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Upstart Holdings
UPST
Upstart Holdings
Rising Privacy Limits And Regulatory Pressures Will Undermine Lending Automation
AN
AnalystLowTarget
Not Invested
Consensus Narrative from 13 Analysts
Published
05 Aug 25
Updated
10 Aug 25
1
Set Fair Value
0
votes
Share
AnalystLowTarget
's Fair Value
US$40.50
56.6% overvalued
intrinsic discount
10 Aug
US$63.41
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1Y
67.6%
7D
-23.3%
Author's Valuation
US$40.5
56.6% overvalued
intrinsic discount
AnalystLowTarget Fair Value
View Valuation
Narrative
Updates
0
Valuator
Company Info
Notes
AnalystLowTarget Fair Value
US$40.5
56.6% overvalued
intrinsic discount
Future estimation in
3 Years
time period
Past
Future
-269m
2b
2017
2019
2021
2023
2025
2027
2028
Revenue US$1.6b
Earnings US$241.8m
Revenue
Profit Margin
Future PE
Revenue
% p.a.
0
Decrease
Increase
Current revenue growth rate
23.62%
Consumer Finance revenue growth rate
0.85%
Other Inputs & Calculation
Risk Level (Discount Rate)
Our default considers factors like the company's size, volatility, profitablity and country of operation.
Risk Level (Discount Rate)
%
0
Decrease
Increase
Current discount rate
8.28%
Calculation
US$241.80m
Earnings '28
x
24.84x
PE Ratio '28
=
US$6.01b
Market Cap '28
US$6.01b
Market Cap '28
/
117.87m
No. shares '28
=
US$50.97
Share Price '28
US$50.97
Share Price '28
Discounted to 2025 @ 8.23% p.a.
=
US$40.20
Fair Value '25