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Upstart Holdings Community
NasdaqGS:UPST Community- 2 Narratives written by author
- 0 Comments on narratives written by author
- 201 Fair Values set on narratives written by author
Community Investing Ideas
UPST: Raised Guidance And Credit Union Partnerships Will Drive Momentum Ahead
Key Takeaways Improvements in underwriting, automation, and personalization enhance loan approval rates, lower costs, and reduce default risks, positively impacting revenue and net margins. Strategic HELOC growth, backed by strong banking relationships, alongside expanded borrower base, sets stage for future revenue growth and earnings support.Read more
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122users have followed this narrative
AN
US$74.69
48.1% undervalued intrinsic discount
AnalystConsensusTarget Fair Value
Revenue growth
27.01% p.a.
Profit Margin
18.74%
Future PE
31.67x
Share price in 2028
US$95.31
Rising Privacy Limits And Regulatory Pressures Will Undermine Lending Automation
Key Takeaways Increasing data privacy regulations and AI oversight threaten Upstart's model accuracy, differentiation, and may drive up compliance costs and operational risks. Intensifying competition and reliance on limited partners expose Upstart to margin pressure, market share loss, and greater revenue volatility.Read more
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AN
US$40.17
3.5% undervalued intrinsic discount
AnalystLowTarget Fair Value
Revenue growth
23.45% p.a.
Profit Margin
15.2%
Future PE
22.59x
Share price in 2028
US$50.64