Global Community

ING, of course, is a bank; and banks don't like falling interest rates, right? For the dominant stream of income is their core business model, i.e. borrowing short-term and lending long-term, reaping the difference in interest rates in the process.

US$163.75

25.7% undervalued

12.00%

Revenue growth p.a.

New

ING Groep

PittTheYounger

Community Contributor

ING leads the pack when it comes to pivoting towards non-lending income

The supermarket chain Coles is the kind of “boring” business that may have been overlooked as an investment opportunity. Although it was divested from Wesfarmers in 2018, Coles’ heritage traces back to 1914 — giving it over 110 years of history.

€27.92

25.2% undervalued

9.00%

Revenue growth p.a.

New

Coles Group

Robbo

Community Contributor

Coles (ASX: COL): Safe, Steady, and Surprisingly Cheap

AU$22.00

4.1% undervalued

8.72%

Revenue growth p.a.

New

Load previous narratives

Axos Financial

Key Takeaways Emphasis on digital banking, AI-driven efficiencies, and niche lending supports strong, diversified growth while maintaining stable margins and operating leverage. Demographic trends and industry consolidation create new opportunities, enabling Axos to expand market share and enhance long-term revenue prospects.

Consensus Narrative from 6 Analysts

Digital Banking And AI Investments Will Capture Emerging Loan Opportunities

Ainsworth Game Technology

US$99.33

11.4% undervalued

8.44%

Revenue growth p.a.

6 days ago

Key Takeaways Competitive market conditions and regulatory challenges in Latin America may hinder AGT's revenue growth if not strategically managed. Investment in R&D and product development may compress margins if sales fail to increase, while halted dividends might impact investor sentiment.

Consensus Narrative from 1 Analyst

Analysts Predict Profit Margins Will Shrink To 59%, Challenging Future Earnings

AU$1.00

2.0% overvalued

6.56%

Revenue growth p.a.

Updated

Prudential

Key Takeaways Legacy product exposure, demographic shifts, and tighter regulations create long-term profitability and cash flow headwinds for Prudential. Intensifying digital competition and climate-related claim volatility threaten Prudential's market position, revenue growth, and earnings stability.

Consensus Narrative from 14 Analysts

Legacy, Insurtech And Climate Risks Will Drag Prospects

UK£8.90

9.7% overvalued

15.43%

Revenue growth p.a.

about 1 month ago

Foresight Group Holdings

Key Takeaways Heightened regulatory scrutiny and competition may limit profitability, compress margins, and reduce recurring revenue growth for Foresight Group Holdings. Geographic and product expansion increases risks from policy changes and operational inefficiencies, potentially impacting fund flows and long-term earnings.

Consensus Narrative from 7 Analysts

Higher Interest Rates And ESG Scrutiny Will Lower Prospects

UK£4.80

4.6% undervalued

11.83%

Revenue growth p.a.

about 1 month ago

JOST Werke

Key Takeaways Structural shifts to electric vehicles, sustainable freight, and new regulations threaten JOST's traditional market and expose its revenues to long-term decline. Intensifying low-cost competition and overdependence on cyclical Western markets heighten margin pressures and earnings volatility, with limited diversification to offset risks.

Consensus Narrative from 5 Analysts

Electric And Autonomous Shifts Will Undercut Traditional Revenue Streams

€55.00

7.8% undervalued

18.37%

Revenue growth p.a.

about 1 month ago

goeasy

Key Takeaways Regulatory changes and increased competition from fintech firms are expected to limit revenue growth and erode pricing power for goeasy's core lending products. Rising credit losses, high funding costs, and evolving consumer borrowing habits threaten future profitability and constrain opportunities for market expansion.

Consensus Narrative from 9 Analysts

Rising Regulatory Pressure And Digital Competition Will Weaken Future Prospects

Key Takeaways Accelerating APAC and MEA growth, combined with scaling AI and consulting investments, position Crayon for outsized, diversified revenue and faster-than-expected margin expansion. Strong expertise in cloud and compliance, alongside operational efficiencies, supports resilient and growing revenue streams, driving superior earnings and market share gains.

CA$171.00

22.8% overvalued

37.42%

Revenue growth p.a.

about 1 month ago

Crayon Group Holding

AnalystHighTarget

Consensus Narrative from 2 Analysts

Accelerated Cloud Migration And AI Integration Will Expand Global Reach

NOK 160.00

10.0% undervalued

16.39%

Revenue growth p.a.

about 1 month ago

Synlait Milk

Key Takeaways Reliance on Advanced Nutrition sales may lead to slower future growth due to unsustainable restocking and new product launches. Challenges like high fat pricing and unsecured milk supply could pressure margins and impact future profitability and cash flow.

Consensus Narrative from 3 Analysts

Advanced Nutrition And Foodservice Will Face Risks And Upside

NZ$0.49

18.4% overvalued

4.76%

Revenue growth p.a.

5 days ago

Grupo Casas Bahia

Key Takeaways The focus on profitability over growth, alongside improved financial discipline and cost control, suggests potential for enhanced operational leverage and net margins. The expansion of BNPL and strategic initiatives to lower funding costs could boost profitability and positively impact future earnings.

Consensus Narrative from 8 Analysts

Transformation And BNPL Expansion Will Shape Future Outcomes Despite Challenges