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Capitec Bank Holdings Limited Stock Price

JSE:CPI Community·R521.5b Market Cap
  • 3 Narratives written by author
  • 0 Comments on narratives written by author
  • 100 Fair Values set on narratives written by author

CPI Share Price Performance

R0
-3061.77 (-100.00%)
R4,771.37
Fair Value
R0
-3061.77 (-100.00%)
Price R0

CPI Community Narratives

AnalystConsensusTarget·
Fair Value R4.77k 6.2% undervalued intrinsic discount

Analysts Adjust Capitec Valuation as Earnings and Dividend Forecasts Show Strong Growth

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AnalystHighTarget·
Fair Value R4.99k 10.3% undervalued intrinsic discount

South African Digitisation Will Unify Diverse Banking Services

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AnalystLowTarget·
Fair Value R3.47k 28.8% overvalued intrinsic discount

Digital Disruption And Regulatory Pressures Will Undermine Future Prospects

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R3.47k
28.8% overvalued intrinsic discount
Revenue
23.84% p.a.
Profit Margin
34.74%
Future PE
24.07x
Price in 2029
R5.48k

Trending Discussion

Updated Narratives

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CPI: Earnings Guidance And Higher P/E Assumptions Will Shape Balanced Outlook

Fair Value: R4.77k 6.2% undervalued intrinsic discount
51 users have followed this narrative
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CPI: Higher Forecast Assumptions Will Likely Leave Shares Looking Overpriced

Fair Value: R3.47k 28.8% overvalued intrinsic discount
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CPI: Higher Dividend Payouts Will Support A Stronger Future Share Repricing

Fair Value: R4.99k 10.3% undervalued intrinsic discount
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Snowflake Analysis

Outstanding track record with reasonable growth potential.

0 Risks
2 Rewards

Capitec Bank Holdings Limited Key Details

R39.3b

Revenue

R0

Cost of Revenue

R39.3b

Gross Profit

R24.0b

Other Expenses

R15.3b

Earnings

Last Reported Earnings
Aug 31, 2025
Next Reporting Earnings
Apr 22, 2026
132.16
100.00%
38.93%
4.3%
View Full Analysis

About CPI

Founded
1999
Employees
17188
CEO
Graham Lee
WebsiteView website
www.capitecbank.co.za

Capitec Bank Holdings Limited, through its subsidiaries, provides various banking products and services in South Africa. The company operates through three segments: Personal banking, Business banking, and Insurance. It offers transactional banking services; flexible, notice, fixed, and tax-free savings; call and notice deposits; term, home, personal, vehicle, education, home improvement, business, term, medical, instalment, short-term, and mortgage loans; overdrafts, instalment sales and leases, credit and debit cards, and access facilities; and payment, merchant, forex, franchising, and value-added services. The company also provides treasury products comprising foreign exchange spot trades and foreign exchange forward contracts; and trade finance products, including letters of credit, trade guarantees, bills of collection, exchange control, and society for worldwide interbank financial telecommunication, as well as app and online banking. In addition, it offers vehicle and asset finance, property finance, rental finance, credit line products, and card machines; and insurance products, such as general, fleet, agricultural, engineering, motor traders, hospitality, contractors all risk, life, and credit insurance, as well as funeral cover insurance. The company was incorporated in 1999 and is based in Stellenbosch, South Africa.

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