nCino, Inc.

NasdaqGS:NCNO Stock Report

Market Cap: US$3.1b

nCino Management

Management criteria checks 3/4

nCino's CEO is Sean Desmond, appointed in Feb 2025, has a tenure of less than a year. total yearly compensation is $3.09M, comprised of 11.7% salary and 88.3% bonuses, including company stock and options. directly owns 0.55% of the company’s shares, worth $17.20M. The average tenure of the management team and the board of directors is 2.4 years and 5.5 years respectively.

Key information

Sean Desmond

Chief executive officer

US$3.1m

Total compensation

CEO salary percentage11.68%
CEO tenureless than a year
CEO ownership0.6%
Management average tenure2.4yrs
Board average tenure5.5yrs

Recent management updates

Recent updates

nCino: A Lot Of Positive Developments, But I Am Still Wary (Upgrade To Hold)

Jun 01
author-image

AI Banking And nSight Launch Will Broaden Digital Banking Services

Strategic pivot to AI banking and product enhancements are expected to drive revenue growth and improve customer retention and efficiency.

Estimating The Fair Value Of nCino, Inc. (NASDAQ:NCNO)

May 06
Estimating The Fair Value Of nCino, Inc. (NASDAQ:NCNO)

Risks Still Elevated At These Prices As nCino, Inc. (NASDAQ:NCNO) Shares Dive 28%

Apr 04
Risks Still Elevated At These Prices As nCino, Inc. (NASDAQ:NCNO) Shares Dive 28%

Is nCino (NASDAQ:NCNO) A Risky Investment?

Mar 26
Is nCino (NASDAQ:NCNO) A Risky Investment?

nCino, Inc.: Rising Rates Heavily Impact Growth Outlook (Rating Downgrade)

Jan 15

Is nCino, Inc. (NASDAQ:NCNO) Trading At A 23% Discount?

Jan 12
Is nCino, Inc. (NASDAQ:NCNO) Trading At A 23% Discount?

Does nCino (NASDAQ:NCNO) Have A Healthy Balance Sheet?

Dec 03
Does nCino (NASDAQ:NCNO) Have A Healthy Balance Sheet?

nCino: Well-Led, But Moderate Return Prospects At This Valuation

Nov 21

nCino, Inc.'s (NASDAQ:NCNO) 26% Price Boost Is Out Of Tune With Revenues

Oct 26
nCino, Inc.'s (NASDAQ:NCNO) 26% Price Boost Is Out Of Tune With Revenues

A Painful Day For nCino Reinforces The Problems Its Investors Face

Aug 28

Estimating The Fair Value Of nCino, Inc. (NASDAQ:NCNO)

Jul 31
Estimating The Fair Value Of nCino, Inc. (NASDAQ:NCNO)

Health Check: How Prudently Does nCino (NASDAQ:NCNO) Use Debt?

Jul 12
Health Check: How Prudently Does nCino (NASDAQ:NCNO) Use Debt?

nCino: Riding On The Long-Term Secular Tailwind

Jun 30

nCino, Inc. (NASDAQ:NCNO) Not Flying Under The Radar

May 27
nCino, Inc. (NASDAQ:NCNO) Not Flying Under The Radar

Calculating The Fair Value Of nCino, Inc. (NASDAQ:NCNO)

May 01
Calculating The Fair Value Of nCino, Inc. (NASDAQ:NCNO)

nCino Remains Drastically Overvalued Despite Stellar Results

Mar 27

Risks To Shareholder Returns Are Elevated At These Prices For nCino, Inc. (NASDAQ:NCNO)

Feb 01
Risks To Shareholder Returns Are Elevated At These Prices For nCino, Inc. (NASDAQ:NCNO)

Estimating The Intrinsic Value Of nCino, Inc. (NASDAQ:NCNO)

Dec 27
Estimating The Intrinsic Value Of nCino, Inc. (NASDAQ:NCNO)

CEO Compensation Analysis

How has Sean Desmond's remuneration changed compared to nCino's earnings?
DateTotal CompensationSalaryCompany Earnings
Apr 30 2025n/an/a

