Capitec Geçmiş Kazanç Performansı
Geçmiş kriter kontrolleri 6/6
Capitec yıllık ortalama 19.3% oranında kazançlarını artırırken, Banks sektöründe kazançlar growing at 19.6% annual. Gelirler growing yılda ortalama 17.1% oranında artmaktadır. Capitec'in özkaynak karlılığı 28.3% ve net marjı 39.7%'dir.
Anahtar bilgiler
19.31%
Kazanç büyüme oranı
19.36%
EPS büyüme oranı
| Banks Sektör Büyümesi | 7.06% |
| Gelir büyüme oranı | 17.08% |
| Özkaynak getirisi | 28.29% |
| Net Marj | 39.67% |
| Son Kazanç Güncellemesi | 28 Feb 2026 |
Yakın geçmiş performans güncellemeleri
Recent updates
Anlatı Güncellemesi • Jul 27
CPI: Higher Revenue Assumptions And Shareholder Meeting Will Support Bullish Outlook
Analysts have lifted their price target for Capitec Bank Holdings from ZAR5,050.94 to ZAR5,225.14, citing updated assumptions around revenue growth, profit margins and future P/E estimates. What’s in the News for Capitec Bank Holdings Capitec Bank Holdings has a Special or Extraordinary Shareholders Meeting scheduled for July 30, 2026, according to the company’s event calendar.
Anlatı Güncellemesi • Jul 13
CPI: Richer P/E Assumptions Will Sustain Excessive Share Pricing
Analysts have lifted their price target for Capitec Bank Holdings from ZAR3,881.06 to ZAR4,091.88, citing updated assumptions for revenue growth, profit margins and future P/E that modestly adjust their valuation model. What’s in the News for Capitec Bank Holdings Capitec Bank Holdings has scheduled a Special or Extraordinary Shareholders Meeting for Jul 30, 2026, according to key developments data.Anlatı Güncellemesi • Jun 29
CPI: Revised Assumptions Point To Stable Margins And Balanced Outlook
The analyst price target for Capitec Bank Holdings has been revised from ZAR4,930.25 to ZAR5,050.94, with analysts citing minor changes in fair value, discount rate, revenue growth, profit margin and future P/E assumptions to support the updated figure. What’s in the News for Capitec Bank Holdings No recent news stories for Capitec Bank Holdings are provided in the primary news source.Anlatı Güncellemesi • Jun 15
CPI: Higher P/E Assumptions Will Continue To Support Overpriced Shares
Analysts have adjusted their fair value estimate for Capitec Bank Holdings to ZAR3,881.06 from ZAR3,817.98, reflecting updated assumptions on revenue growth, profit margins and future P/E levels. What's in the News No recent company specific news items were provided in the supplied sources for Capitec Bank Holdings.
Anlatı Güncellemesi • Jun 01
CPI: Higher Profit Margins And Richer P/E Will Support Future Share Repricing
Analysts have lifted their price target for Capitec Bank Holdings from ZAR4,990 to ZAR5,686, citing updated assumptions that include a slightly lower discount rate, adjustments to revenue growth expectations, a higher profit margin, and a modestly higher future P/E multiple. Valuation Changes Fair Value: Updated from ZAR4,990 to ZAR5,686, indicating a higher central estimate for the stock.Anlatı Güncellemesi • May 17
CPI: Higher Margin And P/E Assumptions Will Sustain Overpriced Shares
Analysts have lifted their fair value estimate for Capitec Bank Holdings from ZAR3,417.99 to ZAR3,817.98, citing updated assumptions for discount rates, revenue growth, profit margins, and future P/E expectations. Valuation Changes Fair Value: Updated from ZAR3,417.99 to ZAR3,817.98, reflecting a higher central estimate of worth per share.Anlatı Güncellemesi • May 03
CPI: Earnings Guidance Will Drive Higher Margin Expectations And Bullish Outlook
