UMB Financial Corporation

NasdaqGS:UMBF Stok Raporu

Piyasa değeri: US$10.0b

UMB Financial Yönetim

Yönetim kriter kontrolleri 3/4

Şu anda CEO hakkında yeterli bilgiye sahip değiliz.

Anahtar bilgiler

J. Kemper

İcra Kurulu Başkanı

US$10.4m

Toplam tazminat

CEO maaş yüzdesi11.33%
CEO görev süresi22yrs
CEO sahipliği3.3%
Yönetim ortalama görev süresi6.8yrs
Yönetim Kurulu ortalama görev süresi10.8yrs

Son yönetim güncellemeleri

Recent updates

Anlatı Güncellemesi May 12

UMBF: Loan Tailwinds And Capital Return Are Expected To Drive Future Upside

UMB Financial's updated analyst price target has shifted from $142.83 to $147.08, with analysts pointing to recent target revisions across major firms and modest tweaks to fair value, discount rate, revenue growth, profit margin and future P/E assumptions as key drivers of the change. Analyst Commentary Recent Street research shows a mix of optimism and caution around UMB Financial, with several firms adjusting price targets in both directions and one new bullish initiation.
Seeking Alpha Apr 29

UMB Financial: Momentum Accelerates In A Strong Q1

Summary UMB Financial remains a "Buy" as Heartland acquisition synergies and disciplined cost management drive accelerated earnings growth. Q1 adjusted EPS of $3.41 beat consensus by $0.59, with strong loan growth, improving deposit mix, and robust credit quality underpinning performance. UMBF's conservative underwriting limits private credit risk, while its securities portfolio reinvestment and capital strength support further margin expansion. With EPS estimates raised to $12.50 for 2026 and a new buyback authorization, UMBF is poised to surpass $140 per share this year. Read the full article on Seeking Alpha
Anlatı Güncellemesi Apr 23

UMBF: Loan Tailwinds And Capital Return Are Expected To Support Upside

The latest Narrative Update on UMB Financial reflects a revised Street price target, with recent changes ranging from cuts of up to $20 to increases of up to $18, as analysts weigh earlier optimism on midcap banks against fresh views on loan growth, net interest margin and capital return. Analyst Commentary Recent Street research on UMB Financial shows a split tape, with some firms lifting price targets and others cutting them, as views differ on how much upside remains after earlier optimism on midcap banks and on how execution around loan growth, net interest margin and capital return might translate into returns for shareholders.
Anlatı Güncellemesi Apr 09

UMBF: Loan Tailwinds And Stable Fundamentals Will Support Future Upside

Analysts have trimmed the UMB Financial price target slightly, with fair value moving from about $144.23 to $142.83 as they balance more optimistic revenue growth assumptions against lower profit margin expectations and a modestly higher future P/E. Analyst Commentary Recent research looks mixed, with several firms lifting price targets over the last few months while others have cut back more recently.
Anlatı Güncellemesi Mar 26

UMBF: Loan And Capital Return Tailwinds Will Support Future Upside

The analyst price target for UMB Financial is now $144, down from about $146, as analysts balance earlier target increases across regional bank peers with slightly adjusted fair value and discount rate assumptions for the stock. Analyst Commentary Recent Street research on UMB Financial shows a mix of optimism on fundamentals and valuation support, alongside some moderating views on upside as expectations reset.
Anlatı Güncellemesi Mar 10

UMBF: Loan Growth And Capital Return Will Support Future Upside

The updated analyst price target for UMB Financial edges higher, with our fair value estimate moving slightly to $145.77. Analysts point to constructive views on midcap banks, supported by expectations around loan growth, net interest margin and capital return.
Anlatı Güncellemesi Feb 24

UMBF: Stable Fundamentals And Dovish Fed Will Support 2026 Upside

Analysts have inched their blended price target for UMB Financial higher by about $0.20 to roughly $145.62, reflecting a series of recent target increases across Wall Street that are tied to updated views on fair value, discount rates, and expected P/E multiples. Analyst Commentary Street research on UMB Financial has centered on recalibrating price targets, with several firms updating their views around earnings expectations, discount rates, and assumed P/E multiples.
Anlatı Güncellemesi Feb 08

