PRA Group (PRAA) Hisse Özeti
Bir finansal hizmetler şirketi olan PRA Group, Inc. Amerika Birleşik Devletleri, Avrupa, Birleşik Krallık, Güney Amerika, Kanada ve Avustralya'da sorunlu kredi portföylerinin satın alınması, tahsil edilmesi ve yönetilmesi faaliyetlerini yürütmektedir. Daha fazla detay
| Kar Tanesi Skoru | |
|---|---|
| Değerleme | 3/6 |
| Gelecekteki Büyüme | 3/6 |
| Geçmiş Performans | 0/6 |
| Finansal Sağlık | 2/6 |
| Temettüler | 0/6 |
PRAA Community Fair Values
Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
PRA Group, Inc. Rakipler
Fiyat Geçmişi ve Performans
| Tarihsel hisse senedi fiyatları | |
|---|---|
| Güncel Hisse Fiyatı | US$14.54 |
| 52 Haftanın En Yüksek Seviyesi | US$22.55 |
| 52 Haftanın En Düşük Seviyesi | US$10.25 |
| Beta | 1.26 |
| 1 Aylık Değişim | -31.90% |
| 3 Aylık Değişim | 26.88% |
| 1 Yıllık Değişim | 7.23% |
| 3 Yıllık Değişim | -27.81% |
| 5 Yıllık Değişim | -62.29% |
| Halka arzdan bu yana değişim | 182.33% |
Son Haberler & Güncellemeler
Seeking Alpha • Apr 08
PRA Group: Not Cheap Enough Yet
Summary PRA Group purchases and collects on distressed loans, with 60% of its workforce in the U.S. Net income has recently turned negative, and operating cash flow remains persistently weak, raising concerns. Martin Sjolund was promoted to CEO last June and could serve as a catalyst with a strategy of copying what has worked for PRAA in Europe and streamlining the workforce. Insider ownership is modest at 2.1%, but recent insider buying may signal management confidence. Read the full article on Seeking Alpha
Anlatı Güncellemesi • Jan 26
PRAA: Reset Expectations And Goodwill Charge Will Create Long-Term Upside Potential
Analysts have trimmed their price target on PRA Group to $26 from $33, citing slightly better cash efficiency being offset by slower revenue growth and a reset of expectations for revenue growth, profit margins, and future P/E multiples. Analyst Commentary Bearish analysts are signaling a more cautious stance on PRA Group after recent results, even though the latest quarter featured an earnings beat.Recent updates
Seeking Alpha • Apr 08
PRA Group: Not Cheap Enough Yet
Summary PRA Group purchases and collects on distressed loans, with 60% of its workforce in the U.S. Net income has recently turned negative, and operating cash flow remains persistently weak, raising concerns. Martin Sjolund was promoted to CEO last June and could serve as a catalyst with a strategy of copying what has worked for PRAA in Europe and streamlining the workforce. Insider ownership is modest at 2.1%, but recent insider buying may signal management confidence. Read the full article on Seeking AlphaAnlatı Güncellemesi • Jan 26
PRAA: Reset Expectations And Goodwill Charge Will Create Long-Term Upside Potential
Analysts have trimmed their price target on PRA Group to $26 from $33, citing slightly better cash efficiency being offset by slower revenue growth and a reset of expectations for revenue growth, profit margins, and future P/E multiples. Analyst Commentary Bearish analysts are signaling a more cautious stance on PRA Group after recent results, even though the latest quarter featured an earnings beat.