Analysts have adjusted their price target for Capitec Bank Holdings from ZAR4,771.37 to ZAR4,930.25, citing updated assumptions for revenue growth, profit margins, and forward P/E multiples as key drivers of the change. What's in the News Capitec Bank Holdings issued group earnings guidance for the year ending 28 February 2026, covering both headline earnings per share and earnings per share.Anlatı Güncellemesi • Apr 19
CPI: 2026 Earnings Guidance Will Continue To Support Overpriced Shares
Analysts have nudged their price target for Capitec Bank Holdings slightly higher to ZAR3,418 from about ZAR3,416, reflecting updated assumptions around revenue growth, profit margins and future P/E levels. What's in the News Capitec Bank Holdings issued group earnings guidance for the year ending 28 February 2026, covering both headline earnings per share and earnings per share.Anlatı Güncellemesi • Apr 05
CPI: 2026 Earnings Guidance Will Likely Sustain Overpriced Share Levels
Analysts have made a small downward adjustment to the Capitec Bank Holdings price target to ZAR3,416 from ZAR3,446, reflecting updated assumptions around slightly higher revenue growth, a marginally lower profit margin and a modestly lower future P/E multiple. What's in the News Capitec Bank Holdings issued group earnings guidance for the year ending 28 February 2026, giving investors an early view of expected financial outcomes.Anlatı Güncellemesi • Mar 22
CPI: 2026 Earnings Guidance Will Likely Keep Shares Looking Overpriced
Analysts have adjusted their ZAR fair value estimate for Capitec Bank Holdings to ZAR3,445.76 per share, reflecting updated assumptions around revenue growth, profit margin and future P/E levels. What's in the News Capitec Bank Holdings issued group earnings guidance for the year ending 28 February 2026, giving investors an updated reference point for expected profitability.Anlatı Güncellemesi • Mar 08
CPI: Earnings Guidance Uplift Will Likely Keep Shares Looking Overpriced
Analysts have trimmed their price target for Capitec Bank Holdings slightly, with fair value moving from ZAR3,474.12 to ZAR3,445.76 as they factor in updated assumptions for discount rate, revenue growth, profit margin and future P/E. What's in the News Capitec Bank Holdings issued group earnings guidance for the year ending 28 February 2026, covering both headline earnings per share and earnings per share.Anlatı Güncellemesi • Feb 22
CPI: Earnings Guidance And Higher P/E Assumptions Will Shape Balanced Outlook
Analysts now put their fair value estimate for Capitec Bank Holdings at ZAR4,771.37, up from the previous ZAR4,647.92. This reflects updated assumptions about profit margins and future P/E levels, while the discount rate and revenue growth outlook remain broadly unchanged.Anlatı Güncellemesi • Feb 07
CPI: Revised Discount Rate And P/E Assumptions Will Shape Balanced Outlook
Analysts have reduced their fair value estimate for Capitec Bank Holdings from R4,671.17 to R4,647.92, citing updated assumptions around discount rates, revenue growth, profit margins and future P/E levels. Valuation Changes Fair Value: Reduced slightly from ZAR 4,671.17 to ZAR 4,647.92 per share.Anlatı Güncellemesi • Jan 24
CPI: Higher Forecast Assumptions Will Likely Leave Shares Looking Overpriced
Analysts have raised their price target for Capitec Bank Holdings from R2,903.38 to R3,474.12, citing updated assumptions that include higher revenue growth, a slightly different discount rate, a modestly higher profit margin, and a lower future P/E multiple. Valuation Changes Fair Value Estimate: Adjusted from ZAR2,903.38 to ZAR3,474.12, reflecting a higher assessed intrinsic value per share.Anlatı Güncellemesi • Jan 09
