Global Community

ING, of course, is a bank; and banks don't like falling interest rates, right? For the dominant stream of income is their core business model, i.e. borrowing short-term and lending long-term, reaping the difference in interest rates in the process.

US$163.75

23.9% undervalued

12.00%

Revenue growth p.a.

New

ING Groep

PittTheYounger

Community Contributor

ING leads the pack when it comes to pivoting towards non-lending income

The supermarket chain Coles is the kind of “boring” business that may have been overlooked as an investment opportunity. Although it was divested from Wesfarmers in 2018, Coles’ heritage traces back to 1914 — giving it over 110 years of history.

€27.92

23.7% undervalued

9.00%

Revenue growth p.a.

New

Coles Group

Robbo

Community Contributor

Coles (ASX: COL): Safe, Steady, and Surprisingly Cheap

AU$22.00

4.0% undervalued

8.72%

Revenue growth p.a.

New

Load previous narratives

Kakao Pay

Key Takeaways Growth may be hampered by regulatory challenges, rising costs, and macroeconomic uncertainty across both domestic and international business lines. Heavy reliance on ecosystem synergies and user growth could cap diversification, risking stagnation in active users, transaction frequency, and overall profitability.

Consensus Narrative from 11 Analysts

Digital Finance In Korea Will Face Headwinds Yet Show Promise

₩43.37k

51.9% overvalued

13.57%

Revenue growth p.a.

Updated

Prudential

Key Takeaways Legacy product exposure, demographic shifts, and tighter regulations create long-term profitability and cash flow headwinds for Prudential. Intensifying digital competition and climate-related claim volatility threaten Prudential's market position, revenue growth, and earnings stability.

Consensus Narrative from 14 Analysts

Legacy, Insurtech And Climate Risks Will Drag Prospects

UK£8.90

11.6% overvalued

15.43%

Revenue growth p.a.

about 1 month ago

Foresight Group Holdings

Key Takeaways Heightened regulatory scrutiny and competition may limit profitability, compress margins, and reduce recurring revenue growth for Foresight Group Holdings. Geographic and product expansion increases risks from policy changes and operational inefficiencies, potentially impacting fund flows and long-term earnings.

Consensus Narrative from 7 Analysts

Higher Interest Rates And ESG Scrutiny Will Lower Prospects

UK£4.80

5.2% undervalued

11.83%

Revenue growth p.a.

about 1 month ago

JOST Werke

Key Takeaways Structural shifts to electric vehicles, sustainable freight, and new regulations threaten JOST's traditional market and expose its revenues to long-term decline. Intensifying low-cost competition and overdependence on cyclical Western markets heighten margin pressures and earnings volatility, with limited diversification to offset risks.

Consensus Narrative from 5 Analysts

Electric And Autonomous Shifts Will Undercut Traditional Revenue Streams

€55.00

3.6% undervalued

18.37%

Revenue growth p.a.

about 1 month ago

goeasy

Key Takeaways Regulatory changes and increased competition from fintech firms are expected to limit revenue growth and erode pricing power for goeasy's core lending products. Rising credit losses, high funding costs, and evolving consumer borrowing habits threaten future profitability and constrain opportunities for market expansion.

Consensus Narrative from 9 Analysts

Rising Regulatory Pressure And Digital Competition Will Weaken Future Prospects

Key Takeaways Accelerating APAC and MEA growth, combined with scaling AI and consulting investments, position Crayon for outsized, diversified revenue and faster-than-expected margin expansion. Strong expertise in cloud and compliance, alongside operational efficiencies, supports resilient and growing revenue streams, driving superior earnings and market share gains.

CA$171.00

22.5% overvalued

37.42%

Revenue growth p.a.

about 1 month ago

Crayon Group Holding

AnalystHighTarget

Consensus Narrative from 2 Analysts

Accelerated Cloud Migration And AI Integration Will Expand Global Reach

NOK 160.00

10.0% undervalued

16.39%

Revenue growth p.a.

about 1 month ago

Gartner

Key Takeaways Rising enterprise adoption of AI and digital transformation fuels demand for Gartner's insights, supporting long-term recurring revenues and margin expansion. Investments in proprietary tools, datasets, and targeted capital allocation enhance customer value, EPS growth, and shareholder resilience despite temporary market disruptions.

Consensus Narrative from 9 Analysts

Enterprise AI Adoption Will Drive Expansion While Risks Will Persist

Super Hi International Holding

US$304.78

20.4% undervalued

4.81%

Revenue growth p.a.

about 18 hours ago

Key Takeaways Diversifying dining experiences and localizing operations aim to boost customer traffic, operational efficiency, and satisfaction, potentially enhancing revenue growth. Global store expansion and innovation projects drive revenue prospects, but increased CapEx and significant investments could impact near-term earnings and profitability.

Consensus Narrative from 5 Analysts

Diverse Dining And Global Expansion Will Balance Risk And Upside

HK$18.33

17.6% undervalued

13.81%

Revenue growth p.a.

16 days ago

Solar

Key Takeaways Stagnant growth and cost pressures are expected to reduce earnings, impacting revenue projections and net margins. Investments in automation may not yield immediate returns, potentially affecting short-term net earnings.

Consensus Narrative from 2 Analysts

Unpredictable Recovery Will Impact Revenue Projections In 2025