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Capitec Bank Holdings Limited Stock Price

JSE:CPI Community·R497.4b Market Cap
  • 3 Narratives written by author
  • 0 Comments on narratives written by author
  • 110 Fair Values set on narratives written by author

CPI Share Price Performance

R0
-3501.05 (-100.00%)
R4,930.25
Fair Value
R0
-3501.05 (-100.00%)
Price R0

CPI Community Narratives

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Fair Value R4.93k 11.7% undervalued intrinsic discount

Analysts Adjust Capitec Valuation as Earnings and Dividend Forecasts Show Strong Growth

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54users have followed this narrative
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Fair Value R3.82k 14.0% overvalued intrinsic discount

Digital Disruption And Regulatory Pressures Will Undermine Future Prospects

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5users have followed this narrative
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Fair Value R5.69k 23.5% undervalued intrinsic discount

South African Digitisation Will Unify Diverse Banking Services

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9users have followed this narrative
R3.82k
14.0% overvalued intrinsic discount
Revenue
21.11% p.a.
Profit Margin
36.83%
Future PE
25.29x
Price in 2029
R5.98k

Trending Discussion

Updated Narratives

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CPI: Higher Profit Margins And Richer P/E Will Support Future Share Repricing

Fair Value: R5.69k 23.5% undervalued intrinsic discount
9 users have set this as their fair value
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0 users have liked this narrative
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CPI: Higher Margin And P/E Assumptions Will Sustain Overpriced Shares

Fair Value: R3.82k 14.0% overvalued intrinsic discount
5 users have set this as their fair value
0 users have commented on this narrative
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CPI: Earnings Guidance Will Drive Higher Margin Expectations And Bullish Outlook

Fair Value: R4.93k 11.7% undervalued intrinsic discount
54 users have set this as their fair value
0 users have commented on this narrative
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Snowflake Analysis

Outstanding track record with reasonable growth potential.

0 Risks
2 Rewards

Capitec Bank Holdings Limited Key Details

R42.4b

Revenue

R0

Cost of Revenue

R42.4b

Gross Profit

R25.6b

Other Expenses

R16.8b

Earnings

Last Reported Earnings
Feb 28, 2026
Next Reporting Earnings
n/a
145.28
100.00%
39.67%
2.7%
View Full Analysis

About CPI

Founded
1999
Employees
17672
CEO
Graham Lee
WebsiteView website
www.capitecbank.co.za

Capitec Bank Holdings Limited, through its subsidiaries, provides various banking products and services in South Africa. The company operates through three segments: Personal banking, Business banking, and Insurance. It offers transactional banking services; flexible, notice, fixed, and tax-free savings; call and notice deposits; term, home, personal, vehicle, education, home improvement, business, term, medical, instalment, short-term, and mortgage loans; overdrafts, instalment sales and leases, credit and debit cards, and access facilities; and payment, merchant, forex, franchising, and value-added services. The company also provides treasury products comprising foreign exchange spot trades and foreign exchange forward contracts; insurance products, such as general, fleet, agricultural, engineering, motor traders, hospitality, contractors all risk, life, and credit insurance, as well as funeral cover insurance; and trade finance products, including letters of credit, trade guarantees, bills of collection, exchange control, and society for worldwide interbank financial telecommunication, as well as app and online banking. In addition, it offers vehicle and asset finance, property finance, rental finance, credit line products, and card machines. The company was incorporated in 1999 and is based in Stellenbosch, South Africa.