CPI: Higher Future P/E Assumptions Will Support More Upbeat Outlook
Analysts have adjusted their price target for Capitec Bank Holdings from R4,368.07 to R4,671.17. This reflects updated views on slightly higher revenue growth, a modestly lower profit margin and a higher assumed future P/E multiple.Anlatı Güncellemesi • Dec 22
CPI: Higher Dividend Payouts Will Support A Stronger Future Share Repricing
Analysts have raised their fair value estimate for Capitec Bank Holdings from R4,440 to R4,990, citing slightly lower projected revenue growth and profit margins being more than offset by expectations of a higher future price to earnings multiple. What's in the News Directors declared a gross interim dividend of 2,620 cents per ordinary share for the six months ended 31 August 2025, up from 2,085 cents in 2024, reflecting a substantial year on year increase in shareholder payouts (company announcement).Anlatı Güncellemesi • Dec 08
CPI: Dividend Increase And Stable Risk Profile Will Support Balanced Outlook
Analysts have raised their price target for Capitec Bank Holdings slightly, reflecting an updated fair value estimate of R4,368.07 from R4,297.07. This change factors in marginally higher long term revenue growth expectations and a somewhat richer future earnings multiple, despite a broadly unchanged risk profile and profit margin outlook.Anlatı Güncellemesi • Nov 24
CPI: Higher Dividend And Margin Decline Will Support Balanced Outlook
Analysts have raised their price target for Capitec Bank Holdings from R4,143.19 to R4,297.07. They cite slight improvements in revenue growth expectations and a marginally lower discount rate as key drivers of this upward adjustment.Anlatı Güncellemesi • Nov 05
CPI: Dividend Increase And Profit Margins Will Support Fair Valuation
Analysts have raised their price target for Capitec Bank Holdings from R4,051 to R4,143, citing incremental improvements in expected revenue growth. This comes despite a slight dip in forecast profit margins and a modestly higher forward valuation multiple.Anlatı Güncellemesi • Oct 22
Analysts Adjust Capitec Valuation as Earnings and Dividend Forecasts Show Strong Growth
Analysts have marginally lowered their fair value estimate for Capitec Bank Holdings from R4,056.86 to R4,050.97. This change reflects subtle adjustments to expectations for revenue growth, profit margins, and valuation multiples.Anlatı Güncellemesi • Oct 08
Business Banking And VAS Expansion Will Open New Markets
Narrative Update on Capitec Bank Holdings The analyst price target for Capitec Bank Holdings has increased from R3,925.59 to R4,056.86. This change reflects a higher expected revenue growth rate and an updated outlook from analysts.Anlatı Güncellemesi • Sep 04
Business Banking And VAS Expansion Will Open New Markets
With both Capitec Bank Holdings' Future P/E and Net Profit Margin remaining stable, analysts have kept their consensus price target unchanged at ZAR3926. What's in the News Capitec Bank Holdings expects group headline earnings per share for the six months to 31 August 2025 to increase by 22% to 27% versus the prior period, reaching 6,764–7,041 cents.
Yeni Anlatı • Nov 07
Digital Expansion And Diversification Propel Revenue Growth While Navigating Global Uncertainties
Diversification into insurance, mobile services, and business banking is expected to enhance income sources and boost net margins over time.Gelir ve Gider Dağılımı
Gelir ve Gider Dağılımı
Capitec nasıl para kazanır ve harcar. LTM bazında en son bildirilen kazançlara dayanmaktadır.
Kazanç ve Gelir Geçmişi
