowflake Score
Valuation1/6
Future Growth1/6
Past Performance2/6
Financial Health6/6
Dividends5/6

FCBC Community Fair Values

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First Community Bankshares, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for First Community Bankshares
Historical stock prices
Current Share PriceUS$41.50
52 Week HighUS$45.10
52 Week LowUS$31.21
Beta0.48
1 Month Change-1.82%
3 Month Change3.72%
1 Year Change11.47%
3 Year Change33.10%
5 Year Change33.31%
Change since IPO308.65%

Recent News & Updates

Analysis Article May 02

First Community Bankshares, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

As you might know, First Community Bankshares, Inc. ( NASDAQ:FCBC ) recently reported its quarterly numbers. It looks...

Recent updates

Analysis Article May 02

First Community Bankshares, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

As you might know, First Community Bankshares, Inc. ( NASDAQ:FCBC ) recently reported its quarterly numbers. It looks...
Seeking Alpha Jan 07

Special Dividends Cannot Make Me A Buyer Of First Community Bankshares

Summary First Community Bankshares is rated Hold due to flat earnings and limited growth prospects despite a recent acquisition. FCBC's special dividends are generous but may not be sustainable given declining book value and modest profit outlook. The Hometown Bancshares acquisition is expected to be minimally dilutive to tangible book value and accretive to EPS, but integration risks remain. Key risks include elevated non-performing loans, exposure to commercial real estate, and limited earnings growth versus rising dividends. Read the full article on Seeking Alpha
Analysis Article Nov 01

First Community Bankshares (NASDAQ:FCBC) Has Affirmed Its Dividend Of $0.31

First Community Bankshares, Inc. ( NASDAQ:FCBC ) has announced that it will pay a dividend of $0.31 per share on the...
Analysis Article Jul 26

First Community Bankshares (NASDAQ:FCBC) Has Affirmed Its Dividend Of $0.31

First Community Bankshares, Inc.'s ( NASDAQ:FCBC ) investors are due to receive a payment of $0.31 per share on 22nd of...
Analysis Article Jan 27

First Community Bankshares (NASDAQ:FCBC) Is Paying Out A Dividend Of $0.29

First Community Bankshares, Inc. ( NASDAQ:FCBC ) has announced that it will pay a dividend of $0.29 per share on the...
Analysis Article Jul 29

First Community Bankshares (NASDAQ:FCBC) Has Announced A Dividend Of $0.29

First Community Bankshares, Inc. ( NASDAQ:FCBC ) has announced that it will pay a dividend of $0.29 per share on the...
Analysis Article Jul 30

First Community Bankshares' (NASDAQ:FCBC) Upcoming Dividend Will Be Larger Than Last Year's

The board of First Community Bankshares, Inc. ( NASDAQ:FCBC ) has announced that it will be paying its dividend of...
Seeking Alpha Jul 26

First Community Bancshares Non-GAAP EPS of $0.67, revenue of $36.4M

First Community Bancshares press release (NASDAQ:FCBC): Q2 Non-GAAP EPS of $0.67. Revenue of $36.4M (+5.2% Y/Y).

Shareholder Returns

FCBCUS BanksUS Market
7D-2.4%-0.5%1.2%
1Y11.5%19.1%27.0%

Return vs Industry: FCBC underperformed the US Banks industry which returned 19.1% over the past year.

Return vs Market: FCBC underperformed the US Market which returned 27% over the past year.

Price Volatility

Is FCBC's price volatile compared to industry and market?
FCBC volatility
FCBC Average Weekly Movement2.7%
Banks Industry Average Movement3.2%
Market Average Movement7.2%
10% most volatile stocks in US Market16.9%
10% least volatile stocks in US Market3.0%

Stable Share Price: FCBC has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: FCBC's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1874610Will Staffordwww.firstcommunitybank.com

First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services. It offers demand and savings deposits, money market accounts, certificates of deposit, and individual retirement accounts; commercial loans, such as loans to small and mid-size industrial, commercial, and service companies; and consumer real estate loans, including home equity loans, lines of credit, and financing residential properties. The company also provides consumer and other loans comprising automobile, credit cards, personal lines of credit, boats, mobile homes, and other consumer goods; and trust management, estate administration, and investment advisory services.

First Community Bankshares, Inc. Fundamentals Summary

How do First Community Bankshares's earnings and revenue compare to its market cap?
FCBC fundamental statistics
Market capUS$810.51m
Earnings (TTM)US$49.00m
Revenue (TTM)US$171.60m
16.0x
P/E Ratio
1.5x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FCBC income statement (TTM)
RevenueUS$171.60m
Cost of RevenueUS$0
Gross ProfitUS$171.60m
Other ExpensesUS$122.59m
EarningsUS$49.00m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)2.60
Gross Margin100.00%
Net Profit Margin28.56%
Debt/Equity Ratio0.6%

How did FCBC perform over the long term?

See historical performance and comparison

Dividends

5.4%
Current Dividend Yield
47%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/03 21:44
End of Day Share Price 2026/06/03 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

First Community Bankshares, Inc. is covered by 6 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Stephen MossBrean Capital Historical (Janney Montgomery)
David BishopHovde Group, LLC
Catherine Summerson MealorKeefe, Bruyette, & Woods