Dashboard
Portfolios
Watchlist
Community
Discover
Screener
Narratives
Your Valuation
Community
Create a narrative
Our community narratives are driven by numbers and valuation.
Create a narrative
Weekly Picks
Citigroup
CH
ChadWisperer
Community Contributor
Pole position to benefit from GENIUS Act
The passing of the GENIUS Act establishes a clear regulatory framework for stablecoins, allowing banks like Citi to issue their own stablecoins; Citi Token Services lets Citi position itself as the "killer app" for institutional cross-border payments, absorbing complexities and offering instant, cost-effective solutions; Core business is firing on all cylinders , with record performances in Markets and Wealth, significant share gains in Investment Banking (especially M&A, LevFin, and sponsors), and robust growth in Services and U.S. Personal Banking, all contributing to strong revenue momentum; Highly capital efficient returning $3 billion in capital during the quarter , including $2 billion in share repurchases, part of our $20 billion repurchase plan with a goal of 11% Return on tangible equity (ROTE or ROTCE). ✨ Chat with this narrative: https://notebooklm.google.com/notebook/aa2a6c92-6bd1-495e-beb5-d8d4e6525410 (believe a Google account is required) Background Citigroup Inc.
View narrative
US$233.04
FV
58.8% undervalued
intrinsic discount
6.00%
Revenue growth p.a.
Set Fair Value
14
users have liked this narrative
0
users have commented on this narrative
34
users have followed this narrative
New
narrative
IREN
KA
kapirey
Community Contributor
IREN will transform from bitcoin miner to leader in AI infrastructure
Key Highlights Financial Performance (Q3 FY25) Record Revenue : $148.1 million Record Adjusted EBITDA : $83.3 million Record EBITDA : $82.7 million Profit After Tax : $24.2 million Avg. Operating Hashrate : 29.4 EH/s Strong Margins : All-in cash cost per BTC mined at $41k vs.
View narrative
US$21.48
FV
17.5% undervalued
intrinsic discount
49.99%
Revenue growth p.a.
Set Fair Value
4
users have liked this narrative
1
users have commented on this narrative
34
users have followed this narrative
Updated
narrative
XRF Scientific
RO
Robbo
Community Contributor
Behind the Assay: XRF Scientific’s Role in Modern Mining Economics
There’s an old saying that in a gold rush, those who make the money are the ones selling the shovels; and mining service companies have indeed proven to be shrewd investments historically. XRF Scientific holds a strong niche in sample preparation equipment and consumables used in X-ray fluorescence (XRF) and X-ray diffraction (XRD) analysis, which are essential in determining the quality and purity of materials.
View narrative
AU$2.10
FV
2.4% undervalued
intrinsic discount
9.68%
Revenue growth p.a.
Set Fair Value
5
users have liked this narrative
0
users have commented on this narrative
10
users have followed this narrative
New
narrative
All companies
Popular
Undervalued
Overvalued
Community Investing Ideas
Load previous narratives
2892
First Financial Holding
AN
AnalystLowTarget
Consensus Narrative from 3 Analysts
Fintech Disruption And Asia Regulations Will Erode Market Share
Key Takeaways Rising digital competition and demographic shifts are eroding customer base and slowing growth, exposing weaknesses in market adaptation and product diversification. Regulatory pressures, interest rate volatility, and concentrated credit risk threaten profit margins and overall earnings stability.
View narrative
NT$24.10
FV
23.7% overvalued
intrinsic discount
0.36%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
4 days ago
author updated this narrative
Kakao
AN
AnalystLowTarget
Consensus Narrative from 27 Analysts
Rising Regulation And Fierce Global Competition Will Dominate Future Prospects
Key Takeaways Overreliance on a stagnant domestic market and regulatory pressures constrain Kakao's ability to expand revenue and innovate effectively. Rising competition and digital decentralization threaten user engagement and market share, further pressuring margins and growth potential.