UMBF: Stable Fundamentals And Dovish Fed Expectations Will Shape 2026 Upside

Analysts lifted their price target on UMB Financial by about $7 to $145.42, citing updated views on fair value, profitability, and the future price-to-earnings ratio, supported by a recent series of target increases from multiple research firms. Analyst Commentary Recent research on UMB Financial shows a cluster of higher price targets, with most firms updating their views around the same time and focusing on fair value, earnings power, and how the shares are priced relative to expected profits.
Anlatı Güncellemesi Jan 24

UMBF: Stable Regional Conditions And Dovish Fed Outlook Will Support Upside

Analysts have nudged their price targets on UMB Financial higher, with one firm moving to $134 and another to $142, citing expectations for relatively stable regional bank conditions, strengthening loan and revenue trends, and supportive earnings drivers ahead. Analyst Commentary Recent research updates highlight a generally constructive view on UMB Financial, with price targets clustered in the low to mid $100s and comments centered on regional bank stability, loan trends, and upcoming earnings.
Anlatı Güncellemesi Jan 08

UMBF: Repricing Tailwinds And Dovish Fed Expectations Will Support Confidence Through 2026

Narrative Update: UMB Financial Analysts trimmed their UMB Financial price target by US$7 to US$142, pointing to updated Q4 bank expectations that factor in balance sheet growth, repricing tailwinds, and the potential for a more dovish Federal Reserve chair in 2026. Analyst Commentary Recent research reflects a mix of optimism about UMB Financial's setup for Q4 and 2026, alongside a bit more caution on valuation as seen in the lower price target.
Anlatı Güncellemesi Dec 14

UMBF: Stable Margins And Dividend Will Support Confidence Through 2026

Narrative Update on Analyst Price Target Analysts have modestly raised their price target on UMB Financial to approximately $138 per share, citing a slightly lower discount rate and steady expectations for double digit revenue growth and robust profit margins. What's in the News Board declares a cash dividend of $0.43 per share on UMB Financial common stock, payable January 2, 2026, to shareholders of record on December 10, 2025 (company announcement) Third quarter 2025 net charge offs rise to $18.4 million, more than double the $8.5 million reported a year earlier, signaling some credit quality pressure (company filing) Company reports no share repurchases from July 1, 2025 to September 30, 2025, leaving the April 29, 2025 buyback authorization effectively unused (company filing) Valuation Changes Fair Value Estimate remains essentially unchanged at approximately $138 per share, indicating no material revision to the intrinsic value assessment.
Anlatı Güncellemesi Nov 29

UMBF: Continued Momentum In Legacy Operations Will Build Confidence Through 2026

Analysts have raised their price target for UMB Financial by $14, citing stronger expected growth in key segments and continued momentum in legacy business operations. Analyst Commentary Analysts have provided nuanced commentary regarding UMB Financial’s prospects following the recent price target increase.
Anlatı Güncellemesi Nov 15

UMBF: Legacy Business Momentum Will Drive Renewed Confidence Ahead

Analysts have raised their price target for UMB Financial from $130 to $144, citing slightly improved profit and revenue growth projections as well as renewed momentum in legacy operations. Analyst Commentary Recent research notes on UMB Financial reflect both optimism and caution in light of the price target increase and updated growth projections.
Anlatı Güncellemesi Nov 01

UMBF: Heartland Turnaround Will Accelerate Profit Margin Gains Into 2026

Analysts have modestly lowered their price target for UMB Financial by about $2 to $137.54. They cite improved profit margins but reduced revenue growth expectations based on updated earnings outlooks and ongoing momentum in core business segments.
Anlatı Güncellemesi Oct 17

Heartland Integration And Midwest Expansion Will Deliver Efficiency Improvements

Analysts have raised their price target for UMB Financial by $1.63 to $139.38, citing a modest improvement in growth expectations and continued momentum in the company's core business. Analyst Commentary Bullish Takeaways Bullish analysts highlight the increase in the 2026 operating EPS estimate, now anticipated at $11.75.
Anlatı Güncellemesi Oct 03

Heartland Integration And Midwest Expansion Will Deliver Efficiency Improvements

Analysts have increased their price target for UMB Financial from $133 to $137.75, citing modest improvements in revenue growth, an improving operating environment, and ongoing positive momentum in core business segments. Analyst Commentary Recent research notes reveal a predominantly optimistic outlook for UMB Financial, with multiple price target increases and positive commentary surrounding the company’s growth trajectory, operating environment, and earnings estimates.
Seeking Alpha Dec 28