Anlatı Güncellemesi • Jan 11
PRAA: Cash Efficiency And Cost Control Will Support Future Upside Potential
Analysts have trimmed their price target on PRA Group to US$26 from US$33, reflecting a view that slightly better cash efficiency is being offset by marginally slower revenue growth and modest tweaks to expected profit margin and P/E assumptions. Analyst Commentary Recent research commentary around PRA Group focuses on how the updated US$26 price target lines up with the company’s execution on cash collection and its outlook for revenue growth and profitability.Anlatı Güncellemesi • Dec 26
PRAA: Improved Cash Efficiency Will Support Stronger Future Earnings Momentum
Analysts reduced their price target on PRA Group to $26 from $33, reflecting expectations that slightly improved cash efficiency will be outweighed by marginally slower revenue growth. Analyst Commentary Bullish Takeaways Bullish analysts highlight that the Q3 earnings beat reinforces management's ability to execute against guidance, supporting the view that the current valuation underestimates near term earnings power.Anlatı Güncellemesi • Dec 12
PRAA Will Face Cautious Outlook Amid Goodwill Impairment And Profitability Shift
Analysts have trimmed their fair value estimate for PRA Group from $20.00 to $18.00. This reflects slightly better cash efficiency, but a more cautious view on revenue growth and required returns, despite structurally higher profit margin expectations.Anlatı Güncellemesi • Nov 28
PRAA: Improved Cash Efficiency Will Drive Stronger Earnings Momentum Ahead
Analysts have slightly reduced their price target for PRA Group from $23.33 to $22.67. This adjustment reflects improved cash efficiency, balanced by slower-than-expected revenue growth and more modest projections for profit margin and future earnings.Anlatı Güncellemesi • Nov 04
PRAA: Improved Cash Efficiency Will Drive Performance Amid Revenue Uncertainties
Analysts have lowered their price target for PRA Group from $25.67 to $23.33. This reflects modest improvements in cash efficiency; however, it is moderated by slightly slower anticipated revenue growth.Seeking Alpha • Jan 03
PRA Group: Rebuilding Credibility And Still Undervalued
Summary PRA Group's turnaround plan is showing positive results, with significant improvements in cash collections and profitability, yet the share price performance hasn't matched these improvements. Improved collections practices are driving meaningful growth in cash collections in the U.S., as well as positive developments in estimated remaining collections. Efforts to enhance productivity, including moving more collections outside the U.S., offer credible prospects for higher margins and earnings growth leverage. Higher debt charge-offs should increase the supply of new receivables, while an improving economy in 2025 and beyond should support debtors' ability to pay. Valuation models indicate PRA Group shares are too cheap, even without returning to peak profitability, and despite elevated inherent risks, PRA Group's turnaround efforts should drive a rerating. Read the full article on Seeking Alpha
Yeni Anlatı • Sep 16
Legal Innovations And Global Diversification Propel Revenue Growth And Profit Margins
Investing in U.S. legal collections and efficient call center operations in Asia enhances revenue and reduces costs, improving margins.Seeking Alpha • Aug 13
PRA Group: A Turnaround And A Hedge For An Economic Slowdown
Summary PRA Group is one of the few countercyclical stocks out there, proven in the 2007-2009 recession. The stock struggled recently with losses in 2023 due to poor pricing on its purchases of charged-off loans from 2020 to 2022. Pricing is now much improved due to a surge in charge-offs and higher balances for credit cards and other unsecured consumer loans. It trades for half where it was 2 years ago, despite rapidly improving results. Read the full article on Seeking AlphaSeeking Alpha • Jul 14
PRA Group On A Long Road Back, But At Least It's Out Of The Ditch
Summary PRA Group allowed inefficiencies and operational issues in collections, purchasing, and overall operations to accumulate, driving terrible results in 2023 and a change in management. New management has moved quickly to make changes to improve operational efficiency and collections performance, leading to positive results in portfolio income and cash collections. Improving the portfolio will take longer, but credit card charge-offs are rising and PRA is well-placed to benefit from higher-yielding purchases over the next couple of years. Despite past challenges, PRA Group is on a better path now with potential for improved performance in the second half of 2024 and beyond, supporting a fair value around $30 on mid-single-digit core earnings growth. Read the full article on Seeking AlphaAnaliz Makalesi • Apr 24
With EPS Growth And More, PRA Group (NASDAQ:PRAA) Is Interesting
Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...Seeking Alpha • Mar 04
PRA Group Undervalued, But Needs More Collections Growth To Augment Efficiency
PRA Group had a solid fourth quarter relative to expectations, including a double-digit operating income beat, but cash collections, revenue, and operating income were all down year-over-year. Estimated remaining collections were down, as PRA Group is struggling to find enough charged-off receivables worth buying to offset collections. Management is testing new receivables categories and forward flow agreements could help recharge the collections pipeline, as could better yields on past purchases. PRA Group looks undervalued on the basis of mid-single-digit revenue growth, almost double-digit EPS growth, and double-digit FCF growth potential, but purchases and collections are important to sentiment.Analiz Makalesi • Jan 18
Should You Be Adding PRA Group (NASDAQ:PRAA) To Your Watchlist Today?
