Banks Thai Community
Our community narratives are driven by numbers and valuation.
Banks Thai Investing Ideas
Shift To High-Yield Retail Loans And Digital Engagement Will Drive Future Profitability
TMBThanachart Bank is betting that pushing more car and home loans and building digital tools that keep customers using multiple products will lift profits over time. The catch is that weak demand and fierce competition could keep growth muted and raise the risk of more bad loans if the economy turns.Read more
AN
฿2.28
2.0% overvalued intrinsic discount
Fair Value
Revenue
13.3% p.a.
Profit Margin
24.54%
Future PE
12.83x
Price in 2029
฿2.81
Analysts Lift SCB X Price Target as Profit Margin Outlook Improves Amid Leadership Change
SCB X is leaning hard into AI and digital banking to cut costs and tighten up lending, while also pushing growth through a Vietnam consumer finance deal and a new virtual bank. The big question is whether this execution can hold up if Thailand slows, household debt weighs on borrowers, and bad loans keep rising.Read more
AN
฿140.53
0.3% overvalued intrinsic discount
Fair Value
Revenue
11.89% p.a.
Profit Margin
25.89%
Future PE
13.17x
Price in 2029
฿180.04
