Texas Capital Bancshares (TCBI) Hisse Özeti
Texas Capital Bank'ın banka holding şirketi olarak faaliyet gösteren Texas Capital Bancshares, Inc. işletmelere, girişimcilere ve bireysel müşterilere özelleştirilmiş çözümler sunan tam hizmetli bir finansal hizmetler firmasıdır. Daha fazla detay
| Kar Tanesi Skoru | |
|---|---|
| Değerleme | 2/6 |
| Gelecekteki Büyüme | 1/6 |
| Geçmiş Performans | 4/6 |
| Finansal Sağlık | 6/6 |
| Temettüler | 2/6 |
TCBI Community Fair Values
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Analyst Price Targets
Texas Capital Bancshares, Inc. Rakipler
Fiyat Geçmişi ve Performans
| Tarihsel hisse senedi fiyatları | |
|---|---|
| Güncel Hisse Fiyatı | US$101.02 |
| 52 Haftanın En Yüksek Seviyesi | US$108.92 |
| 52 Haftanın En Düşük Seviyesi | US$75.41 |
| Beta | 0.67 |
| 1 Aylık Değişim | -3.85% |
| 3 Aylık Değişim | 4.35% |
| 1 Yıllık Değişim | 19.76% |
| 3 Yıllık Değişim | 69.90% |
| 5 Yıllık Değişim | 53.90% |
| Halka arzdan bu yana değişim | 742.54% |
Son Haberler & Güncellemeler
Recent updates
Anlatı Güncellemesi • Jun 17
TCBI: Fair Outlook Will Balance New Dividend With Data Breach Risks
Texas Capital Bancshares' analyst price target has been raised by $4, as several firms cited updated views on the bank's earnings profile and valuation while keeping key assumptions like discount rate, revenue growth, profit margin and future P/E broadly in line with prior estimates. Analyst Commentary Recent Street research on Texas Capital Bancshares has been mixed, with several firms lifting price targets by US$4 to US$8 while others trimmed targets by US$2 to US$5.Anlatı Güncellemesi • Jun 03
TCBI: Fair Outlook Will Weigh New Dividend Against Mixed Execution Signals
Analysts have nudged the fair value estimate for Texas Capital Bancshares up by about $1 to $107.69, reflecting updated views on its earnings profile, a slightly higher assumed discount rate, and a modestly higher future P/E multiple informed by recent Street price target revisions from firms including BofA, Citi, JPMorgan, Piper Sandler, and RBC Capital. Analyst Commentary Street research on Texas Capital Bancshares has been active, with several firms adjusting price targets both higher and lower over recent months.Anlatı Güncellemesi • Apr 25
TCBI: Fair Outlook Balances New Dividend With Mixed Profitability And Execution Views
Texas Capital Bancshares' updated narrative price target edges higher by about $3 to roughly $107, as analysts factor in a slightly stronger profit margin outlook alongside a lower assumed future P/E and recent mixed price target revisions across the Street. Analyst Commentary Recent research updates on Texas Capital Bancshares show a mix of higher and lower price targets, with bullish and bearish analysts reacting differently to the same set of fundamentals.Anlatı Güncellemesi • Apr 10
TCBI: Stable Outlook With Capital Returns And Mixed Research Views Shaping Risk Reward
Texas Capital Bancshares' updated analyst price target edges down by about $1 to roughly $104, as analysts balance earlier target increases from several firms with more recent trims while modestly adjusting fair value and P/E assumptions. Analyst Commentary Recent Street research around Texas Capital Bancshares reflects a mix of enthusiasm and caution, with several firms lifting price targets earlier in the period and a few trimming them more recently.Seeking Alpha • Mar 28
Texas Capital Bancshares: No Common Dividend, But A Preferred Dividend
Summary Texas Capital Bancshares delivered strong 2025 results, with net income of $330 million and EPS of $6.86, supporting robust capital levels. Net interest income rose 14% to $1.03 billion, aided by a 10% drop in interest expenses and reduced loan loss provisions, enhancing earnings quality. TCBI completed a $200 million share buyback and launched another, while tangible book value climbed to $75 per share, keeping valuation attractive at <1.3x TBV. My focus remains on TCBIO preferreds, offering a 6.5% yield and strong risk/reward, supported by ample common equity and prudent capital management. Read the full article on Seeking AlphaAnlatı Güncellemesi • Mar 27
TCBI: Stable Outlook And Capital Returns Support Balanced Future Risk Reward
Texas Capital Bancshares' updated analyst price targets point to a modest reset in fair value to about $105.07 per share, as analysts refine their views on loan and revenue growth, earnings power, and regional bank fundamentals. Analyst Commentary Recent Street research on Texas Capital Bancshares centers on refreshed price targets around the US$103 to US$105 range, with analysts updating their views as they prepare for upcoming Q4 bank earnings.Anlatı Güncellemesi • Mar 11
TCBI: Stable Earnings Power And Capital Returns Will Support Future Upside Potential
Texas Capital Bancshares' analyst price target has been revised slightly lower by about $0.36 to roughly $105.43, as analysts factor in a modestly lower future P/E assumption. They continue to cite consistent themes of stable regional bank fundamentals, balance sheet growth, and solid earnings expectations across recent research updates.Anlatı Güncellemesi • Feb 24