It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...Analiz Makalesi • Oct 20
Here's Why I Think PRA Group (NASDAQ:PRAA) Might Deserve Your Attention Today
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Analiz Makalesi • Jul 09
Here's Why I Think PRA Group (NASDAQ:PRAA) Is An Interesting Stock
It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...Analiz Makalesi • Jun 03
It's Unlikely That The CEO Of PRA Group, Inc. (NASDAQ:PRAA) Will See A Huge Pay Rise This Year
As many shareholders of PRA Group, Inc. ( NASDAQ:PRAA ) will be aware, they have not made a gain on their investment in...Hissedar Getirileri
| PRAA | US Consumer Finance | US Pazar | |
|---|---|---|---|
| 7D | -1.1% | 1.3% | -0.3% |
| 1Y | 7.2% | 7.0% | 26.7% |
Getiri vs. Endüstri: PRAA geçen yıl % 7 oranında getiri sağlayan US Consumer Finance sektörünü aştı.
Getiri vs Piyasa: PRAA geçen yıl % 26.7 oranında getiri sağlayan US Piyasasının altında performans gösterdi.
Fiyat Oynaklığı
| PRAA volatility | |
|---|---|
| PRAA Average Weekly Movement | 11.0% |
| Consumer Finance Industry Average Movement | 6.7% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 3.2% |
İstikrarlı Hisse Senedi Fiyatı: PRAA son 3 ayda US piyasasına kıyasla önemli bir fiyat oynaklığı yaşamadı.
Zaman İçindeki Volatilite: PRAA 'nin haftalık oynaklığı ( 11% ) son bir yıldır istikrarlı seyretti.
Şirket Hakkında
| Kuruldu | Çalışanlar | CEO | Web sitesi |
|---|---|---|---|
| 1996 | 2,541 | Martin Sjolund | www.pragroup.com |
Bir finansal hizmetler şirketi olan PRA Group, Inc. Amerika Birleşik Devletleri, Avrupa, Birleşik Krallık, Güney Amerika, Kanada ve Avustralya'da sorunlu kredi portföylerinin satın alınması, tahsil edilmesi ve yönetilmesi faaliyetlerini yürütmektedir. Şirket, borçlu olduğu tüm bakiyeyi takip etmemeyi seçen veya tahsil etmede başarısız olan kredi sağlayıcılarından kredi satın alır. Ayrıca, müşterinin iflas veya benzeri bir sürece dahil olduğu durumlarda kredi satın alır; ve toplu dava taleplerinin geri kazanımı için ücret bazlı hizmetler satın alır ve sağlar.
PRA Group, Inc. Temel Bilgiler Özeti
| PRAA temel i̇stati̇sti̇kler | |
|---|---|
| Piyasa değeri | US$561.05m |
| Kazançlar(TTM) | -US$280.59m |
| Gelir(TTM) | US$1.25b |
0.4x
P/S Oranı-2.0x
F/K OranıPRAA aşırı değerli mi?
Gerçeğe Uygun Değer ve değerleme analizine bakınızKazanç ve Gelir
| PRAA gelir tablosu (TTM) | |
|---|---|
| Gelir | US$1.25b |
| Gelir Maliyeti | US$0 |
| Brüt Kâr | US$1.25b |
| Diğer Giderler | US$1.53b |
| Kazançlar | -US$280.59m |
Son Raporlanan Kazançlar
Mar 31, 2026
Sonraki Kazanç Tarihi
n/a
| Hisse başına kazanç (EPS) | -7.36 |
| Brüt Marj | 100.00% |
| Net Kâr Marjı | -22.51% |
| Borç/Özkaynak Oranı | 354.0% |
PRAA uzun vadede nasıl bir performans gösterdi?
Geçmiş performansı ve karşılaştırmayı görünŞirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/05/20 04:58 |
| Gün Sonu Hisse Fiyatı | 2026/05/20 00:00 |
| Kazançlar | 2026/03/31 |
| Yıllık Kazançlar | 2025/12/31 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
| |
| Analist Konsensüs Tahminleri | +3 yıl |
|
|
| Piyasa Fiyatları | 30 yıl |
| |
| Sahiplik | 10 yıl |
| |
| Yönetim | 10 yıl |
| |
| Önemli Gelişmeler | 10 yıl |
|
* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına GitHub sayfamızdan ulaşabilirsiniz, ayrıca raporlarımızı nasıl kullanacağınızı anlatan kılavuzlarımız ve Youtube'da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
PRA Group, Inc. 9 Bu analistlerden 3, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| David Scharf | Citizens JMP Securities, LLC |
| Richard Shane | Jefferies LLC |
| Hugh Miller | Macquarie Research |