Open Lending

Digitization And Expanded Nonprime Markets Will Transform Auto Underwriting

AnalystHighTarget

Not Invested

Community Contributor

Published

14 May 25

Updated

14 Dec 25

Views

n/a

AnalystHighTarget's Fair Value

n/a

-71.2%

You can edit this narrative until Dec 15 1:05 PM. Then, changes will post as Updates.

Author's Valuation

US$457.8% undervalued

AnalystHighTarget Fair Value

Narrative

Updates1

Shared on 14 Dec 25

Fair value Decreased 43%

LPRO: Share Repurchases And New Auto Platform Will Drive Stronger Outlook

Analysts have raised their price target on Open Lending from approximately 7 dollars to 10 dollars, citing expectations for stronger revenue growth, higher profit margins, and a more favorable future earnings multiple, despite a modestly higher discount rate. What's in the News Open Lending completed its previously announced share repurchase program, buying back 1,971,369 shares, or about 1.65% of shares outstanding, for a total of 3.98 million dollars (company buyback filing).

AnalystHighTarget Fair Value

US$4

57.8% undervalued

Future estimation in

Growth p.a.

Decrease

Increase

Current revenue growth rate

42.90%

Capital Markets revenue growth rate

0.25%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

9.83%

Calculation

US$88.19m

Earnings '28

6.80x

PE Ratio '28

US$599.44m

Market Cap '28

US$599.44m

Market Cap '28

113.54m

No. shares '28

US$5.28

Share Price '28

US$5.28 Share Price '28

Discounted to 2025 @ 9.87% p.a.

US$3.98

Fair Value '25