PayPal Holdings

Why PayPal’s Growth Story Isn’t Over

yiannisz

Invested

Community Contributor

Published

13 Nov 24

Updated

04 Nov 25

n/a

yiannisz's Fair Value

n/a

-27.8%

3.5%

-27.8%

3.5%

You can edit this narrative until Nov 5 4:00 PM. Then, changes will post as Updates.

Author's Valuation

US$9030.3% undervalued

yiannisz's Fair Value

Narrative

Updates1

Shared on 04 Nov 25

PayPal Stock: Growth Is Back, Dividend Introduced PayPal (NASDAQ: PYPL) delivered a stronger-than-expected Q3 2025 and, for the first time in its history, announced a quarterly dividend — signaling confidence in its ability to generate consistent free cash flow. Revenue climbed 7% year-over-year to $8.4 billion , while transaction margin dollars rose 6% to $3.9 billion.

yiannisz'sFair Value

US$90

30.3% undervalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

5.93%

Diversified Financial revenue growth rate

0.29%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

7.74%

Calculation

US$4.50b

Earnings '29

19.56x

PE Ratio '29

US$87.97b

Market Cap '29

US$87.97b

Market Cap '29

697.45m

No. shares '29

US$126.13

Share Price '29

US$126.13 Share Price '29

Discounted to 2024 @ 6.98% p.a.

US$90.01

Fair Value '24