UMB Financial: Loan Quality And M&A Make Shares Attractive

Summary UMB Financial shares gained over 35% in 2024, driven by strong credit quality, deposit growth, and a pending acquisition of Heartland Financial. UMB's smaller size offers a lighter regulatory burden, aiding its community-centric approach and strong loan book, with substantial excess liquidity and robust credit quality. Fixed reinvestment and the Heartland acquisition are expected to boost earnings, with potential EPS over $10.50 in 2025, making shares attractive at 10.8x forward earnings. I remain a buyer, expecting UMBF to trade closer to 12x earnings, pushing shares towards $126-130, up about 12% next year. Read the full article on Seeking Alpha
Seeking Alpha Oct 01

UMB Financial: Good Value For The Conservative Investor

Summary Shares of Missouri-based UMB Financial have recovered most of their lost ground over the past 12 months. This bank has typically excelled on asset quality, meaningfully outperforming the industry in terms of net charge-offs. The deal to acquire Heartland Financial looks solid from UMB's perspective, pointing to strong EPS growth ahead. At less than 12x consensus 2024 EPS, these shares look like good value, especially for the more conservative investor. Read the full article on Seeking Alpha
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Yeni Anlatı Aug 30

Heartland Merger And Diversified Services To Propel Growth Amidst Analysts' Mixed Projections

Merger with Heartland Financial is poised to boost UMB's service range, potentially escalating revenues through synergies and enlarged market footprint.
Seeking Alpha Aug 01

UMB Financial: Loan Quality Remains A Differentiator

Summary UMB Financial stock rallied 3% after strong Q2 results, up 47% for the year, as it has weathered the downturn in CRE loan quality exceptionally well. Deposit growth has been strong and despite higher deposit costs, its focus on institutional clients should generate further growth. Loan quality has been stellar, with low delinquencies and its conservative lending model blunting CRE risk, making UMB well-positioned for potential credit losses. With over $10 in pro forma 2025 earnings, shares continue to be attractive. Read the full article on Seeking Alpha

CEO Tazminat Analizi

J. Kemper'un ücretlendirmesi UMB Financial'un kazancına kıyasla nasıl değişti?
TarihToplam TazminatMaaşŞirket Kazançları
Mar 31 2026n/an/a

US$861m

Dec 31 2025US$10mUS$1m

US$685m

Sep 30 2025n/an/a

US$595m

Jun 30 2025n/an/a

US$524m

Mar 31 2025n/an/a

US$410m

Dec 31 2024US$7mUS$1m

US$441m

Sep 30 2024n/an/a

US$392m

Jun 30 2024n/an/a

US$379m

Mar 31 2024n/an/a

US$368m

Dec 31 2023US$5mUS$1m

US$350m

Sep 30 2023n/an/a

US$379m

Jun 30 2023n/an/a

US$371m

Mar 31 2023n/an/a

US$418m

Dec 31 2022US$5mUS$988k

US$432m

Sep 30 2022n/an/a

US$410m

Jun 30 2022n/an/a

US$416m

Mar 31 2022n/an/a

US$366m

Dec 31 2021US$5mUS$940k

US$353m

Sep 30 2021n/an/a

US$431m

Jun 30 2021n/an/a

US$409m

Mar 31 2021n/an/a

US$383m

Dec 31 2020US$5mUS$940k

US$287m

Sep 30 2020n/an/a

US$197m

Jun 30 2020n/an/a

US$186m

Mar 31 2020n/an/a

US$182m

Dec 31 2019US$4mUS$905k

US$244m

Tazminat ve Piyasa: J. 'nin toplam tazminatı ($USD 10.35M ), US pazarındaki benzer büyüklükteki şirketler için ortalamanın altındadır ($USD 14.79M ).

Tazminat ve Kazançlar: J. 'in maaşı son bir yılda %20'den fazla arttı.


CEO

J. Kemper (52 yo)

22yrs
Görev süresi
US$10,350,577
Tazminat

Mr. J. Mariner Kemper is Director of Kirkland Institute of Fine & Decorative Art at the Denver Art Museum. He has been the Chairman and Chief Executive Officer of UMB Financial Corporation since January 29...


