Patriot National Bancorp, Inc.

NasdaqGM:PNBK Stock Report

Market Cap: US$122.1m

Patriot National Bancorp (PNBK) Stock Overview

Operates as the holding company for Patriot Bank, N.A. More details

PNBK fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance0/6
Financial Health4/6
Dividends0/6

PNBK Community Fair Values

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Patriot National Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Patriot National Bancorp
Historical stock prices
Current Share PriceUS$1.47
52 Week HighUS$7.47
52 Week LowUS$0.90
Beta-0.45
1 Month Change62.84%
3 Month Change-55.18%
1 Year Change-24.62%
3 Year Change-87.07%
5 Year Change-76.67%
Change since IPO-97.82%

Recent News & Updates

Patriot National Bancorp: Sharply Overvalued Following Recent Equity Recapitalization

May 05

Recent updates

Patriot National Bancorp: Sharply Overvalued Following Recent Equity Recapitalization

May 05

Should You Be Adding Patriot National Bancorp (NASDAQ:PNBK) To Your Watchlist Today?

Aug 01
Should You Be Adding Patriot National Bancorp (NASDAQ:PNBK) To Your Watchlist Today?

Here's Why We Think Patriot National Bancorp (NASDAQ:PNBK) Might Deserve Your Attention Today

Mar 21
Here's Why We Think Patriot National Bancorp (NASDAQ:PNBK) Might Deserve Your Attention Today

Patriot National Bancorp GAAP EPS of $0.32, revenue of $8.52M

Aug 05

Patriot National announces termination of merger with American Challenger

Jul 21

Patriot National Bancorp gets OCC approval for American Challenger merger

Jul 06

Shareholder Returns

PNBKUS BanksUS Market
7D-3.3%0.05%0.5%
1Y-24.6%22.2%14.1%

Return vs Industry: PNBK underperformed the US Banks industry which returned 18.4% over the past year.

Return vs Market: PNBK underperformed the US Market which returned 12.4% over the past year.

Price Volatility

Is PNBK's price volatile compared to industry and market?
PNBK volatility
PNBK Average Weekly Movement29.1%
Banks Industry Average Movement3.8%
Market Average Movement6.4%
10% most volatile stocks in US Market16.9%
10% least volatile stocks in US Market3.1%

Stable Share Price: PNBK's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: PNBK's weekly volatility (29%) has been stable over the past year, but is still higher than 75% of US stocks.

About the Company

FoundedEmployeesCEOWebsite
1994129Steve Sugarmanbankpatriot.com

Patriot National Bancorp, Inc. operates as the holding company for Patriot Bank, N.A. that provides community banking services to individuals, small and medium-sized businesses, and professionals. The company accepts consumer and commercial deposit accounts, such as checking, interest-bearing negotiable order of withdrawal, money market, time certificates of deposit, savings, prepaid deposit, online national money market, individual retirement accounts, and health savings accounts, as well as certificate of deposit account registry service. Its loan portfolio comprises commercial real estate, commercial business, small business administration, construction, purchased residential real estate, and various consumer loans.

Patriot National Bancorp, Inc. Fundamentals Summary

How do Patriot National Bancorp's earnings and revenue compare to its market cap?
PNBK fundamental statistics
Market capUS$122.09m
Earnings (TTM)-US$42.36m
Revenue (TTM)US$14.94m
2.4x
P/B Ratio
8.3x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PNBK income statement (TTM)
RevenueUS$14.94m
Cost of RevenueUS$0
Gross ProfitUS$14.94m
Other ExpensesUS$57.30m
Earnings-US$42.36m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)-0.50
Gross Margin100.00%
Net Profit Margin-283.53%
Debt/Equity Ratio42.1%

How did PNBK perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/17 05:58
End of Day Share Price 2025/07/17 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Patriot National Bancorp, Inc. is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Blair BrantleyBrean Capital
Brian MeredithUBS Investment Bank