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Consensus Narrative from 3 Analysts
Digital Adoption And Automation Will Transform Alternative Credit Market
Key Takeaways Strong automation, AI-driven underwriting, and digital adoption are boosting customer acquisition, improving margins, and supporting sustained top-line and earnings growth. Expanding alternative lending offerings amid rising income inequality and limited credit access diversifies revenue and reduces product concentration risk for long-term profitability.
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US$14.17
FV
26.4% undervalued
intrinsic discount
40.46%
Revenue growth p.a.
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Your Valuation for
OPFI
OPFI
OppFi
Your Fair Value
US$
Current Price
US$10.42
91.9% overvalued
intrinsic discount
Growth estimate over
Annual revenue growth rate
5 Years
time period
%/yr
Decrease
Increase
Past
Future
-33m
1b
2015
2018
2021
2024
2025
2027
2030
Revenue US$1.1b
Earnings US$200.1m
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