Global Community

ING, of course, is a bank; and banks don't like falling interest rates, right? For the dominant stream of income is their core business model, i.e. borrowing short-term and lending long-term, reaping the difference in interest rates in the process.

US$163.75

27.8% undervalued

12.00%

Revenue growth p.a.

New

ING Groep

PittTheYounger

Community Contributor

ING leads the pack when it comes to pivoting towards non-lending income

The supermarket chain Coles is the kind of “boring” business that may have been overlooked as an investment opportunity. Although it was divested from Wesfarmers in 2018, Coles’ heritage traces back to 1914 — giving it over 110 years of history.

€27.92

25.2% undervalued

9.00%

Revenue growth p.a.

New

Coles Group

Robbo

Community Contributor

Coles (ASX: COL): Safe, Steady, and Surprisingly Cheap

AU$22.00

5.0% undervalued

8.72%

Revenue growth p.a.

New

Load previous narratives

Imerys

Key Takeaways Strategic focus on high-value, innovative materials and sustainability is fueling margin expansion and positioning for growth in EV and eco-friendly markets. Operational efficiencies, divestment of low-margin assets, and favorable trade policies are strengthening competitive standing and supporting robust profit and cash flow resilience.

Consensus Narrative from 5 Analysts

EMILI Lithium And EV Demand Will Shape Future Markets

€28.40

22.5% undervalued

3.58%

Revenue growth p.a.

4 days ago

Prudential

Key Takeaways Legacy product exposure, demographic shifts, and tighter regulations create long-term profitability and cash flow headwinds for Prudential. Intensifying digital competition and climate-related claim volatility threaten Prudential's market position, revenue growth, and earnings stability.

Consensus Narrative from 14 Analysts

Legacy, Insurtech And Climate Risks Will Drag Prospects

UK£8.90

9.7% overvalued

15.43%

Revenue growth p.a.

about 1 month ago

Foresight Group Holdings

Key Takeaways Heightened regulatory scrutiny and competition may limit profitability, compress margins, and reduce recurring revenue growth for Foresight Group Holdings. Geographic and product expansion increases risks from policy changes and operational inefficiencies, potentially impacting fund flows and long-term earnings.

Consensus Narrative from 7 Analysts

Higher Interest Rates And ESG Scrutiny Will Lower Prospects

UK£4.80

4.6% undervalued

11.83%

Revenue growth p.a.

about 1 month ago

JOST Werke

Key Takeaways Structural shifts to electric vehicles, sustainable freight, and new regulations threaten JOST's traditional market and expose its revenues to long-term decline. Intensifying low-cost competition and overdependence on cyclical Western markets heighten margin pressures and earnings volatility, with limited diversification to offset risks.

Consensus Narrative from 5 Analysts

Electric And Autonomous Shifts Will Undercut Traditional Revenue Streams

€55.00

7.8% undervalued

18.37%

Revenue growth p.a.

about 1 month ago

goeasy

Key Takeaways Regulatory changes and increased competition from fintech firms are expected to limit revenue growth and erode pricing power for goeasy's core lending products. Rising credit losses, high funding costs, and evolving consumer borrowing habits threaten future profitability and constrain opportunities for market expansion.

Consensus Narrative from 9 Analysts

Rising Regulatory Pressure And Digital Competition Will Weaken Future Prospects

CA$171.00

20.8% overvalued

37.42%

Revenue growth p.a.

about 1 month ago

Decisive Dividend

Key Takeaways Enhanced order activity, new contracts, and new product introductions suggest expected revenue growth and strategic market positioning in North American and European markets. Operational improvements are geared towards increased free cash flow, improved payout ratios, and defense against tariff impacts, supporting sustainable earnings growth.

Consensus Narrative from 4 Analysts

New Hearth Products And Contracts Will Advance Future Prospects

Key Takeaways Accelerating APAC and MEA growth, combined with scaling AI and consulting investments, position Crayon for outsized, diversified revenue and faster-than-expected margin expansion. Strong expertise in cloud and compliance, alongside operational efficiencies, supports resilient and growing revenue streams, driving superior earnings and market share gains.

CA$8.63

6.1% undervalued

7.41%

Revenue growth p.a.

Updated

Crayon Group Holding

AnalystHighTarget

Consensus Narrative from 2 Analysts

Accelerated Cloud Migration And AI Integration Will Expand Global Reach

NOK 160.00

10.0% undervalued

16.39%

Revenue growth p.a.

about 1 month ago

AlzChem Group

Key Takeaways Strong global demand for specialty products and successful capacity expansions are driving premium pricing and margin growth, especially in advanced materials and nutrition. Strategic funding, innovation, and operational improvements are de-risking growth investments, supporting market diversification, and bolstering earnings stability amid sector headwinds.

Consensus Narrative from 5 Analysts

Global Nutrition Trends And Capacity Expansions Will Unlock Opportunities

€135.24

11.9% overvalued

9.69%

Revenue growth p.a.

Updated

LEM Holding

Key Takeaways Strategic expansion and R&D investments aim to improve competitiveness, revenue, and cost efficiency, enhancing margins and profitability. Growth in Chinese market shares, especially in automotive and renewable energy, is poised to elevate revenues and regional earnings.

Consensus Narrative from 3 Analysts

Fit For Growth Program And R&D Investments Will Strengthen Future Competitiveness