View narrative
₩40.00k
FV
39.5% overvalued
intrinsic discount
3.43%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
4 days ago
author updated this narrative
Max Healthcare Institute
AN
AnalystLowTarget
Consensus Narrative from 23 Analysts
Rising Healthcare Costs And Regulatory Risks Will Weaken Inpatient Demand
Key Takeaways Rising healthcare costs, regulatory risks, and geographic concentration threaten revenue growth, margin expansion, and overall financial stability. Shifts toward outpatient care, intense competition, and delayed project ramp-ups could erode traditional business streams and dampen profitability.
View narrative
₹867.75
FV
47.5% overvalued
intrinsic discount
21.58%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
4 days ago
author updated this narrative
Vodacom Group
AN
AnalystLowTarget
Consensus Narrative from 9 Analysts
African Data Regulations And Legacy Revenue Decline Will Squeeze Margins
Key Takeaways Stricter regulations, rising capex demands, and increased competition are squeezing margins, curbing growth, and complicating earnings expansion across Vodacom's operating regions. Shifts in consumer behavior toward alternative platforms and subdued economic conditions are undermining traditional revenue streams and weakening topline momentum.
View narrative
R115.00
FV
18.4% overvalued
intrinsic discount
7.45%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
4 days ago
author updated this narrative
Hanwha Aerospace
AN
AnalystLowTarget
Consensus Narrative from 20 Analysts
Rising ESG Pressures And Geopolitical Barriers Will Depress Market Valuation
Key Takeaways Growing ESG pressure, export barriers, and demographic challenges threaten Hanwha Aerospace's capital access, cost structure, and overseas expansion prospects. Reliance on domestic defense contracts and lagging innovation exposes the company to policy risk, competitive disruption, and weaker profit potential.
View narrative
₩830.00k
FV
13.9% overvalued
intrinsic discount
22.95%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
4 days ago
author updated this narrative
Pandora
AN
AnalystLowTarget
Consensus Narrative from 19 Analysts
Shifting Consumer Preferences And Rising Costs Will Drag Margins
Key Takeaways Pandora's reliance on charms and lack of product diversification increases vulnerability to changing consumer preferences and potential innovation shortfalls. Rising compliance costs and fast-fashion competition are expected to erode margins and weaken the brand's pricing power, especially in mature markets.
View narrative
DKK 771.79
FV
37.0% overvalued
intrinsic discount
4.31%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
4 days ago
author updated this narrative
Turkiye Garanti Bankasi
AN
AnalystLowTarget
Consensus Narrative from 15 Analysts
Macroeconomic Instability And Regulatory Tightening Will Erode Margins
Key Takeaways Prolonged economic instability and regulatory uncertainty threaten profitability by raising costs, compressing margins, and eroding the real value of the bank's assets. High exposure to unsecured lending and increasing digital competition heighten risks to earnings, loan quality, and the stability of key funding sources.
View narrative
₺109.84
FV
27.5% overvalued
intrinsic discount
25.27%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
4 days ago
author updated this narrative
Nemetschek
AN
AnalystLowTarget
Consensus Narrative from 17 Analysts
Rising Regulation And Fierce Competition Will Suppress Near-Term Prospects
Key Takeaways Rising regulatory pressures, transition to cloud, and organizational complexity are set to increase costs and operational challenges, weighing on margins and earnings quality. Competitive threats from established companies and low-cost, cloud-native disruptors risk eroding pricing power, growth, and customer retention.
View narrative
€78.94
FV
60.4% overvalued
intrinsic discount
13.81%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
4 days ago
author updated this narrative
Continental
AN
AnalystLowTarget
Consensus Narrative from 16 Analysts
Legacy Engine Reliance And Rising Compliance Costs Will Erode Outlook
Key Takeaways Slow adaptation to electrification, regulatory burdens, and supply chain disruptions threaten revenue stability, margin resilience, and long-term operating performance. Competitive pressures, restructuring hurdles, and underperforming divisions raise risks around earnings quality, cash flow sustainability, and future shareholder returns.
View narrative
€64.35
FV
18.9% overvalued
intrinsic discount
-0.084%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
4 days ago
author updated this narrative
Value any company in seconds
Popular companies