Published

02 Dec 25

Updated

10 Feb 26

Views

302

Invested

Pagaya TechnologiesPGY

Fair Value

US$50.82

Share price10 Feb

US$18.3463.9% undervalued

1Y-16.48%

7D0.49%

The "Rate Cut" Supercycle Winner – Profitable & Accelerating

Talos

"Any sufficiently advanced technology is indistinguishable from magic." — I invest in making that magic real. Focused purely on the shift from Science Fiction to Science Fact. No specific sector. Just paradigm shifts.

Published

02 Dec 25

Updated

10 Feb 26

Views

302

Invested

Shared on 10 Feb 26

Fair value Decreased 70%

The Infrastructure Scale-Up: From "Growth at All Costs" to "Deep Value & Reliability"

Pagaya Technologies ($PGY) has successfully transitioned from a speculative high-growth SPAC to a profitable, critical infrastructure partner for the US banking system. The Q4 2025 results confirmed a pivotal shift: Management proactively cut $1.5B in risky volume to prioritize margin quality, proving they are disciplined stewards of capital.

24 views

Fair Value vs Share Price

US$50.82

vs US$18.3463.9% undervalued

25%

Revenue growth

12%

Profit margin

Recent News & Updates

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Recent updates

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Company analysis

Undervalued with high growth potential.

Market capUS$1.6b

PB2.9x

Estimated Growth12.8%

Dividend YieldN/A

Full analysis

CEO & management

Gal Krubiner

CEO

2.0yrs

CEO Tenure

A product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands.