First Community Bankshares Balance Sheet Health
Financial Health criteria checks 6/6
First Community Bankshares has total assets of $3.2B and total equity of $506.9M. Total deposits are $2.7B, and total loans are $2.5B. It earns a Net Interest Margin of 4.4%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $248.9M.
Key information
6.4x
Asset to equity ratio
4.4%
Net interest margin
Total deposits | US$2.68b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.8% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$248.91m |
Recent financial health updates
No updates
Recent updates
First Community Bankshares (NASDAQ:FCBC) Is Paying Out A Dividend Of $0.29
Jan 27First Community Bankshares (NASDAQ:FCBC) Has Announced A Dividend Of $0.29
Jul 29First Community Bankshares' (NASDAQ:FCBC) Upcoming Dividend Will Be Larger Than Last Year's
Jul 30First Community Bancshares Non-GAAP EPS of $0.67, revenue of $36.4M
Jul 26If You Like EPS Growth Then Check Out First Community Bankshares (NASDAQ:FCBC) Before It's Too Late
Sep 28First Community Bankshares' (NASDAQ:FCBC) Shareholders Will Receive A Bigger Dividend Than Last Year
Aug 04Some Shareholders May find It Hard To Increase First Community Bankshares, Inc.'s (NASDAQ:FCBC) CEO Compensation This Year
Apr 21You Have To Love First Community Bankshares, Inc.'s (NASDAQ:FCBC) Dividend
Mar 23What Kind Of Shareholders Hold The Majority In First Community Bankshares, Inc.'s (NASDAQ:FCBC) Shares?
Feb 25Why You Might Be Interested In First Community Bankshares, Inc. (NASDAQ:FCBC) For Its Upcoming Dividend
Jan 30Shareholders Of First Community Bankshares (NASDAQ:FCBC) Must Be Happy With Their 55% Return
Jan 07Who Has Been Buying First Community Bankshares, Inc. (NASDAQ:FCBC) Shares?
Dec 12First Community Bancshares goes ex-dividend tomorrow
Nov 04First Community Bancshares: Looks Good Under $19
Oct 28Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FCBC's Assets to Equity ratio (6.4x) is low.
Allowance for Bad Loans: FCBC has a sufficient allowance for bad loans (180%).
Low Risk Liabilities: 98% of FCBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: FCBC has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: FCBC's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: FCBC has an appropriate level of bad loans (0.8%).