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PayPal Holdings

PayPal: PayPal Doesn't Need to Grow – It Needs to Stop Falling – A Mispriced Cash Machine With a Cannibal Buyback

PayPal is widely treated like a payments business in slow decline, but the case here is that it can still do well simply by steadying its core checkout business while using its strong cash generation to steadily shrink its share count. The upside also hinges on whether PayPal’s cross‑platform person‑to‑person payments stay sticky and whether new ways of shopping through AI assistants create a fresh lane for PayPal to plug into.
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US$65
FV
14.6% undervalued intrinsic discount
exit-earnings model with explicit share-count reduction (the standard revenue/margin/PE approach understates PayPal because it ignores the buyback, which is central to this thesis) 1. Revenue FY2030: ~$37.5B (from ~$32B today, ~3.5% CAGR – stabilization only, no reacceleration) 2. Net margin: 15.5% → net income ~$5.8B (cost program partially offsets mix shift) 3. Share count FY2030: ~700M (from ~890M today) Assumes ~5.5% net annual share reduction – deliberately BELOW the current ~9%/yr run-rate. Feasibility check: retiring ~190M shares over 4.5 years costs roughly $3B/yr even at rising prices, well within ~$6.8B annual free cash flow. 4. EPS FY2030: $5.8B / 700M ≈ $8.30 5. Exit multiple: 12x earnings → ~$100 per share in FY2030 (low end of a normal profitable-financial multiple; no premium, zero value assigned to agentic commerce optionality) 6. Discount back 4.5 years at 10% p.a. → fair value today ≈ $65 Every input is conservative on purpose. Kill-switch: if Branded Checkout growth turns negative again, the network is eroding and the thesis is void regardless of this math. Sensitivity: at a 16x exit multiple and the current ~9%/yr buyback pace, the same framework yields ~$85–90. I deliberately anchor on the conservative case.
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CELH logo
Celsius Holdings

From $5M to $2B: Why the 2024 Crash Was the Best Buying Opportunity in Consumer Stocks

A 17-Year Story That Most Investors Only Discovered in the Last Three In 2010, Celsius Holdings (CELH) was generating roughly US$5 million in annual revenue, a forgotten energy drink with niche distribution in Scandinavian gyms and a handful of US health food stores. By the end of 2025, the company had crossed US$2 billion in trailing twelve-month revenue and acquired two major energy drink brands.
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US$55.43
FV
45.5% undervalued intrinsic discount
20.00%
Revenue growth p.a.
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SVE logo
Silver One Resources

Silver One Resources, US$0.96/oz for 137Moz AgEq Past-Producing Silver Project, Eric Sprott Owns 15.61%

Silver One Resources TSXV: SVE / OTCQX: SLVRF / FSE: BRK1 Introduction Silver One Resources Inc. is a silver-focused exploration and development company with projects in Nevada and Arizona.Read more

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CA$2.5
84.6% undervalued intrinsic discount
Fair Value
Profit Margin
13.55%
Future PE
16.76x
Price in 2031
CA$3.63
MRF logo
MRF

MRF to See 22.9% Future PE Growth in Five Years

MRF’s tyre business leans heavily on steady replacement demand, which can make it less tied to swings in new vehicle sales. But the big question is whether it can protect profits when key materials get more expensive.Read more

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₹117.53k
11.8% overvalued intrinsic discount
Fair Value
Revenue
12% p.a.
Profit Margin
7.79%
Future PE
22.9x
Price in 2031
₹230.9k
VRSK logo
Verisk Analytics

VRSK 05-2026

Verisk Analytics is a regulatory-grade data toll on the US property & casualty insurance industry, monetized through ~83% subscription revenue with ~92% client retention. VRSK's narrow-moat franchise produces FCF with an unusually high degree of predictability, durable enough to justify a 15× exit multiple at a 35% margin of safety.Read more

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US$76.85
149.8% overvalued intrinsic discount
Fair Value
Revenue
-14.28% p.a.
Profit Margin
29.34%
Future PE
25.15x
Price in 2031
US$111.47
SVRS logo
Silver Storm Mining

A case for USD $26.00 (CAD 36.00) by 2030 with a MKT CAP of CAD$8.40 billion (USD$6.10) (10 bagger by Dec 2027)

Company Overview Silver Storm Mining Ltd. is a Canadian mineral exploration company focused on silver projects in Durango, Mexico, owning: La Parrilla Silver Mine Complex: A past-producing mine with 41 concessions (69,478 hectares), a 2,000 tpd processing facility, and historical production of 34.3 million silver-equivalent ounces (AgEq) from 2005 to 2019.Read more

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CA$36
98.8% undervalued intrinsic discount
Fair Value
Profit Margin
9.62%
Future PE
16.84x
Price in 2030
CA$49.3
TYL logo
Tyler Technologies

Tyler Technologies 04-2026

Tyler Technologies sells the behind-the-scenes software that keeps state and local governments running, and its shift to cloud subscriptions plus built-in payments could make customer relationships more valuable over time. The big question is whether management can keep costs and incentives in check while finishing the move away from older systems.Read more

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US$144.97
109.4% overvalued intrinsic discount
Fair Value
Revenue
-11.35% p.a.
Profit Margin
13.53%
Future PE
46.01x
Price in 2031
US$218.75
CROX logo
Crocs

Crocs will step into the future with revenue growth

Valuation Switching to the bull scenario (revenue growth 5.5%, FCF margin expanding to 25%, 12x exit multiple, WACC 8.5%): Intrinsic value: ~$316/share — about +142% upside vs. the current $130.46 price.Read more

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US$291.27k
100.0% undervalued intrinsic discount
Fair Value
Profit Margin
7.2%
Future PE
17.3x
Price in 2031
US$453.36k