Banks Thai Community
Our community narratives are driven by numbers and valuation.
Banks Thai Investing Ideas
Shift To High-Yield Retail Loans And Digital Engagement Will Drive Future Profitability
Key Takeaways Strategic focus on high-yielding retail loans and ecosystems aims to enhance profitability and non-interest income growth. Leveraging digital capabilities for customer engagement and multi-product relationships is expected to improve fee income and operating efficiency.Read more
AN
฿2.28
0.2% overvalued intrinsic discount
Fair Value
Revenue
13.3% p.a.
Profit Margin
24.54%
Future PE
12.83x
Price in 2029
฿2.81
Analysts Lift SCB X Price Target as Profit Margin Outlook Improves Amid Leadership Change
SCB X is betting on AI and digital tools to cut costs, tighten lending decisions, and improve results across its consumer finance businesses. The next leg of growth may come from a Vietnam deal and a planned virtual bank, but a weaker economy and rising bad loans could quickly test the story.Read more
AN
฿140.53
0.3% overvalued intrinsic discount
Fair Value
Revenue
11.89% p.a.
Profit Margin
25.89%
Future PE
13.17x
Price in 2029
฿180.04
