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CPI: Higher Dividend And Margin Decline Will Support Balanced Outlook

Update shared on 24 Nov 2025

Fair value Increased 3.71%
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AnalystConsensusTarget's Fair Value
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1Y
21.8%
7D
0.03%

Analysts have raised their price target for Capitec Bank Holdings from R4,143.19 to R4,297.07. They cite slight improvements in revenue growth expectations and a marginally lower discount rate as key drivers of this upward adjustment.

What's in the News

  • Capitec Bank Holdings has declared a gross interim dividend of 2,620 cents per ordinary share for the six months ended 31 August 2025. This represents an increase from 2,085 cents in the previous period (Key Developments).
  • The interim dividend will be paid on Monday, 27 October 2025 (Key Developments).
  • Key dates for shareholders include the last day to trade cum dividend on 21 October 2025, the commencement of trading ex-dividend on 22 October 2025, and the record date on 24 October 2025 (Key Developments).
  • There are 116,099,843 ordinary shares in issue for Capitec Bank Holdings (Key Developments).

Valuation Changes

  • The Fair Value estimate has risen slightly from ZAR 4,143.19 to ZAR 4,297.07.
  • The Discount Rate has decreased marginally from 16.74% to 16.73%.
  • The Revenue Growth forecast has increased from 24.62% to 24.86%.
  • The Net Profit Margin estimate has edged down from 32.37% to 32.19%.
  • The Future P/E ratio is now higher at 31.34x compared to 30.24x previously.

Disclaimer

AnalystConsensusTarget is a tool utilizing a Large Language Model (LLM) that ingests data on consensus price targets, forecasted revenue and earnings figures, as well as the transcripts of earnings calls to produce qualitative analysis. The narratives produced by AnalystConsensusTarget are general in nature and are based solely on analyst data and publicly-available material published by the respective companies. These scenarios are not indicative of the company's future performance and are exploratory in nature. Simply Wall St has no position in the company(s) mentioned. Simply Wall St may provide the securities issuer or related entities with website advertising services for a fee, on an arm's length basis. These relationships have no impact on the way we conduct our business, the content we host, or how our content is served to users. The price targets and estimates used are consensus data, and do not constitute a recommendation to buy or sell any stock, and they do not take account of your objectives, or your financial situation. Note that AnalystConsensusTarget's analysis may not factor in the latest price-sensitive company announcements or qualitative material.