| Tarih | Gelir | Kazançlar | G+A Giderleri | Ar-Ge Giderleri |
|---|---|---|---|---|
| 28 Feb 26 | 42,424 | 16,829 | 18,761 | 0 |
| 30 Nov 25 | 40,875 | 16,068 | 17,688 | 0 |
| 31 Aug 25 | 39,325 | 15,308 | 15,166 | 0 |
| 31 May 25 | 37,561 | 14,523 | 15,166 | 0 |
| 28 Feb 25 | 35,797 | 13,738 | 16,616 | 0 |
| 30 Nov 24 | 33,769 | 13,013 | 14,039 | 0 |
| 31 Aug 24 | 31,740 | 12,288 | 11,462 | 0 |
| 31 May 24 | 29,518 | 11,425 | 11,462 | 0 |
| 29 Feb 24 | 27,295 | 10,561 | 11,462 | 0 |
| 30 Nov 23 | 25,943 | 10,039 | 10,621 | 0 |
| 31 Aug 23 | 24,590 | 9,517 | 9,781 | 0 |
| 31 May 23 | 24,003 | 9,332 | 9,781 | 0 |
| 28 Feb 23 | 23,415 | 9,147 | 9,781 | 0 |
| 30 Nov 22 | 23,665 | 9,039 | 10,094 | 0 |
| 31 Aug 22 | 23,915 | 8,930 | 10,407 | 0 |
| 31 May 22 | 23,641 | 8,727 | 10,407 | 0 |
| 28 Feb 22 | 23,366 | 8,523 | 10,407 | 0 |
| 30 Nov 21 | 22,142 | 8,135 | 8,876 | 0 |
| 31 Aug 21 | 20,917 | 7,747 | 7,345 | 0 |
| 31 May 21 | 17,982 | 6,099 | 7,345 | 0 |
| 28 Feb 21 | 15,047 | 4,452 | 7,345 | 0 |
| 30 Nov 20 | 14,348 | 4,184 | 7,062 | 0 |
| 31 Aug 20 | 13,650 | 3,916 | 6,779 | 0 |
| 31 May 20 | 15,130 | 5,080 | 6,779 | 0 |
| 29 Feb 20 | 16,611 | 6,243 | 6,779 | 0 |
| 30 Nov 19 | 16,133 | 6,011 | 6,328 | 0 |
| 31 Aug 19 | 15,655 | 5,779 | 5,878 | 0 |
| 31 May 19 | 15,107 | 5,532 | 5,878 | 0 |
| 28 Feb 19 | 14,559 | 5,285 | 5,878 | 0 |
| 30 Nov 18 | 13,919 | 5,075 | 5,493 | 0 |
| 31 Aug 18 | 13,278 | 4,865 | 5,108 | 0 |
| 31 May 18 | 12,896 | 4,661 | 5,108 | 0 |
| 28 Feb 18 | 12,513 | 4,458 | 5,108 | 0 |
| 30 Nov 17 | 12,050 | 4,272 | 2,554 | 0 |
| 31 Aug 17 | 11,586 | 4,086 | 0 | 0 |
| 31 May 17 | 11,133 | 3,938 | 0 | 0 |
| 28 Feb 17 | 10,679 | 3,790 | 0 | 0 |
| 30 Nov 16 | 10,223 | 3,643 | 0 | 0 |
| 31 Aug 16 | 9,767 | 3,496 | 0 | 0 |
| 31 May 16 | 9,415 | 3,355 | 0 | 0 |
| 29 Feb 16 | 9,063 | 3,213 | 0 | 0 |
| 30 Nov 15 | 8,736 | 3,029 | 0 | 0 |
| 31 Aug 15 | 8,408 | 2,844 | 0 | 0 |
Kaliteli Kazançlar: CPI yüksek kaliteli kazançlar sağlıyor.
Büyüyen Kar Marjı: CPI 'nin mevcut net kar marjları (39.7%) geçen yılın (38.4%) sinden daha yüksektir.
Serbest Nakit Akışı ve Kazanç Analizi
Geçmiş Kazanç Büyüme Analizi
Kazanç Eğilimi: CPI şirketinin kazancı son 5 yılda yılda 19.3% oranında arttı.
Büyüme Hızlandırma: CPI 'un son bir yıldaki kazanç büyümesi ( 22.5% ) 5 yıllık ortalamasını (yıllık 19.3% ) aşıyor.
Kazançlar vs. Sektör: CPI geçen yılki kazanç büyümesi ( 22.5% ) Banks sektörünün 12.5% değerini aştı.
Özkaynak Getirisi
Yüksek ROE: CPI 'nin Özsermaye Getirisi ( 28.3% ) yüksek olarak değerlendiriliyor.
Varlık Getirisi
Kullanılan Sermaye Getirisi
Geçmişte güçlü performans gösteren şirketleri keşfedin
Şirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/08/13 13:09 |
| Gün Sonu Hisse Fiyatı | 2026/08/12 00:00 |
| Kazançlar | 2026/02/28 |
| Yıllık Kazançlar | 2026/02/28 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
| |
| Analist Konsensüs Tahminleri | +3 yıl |
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| Piyasa Fiyatları | 30 yıl |
| |
| Sahiplik | 10 yıl |
| |
| Yönetim | 10 yıl |
| |
| Önemli Gelişmeler | 10 yıl |
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* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına Github sayfamızdan ulaşabilirsiniz; ayrıca raporlarımızı nasıl kullanacağınıza dair kılavuzlarımız ve YouTube’da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
Capitec Limited 17 Bu analistlerden 9, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| Ilan Stermer | Anchor Stockbrokers Proprietary Limited |
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |
| Adrienne Damant | Avior Capital Markets |