TCBI: Stable Earnings Power And Capital Returns Will Guide Balanced Outlook
Texas Capital Bancshares' updated analyst price target edges higher, with the fair value estimate moving from $105.62 to $105.79 as analysts factor in relatively stable discount rates, steady revenue growth assumptions, a slightly higher future P/E, and modest tweaks to profit margin expectations. Analyst Commentary Recent Street research on Texas Capital Bancshares has centered on refreshed price targets ahead of upcoming earnings updates, with analysts fine tuning their views on earnings power, balance sheet trends, and regional bank fundamentals.Anlatı Güncellemesi • Feb 09
TCBI: Stable Earnings Power And Capital Returns Will Shape Balanced Outlook
Analysts have lifted their fair value estimate for Texas Capital Bancshares to about $105.62 from $102.50, citing updated price targets that reflect modestly adjusted revenue growth assumptions, a slightly higher discount rate, a higher projected profit margin of about 25.43%, and a future P/E estimate near 12.63x. Analyst Commentary Recent research updates on Texas Capital Bancshares focus on higher price targets and a generally constructive tone on regional banks, with several firms adjusting their views as part of broader Q4 bank previews.Anlatı Güncellemesi • Jan 26
TCBI: Stable Fundamentals And Capital Returns Will Shape Balanced Risk Outlook
Our analyst price target for Texas Capital Bancshares has shifted up by about US$5 to US$102.50, as analysts factor in slightly higher profit margin assumptions, a modestly lower assumed future P/E multiple, and Street research that points to stable regional bank fundamentals and firmer expectations for loan and revenue growth. Analyst Commentary Street research on Texas Capital Bancshares has recently focused on updated assumptions for earnings power, valuation multiples, and the broader regional bank setup heading into upcoming earnings seasons.Anlatı Güncellemesi • Jan 11
TCBI: Durable Earnings And Capital Strength Will Shape Balanced Risk Reward Profile
Analysts have raised their fair value estimate for Texas Capital Bancshares to about $97.36 from $95.36, reflecting higher Street price targets in the low $100s and updated assumptions around earnings durability, capital strength, and franchise value. Analyst Commentary Recent Street research on Texas Capital Bancshares centers on higher price targets clustered just above the US$100 mark, with both bullish and cautious voices tying their views to earnings durability, capital strength, and the value of the franchise.Anlatı Güncellemesi • Dec 17
TCBI: Earnings Outlook And Credit Normalization Will Shape Balanced Risk Reward Profile
Analysts have modestly raised their price target on Texas Capital Bancshares by approximately 2 percent to reflect a slightly higher fair value estimate of about $95.36 per share, supported by updated assumptions around long term valuation multiples and profitability. What's in the News Reaffirmed full year 2025 earnings outlook, targeting low double digit revenue growth, supported by a more diversified earnings platform and consistent client engagement (company guidance) Reported third quarter 2025 net charge offs of $13.7 million, higher than $13.0 million in the prior quarter and $6.1 million in the third quarter of 2024, signaling some credit cost normalization (company results) Completed repurchase of 801,053 shares for $58.82 million, including 87,087 shares bought between July 1 and September 30, 2025, under the January 23, 2025 buyback authorization (company disclosure) Valuation Changes Fair Value Estimate has risen slightly from approximately $93.64 to $95.36 per share, reflecting a modestly higher assessed intrinsic value.Anlatı Güncellemesi • Dec 03
TCBI: Earnings Outlook And Credit Normalization Will Shape Balanced Return Prospects
Analysts have modestly lifted their price target on Texas Capital Bancshares to approximately $94 per share from about $92, citing slightly higher fair value estimates supported by updated assumptions for discount rates, revenue growth, profit margins, and a richer forward earnings multiple. What's in the News Reaffirmed full year 2025 earnings guidance, targeting low double digit revenue growth supported by a diversified earnings platform and resilient client engagement across market cycles (company guidance) Reported third quarter 2025 net charge offs of $13.7 million, up from $13.0 million in the second quarter of 2025 and $6.1 million in the third quarter of 2024, indicating a continued normalization in credit costs (company disclosure) Completed repurchase of 801,053 shares, or about 1.74% of shares outstanding, for $58.82 million under the buyback program announced January 23, 2025, including 87,087 shares bought for $7.01 million in the third quarter of 2025 (company filing) Valuation Changes Fair Value: modestly increased from $92 to approximately $93.64 per share, reflecting a slightly higher intrinsic value estimate.Seeking Alpha • Feb 19