-US$29m

Jan 31 2025US$3mUS$361k

-US$38m

Oct 31 2024n/an/a

-US$18m

Jul 31 2024n/an/a

-US$29m

Apr 30 2024n/an/a

-US$34m

Jan 31 2024US$3mUS$328k

-US$42m

Oct 31 2023n/an/a

-US$65m

Jul 31 2023n/an/a

-US$72m

Apr 30 2023n/an/a

-US$83m

Jan 31 2023n/an/a

-US$103m

Oct 31 2022n/an/a

-US$89m

Jul 31 2022n/an/a

-US$79m

Apr 30 2022n/an/a

-US$65m

Jan 31 2022US$2mUS$290k

-US$49m

Compensation vs Market: Sean's total compensation ($USD3.09M) is below average for companies of similar size in the US market ($USD7.55M).

Compensation vs Earnings: Sean's compensation has increased whilst the company is unprofitable.

CEO

Sean Desmond (51 yo)

less than a year
Tenure
US$3,094,629
Compensation

Mr. Sean Desmond is CEO, President & Director of nCino, Inc. from February 3, 2025 and served as Chief Product Officer since 2024 until February 3, 2025 and served its as Chief Customer Success Officer sin...

Leadership Team

NamePositionTenureCompensationOwnership
Pierre Naude
Co-Founder & Executive Chairman13.5yrsUS$8.50m1.04%
$ 32.3m
Sean Desmond
CEO, President & Directorless than a yearUS$3.09m0.55%
$ 17.2m
Gregory Orenstein
CFO & Treasurer2.4yrsUS$3.46m0.41%
$ 12.7m
April Rieger
Chief Legal & Administrative Officer and Corporate Secretary3.8yrsUS$2.42m0.029%
$ 896.2k
Katie Smith
Director of Operationsno datano datano data
Jeanette Sellers
Vice President of Accountingno datano data0.024%
$ 731.7k
Izak Cronier
Head of Information Technologyno datano datano data
Davis Brannan
Executive Vice President of Strategic Operationsno datano datano data
Anthony Morris
Senior VP of Global Banking Strategy & Customer Advisory3.8yrsno datano data
Mark Bernhardi
Managing Director of Australia & New Zealandno datano datano data
Paul Clarkson
Executive Vice President of Global Revenueno datano datano data
Thomas Hill
Chief Information Security Officer1.4yrsno datano data
2.4yrs
Average Tenure
53yo
Average Age

Experienced Management: NCNO's management team is considered experienced (2.4 years average tenure).

Board Members

NamePositionTenureCompensationOwnership
Pierre Naude
Co-Founder & Executive Chairman13.5yrsUS$8.50m1.04%
$ 32.3m
Sean Desmond
CEO, President & Directorless than a yearUS$3.09m0.55%
$ 17.2m
Jeffrey Horing
Independent Director10.3yrsUS$218.86k0.22%
$ 6.7m
Steven Collins
Independent Director5.5yrsUS$244.36k0.047%
$ 1.5m
William Ruh
Independent Director12.1yrsUS$263.42k0.20%
$ 6.1m
Jonathan Doyle
Independent Director5.5yrsUS$223.11k0.055%
$ 1.7m
Justin Nyweide
Independent Directorless than a yearno data0%
$ 0
Spencer Lake
Independent Director8.2yrsUS$253.33k0.0068%
$ 210.2k
Pam Kilday
Lead Independent Director5.5yrsUS$287.83k0.010%
$ 321.8k
William Spruill
Independent Director2.6yrsUS$247.48k0.012%
$ 375.3k
5.5yrs
Average Tenure
61yo
Average Age

Experienced Board: NCNO's board of directors are considered experienced (5.5 years average tenure).

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/06/16 08:51
End of Day Share Price 2025/06/16 00:00
Earnings2025/04/30
Annual Earnings2025/01/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

nCino, Inc. is covered by 19 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Joseph VruwinkBaird
Saket KaliaBarclays
Koji IkedaBofA Global Research