Liderlik Ekibi

İsimPozisyonGörev süresiTazminatSahiplik
J. Kemper
Chairman & CEO22yrsUS$10.35m3.27%
$ 326.4m
James Rine
President & Vice Chairman2.3yrsUS$4.40m0.054%
$ 5.3m
Ram Shankar
Executive VP & CFO9.8yrsUS$2.38m0.028%
$ 2.8m
Uma Wilson
Executive VP and Chief Information4.7yrsUS$1.90m0.023%
$ 2.2m
Shannon Johnson
Executive VP6.6yrsUS$2.36m0.032%
$ 3.2m
David Odgers
Senior VP12.3yrsVeri yok0.0096%
$ 953.1k
James Sangster
Executive Vice Presidentno dataVeri yokVeri yok
Brian Kaufman
Managing Director of Prairie Capital Managementno dataVeri yokVeri yok
Thomas Terry
Executive VP & Chief Credit Officer6.6yrsUS$1.39m0.045%
$ 4.4m
Nikki Newton
President of Private Wealth Management - UMB Bank7yrsUS$1.44m0.018%
$ 1.8m
Kevin Macke
Executive VP & Director of Operations of UMB bankno dataUS$748.70kVeri yok
6.8yrs
Ortalama Görev Süresi
52.5yo
Ortalama Yaş

Deneyimli Yönetim: UMBF 'un yönetim ekibi deneyimli ve deneyimlidir ( 6.8 yıldır).


Yönetim Kurulu Üyeleri

İsimPozisyonGörev süresiTazminatSahiplik
J. Kemper
Chairman & CEO22yrsUS$10.35m3.27%
$ 326.4m
L. Sosland
Independent Director28.3yrsUS$158.75k0.020%
$ 2.0m
Kris Robbins
Independent Director26.3yrsUS$175.00k0.010%
$ 1.0m
Kevin Gallagher
Independent Director18.6yrsUS$165.00k0.028%
$ 2.8m
Robin Beery
Independent Director11.3yrsUS$170.00k0.011%
$ 1.1m
Gregory Graves
Independent Lead Director23.3yrsUS$192.50k0.052%
$ 5.2m
Leroy Williams
Independent Director10.3yrsUS$160.00k0.010%
$ 1.0m
Timothy Murphy
Independent Director9.8yrsUS$165.00k0.036%
$ 3.6m
Gordon Lansford
Independent Director9.1yrsUS$180.00k0.012%
$ 1.2m
Jennifer Hopkins
Independent Director1.3yrsUS$85.07k0.0090%
$ 894.2k
Tamara Peterman
Independent Director7.1yrsUS$158.75k0.013%
$ 1.3m
Janine Davidson
Independent Director6.1yrsUS$158.75k0.0065%
$ 648.0k
10.8yrs
Ortalama Görev Süresi
62yo
Ortalama Yaş

Deneyimli Yönetim Kurulu: UMBF 'in yönetim kurulu deneyimli ve tecrübelidir (ortalama görev süresi 10.8 yıldır).


Şirket Analizi ve Finansal Veri Durumu

VeriSon Güncelleme (UTC saati)
Şirket Analizi2026/05/25 14:05
Gün Sonu Hisse Fiyatı2026/05/22 00:00
Kazançlar2026/03/31
Yıllık Kazançlar2025/12/31

Veri Kaynakları

Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.

PaketVeriZaman ÇerçevesiÖrnek ABD Kaynağı *
Şirket Finansalları10 yıl
  • Gelir tablosu
  • Nakit akış tablosu
  • Bilanço
Analist Konsensüs Tahminleri+3 yıl
  • Finansal tahminler
  • Analist fiyat hedefleri
Piyasa Fiyatları30 yıl
  • Hisse senedi fiyatları
  • Temettüler, Bölünmeler ve Eylemler
Sahiplik10 yıl
  • En büyük hissedarlar
  • İçeriden öğrenenlerin ticareti
Yönetim10 yıl
  • Liderlik ekibi
  • Yönetim Kurulu
Önemli Gelişmeler10 yıl
  • Şirket duyuruları

* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.

Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.

Analiz Modeli ve Kar Tanesi

Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına GitHub sayfamızdan ulaşabilirsiniz, ayrıca raporlarımızı nasıl kullanacağınızı anlatan kılavuzlarımız ve Youtube'da eğitim videolarımız da bulunmaktadır.

Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.

Endüstri ve Sektör Metrikleri

Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.

Analist Kaynakları

UMB Financial Corporation 17 Bu analistlerden 10, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.

AnalistKurum
Jared David ShawBarclays
Brandon BermanBofA Global Research
Benjamin GerlingerCitigroup Inc