Texas Capital Bancshares: Preferred Shares Yielding 6.7%
Summary Texas Capital Bancshares offers a preferred share with a 6.7% dividend yield, TCBIO, making it a solid choice for fixed income investors. Despite a decline in net interest income, TCBI's net interest margin remains above pandemic levels due to effective leverage management. Texas Capital saw significant loan growth in 2024, but nonperforming loans increased, posing potential risks to earnings. Preferred share investors face less volatility, making Texas Capital Bancshares an attractive income investment. Read the full article on Seeking Alpha
Yeni Anlatı • Jan 26
Treasury Solutions Adoption Will Drive Bank's Future Growth
Strategic initiatives and transformation drive significant client acquisition and future revenue growth through expanded fee income areas and Treasury Solutions' critical role.Seeking Alpha • Jan 26
Texas Capital Bancshares: A Stalemate That Has Lasted For Years
Summary TCBI's Q4 2024 results were disappointing overall, with declining net interest margin, slowed loan growth, and deposits far from all-time highs. The only positive note was the rapid increase in non-interest income, particularly from Investment Banking & Trading and Treasury Product Fees. Rising mortgage rates and a challenging macroeconomic environment have impacted loan growth and profitability, raising concerns for future performance. Despite share buybacks, TCBI needs to focus on acquiring low-cost deposits to ensure long-term growth and stability. Hold rating remains appropriate. Read the full article on Seeking AlphaSeeking Alpha • Oct 20
Texas Capital Bancshares: Preferred Shares Provide Attractive Yield
Summary Texas Capital Bancshares saw a significant improvement in net interest income in Q3 due to increased deposits and reduced external debt. The bank's deposit growth outpaced peers, leading to a lower loan-to-deposit ratio and improved net interest margins. Risks include loan performance concerns and geographic concentration in Texas, with rising nonaccrual loans and a low allowance for credit losses. The preferred shares offer an attractive yield, presenting a good entry point for income investors, despite some loan performance headwinds. Read the full article on Seeking AlphaSeeking Alpha • Sep 26
Texas Capital Bancshares: Still A 'Show Me' Story
Summary Texas Capital Bancshares is undergoing a significant transformation, shedding problematic aspects and focusing on growth, but it comes with risks and high valuation relative to earnings. The balance sheet shows volatility, with intentional reduction in high-cost deposits and uninsured deposits, but loans and securities have seen some growth. Despite revenue growth in investment banking and trading income, rising non-interest expenses have led to declining net profits, raising concerns about profitability. Management's ambitious strategic initiatives, including cost-cutting and expanding services, are promising, but I rate the stock a 'hold' due to uncertainties and my own conservative investment approach. Read the full article on Seeking AlphaSeeking Alpha • Jul 02
Texas Capital Bancshares: Downgrading The Preferred To Hold On Lower Yields
Summary Texas Capital Bancshares has stabilized financial results despite challenges from higher interest rates and deposit retention. Net interest margin and income remain above pandemic levels, with growing deposits and reduced reliance on external financing. Preferred shares are secure but relatively overvalued compared to peers, leading to a hold rating with potential for buying at lower prices. Read the full article on Seeking AlphaSeeking Alpha • Apr 19
Texas Capital Bancshares: NIM Returns To Growth, But AOCI Worries Again
Summary Texas Capital Bancshares releases Q1 2024 results, with a net interest margin growth and confidence in a price-per-share recovery. Loan growth has been stagnant, particularly in commercial loans, due to high interest rates and a decline in demand. The bank continues to purchase securities despite unrealized losses. Read the full article on Seeking AlphaSeeking Alpha • Jan 20
Texas Capital Bancshares: Non-Interest-Bearing Deposits Plummet But Buyback Continues
Summary Texas Capital Bancshares reported lower-than-expected earnings, with non-GAAP EPS missing estimates by $0.07. The bank's loan portfolio is struggling to grow, particularly in recent months, due to the Fed's tight monetary policy. TCBI's non-interest-bearing deposits have plummeted by 22% in the last quarter, impacting net interest margin and net interest income. Read the full article on Seeking AlphaHissedar Getirileri
| TCBI | US Banks | US Pazar | |
|---|---|---|---|
| 7D | 1.8% | 2.1% | 0.6% |
| 1Y | 19.8% | 28.7% | 20.1% |
Getiri vs. Endüstri: TCBI geçen yıl % 28.7 oranında getiri sağlayan US Banks sektörünün gerisinde kaldı.
Getiri vs Piyasa: TCBI geçen yıl boyunca % 20.1 oranında getiri sağlayan US Piyasası ile eşleşti.
Fiyat Oynaklığı
| TCBI volatility | |
|---|---|
| TCBI Average Weekly Movement | 3.1% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.1% |
İstikrarlı Hisse Senedi Fiyatı: TCBI son 3 ayda US piyasasına kıyasla önemli bir fiyat oynaklığı yaşamadı.
Zaman İçindeki Volatilite: TCBI 'nin haftalık oynaklığı ( 3% ) son bir yıldır istikrarlı seyretti.
Şirket Hakkında
| Kuruldu | Çalışanlar | CEO | Web sitesi |
|---|---|---|---|
| 1996 | 1,785 | Rob Holmes | texascapitalbank.com |
Texas Capital Bank'ın banka holding şirketi olarak faaliyet gösteren Texas Capital Bancshares, Inc. işletmelere, girişimcilere ve bireysel müşterilere özelleştirilmiş çözümler sunan tam hizmetli bir finansal hizmetler firmasıdır. Şirket, ticari bankacılık; tüketici bankacılığı; sermaye piyasaları, birleşme ve devralmalar ve sendikasyon finansmanı dahil olmak üzere yatırım bankacılığı çözümlerinin yanı sıra finansal sponsor kapsamı, sermaye çözümleri ve kurumsal hizmetler; ve yatırım yönetimi, finansal planlama, kilitli kutu ve sigorta, menkul kıymetlere dayalı borç verme, emlak planlaması ve iş halefiyeti gibi varlık yönetimi hizmetlerinin yanı sıra hayırseverlik, mütevelli ve icra memuru, özel kredi ve saklama hizmetleri sunmaktadır. Ayrıca mevduat hesapları, analiz edilmiş hesaplar, ticari kart, SBA ve işletme kredileri, paketlenmiş çözümler ve tüccar hizmetleri; likidite ve yatırımlar, işletme sermayesi, uluslararası ticaret ve ödeme ve hazine ve kredi ürünleri; ve ticari gayrimenkul, ev üreticisi ve topluluk ve ipotek finansmanı sağlar.
Texas Capital Bancshares, Inc. Temel Bilgiler Özeti
| TCBI temel i̇stati̇sti̇kler | |
|---|---|
| Piyasa değeri | US$4.39b |
| Kazançlar(TTM) | US$347.36m |
| Gelir(TTM) | US$1.27b |
12.6x
F/K Oranı1.3x
P/B OranıTCBI aşırı değerli mi?
Gerçeğe Uygun Değer ve değerleme analizine bakınızKazanç ve Gelir
| TCBI gelir tablosu (TTM) | |
|---|---|
| Gelir | US$1.27b |
| Gelir Maliyeti | US$0 |
| Brüt Kâr | US$1.27b |
| Diğer Giderler | US$922.96m |
| Kazançlar | US$347.36m |
Son Raporlanan Kazançlar
Jun 30, 2026
Sonraki Kazanç Tarihi
n/a
| Hisse başına kazanç (EPS) | 7.99 |
| Brüt Marj | 100.00% |
| Net Kâr Marjı | 27.34% |
| Borç/Özkaynak Oranı | 24.5% |
TCBI uzun vadede nasıl bir performans gösterdi?
Geçmiş performansı ve karşılaştırmayı görünTemettüler
0.8%
Mevcut Temettü Verimi3%
Ödeme OranıTCBI güvenilir bir temettü ödüyor mu?
TCBI temettü geçmişine ve kıyaslamalara bakın| Texas Capital Bancshares temettü tari̇hleri̇ | |
|---|---|
| Eski Temettü Tarihi | Sep 01 2026 |
| Temettü Ödeme Tarihi | Sep 15 2026 |
| Eski temettüye kadar geçen günler | 15 days |
| Temettü ödeme tarihine kadar geçen günler | 29 days |
TCBI güvenilir bir temettü ödüyor mu?
TCBI temettü geçmişine ve kıyaslamalara bakınŞirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/08/17 10:24 |
| Gün Sonu Hisse Fiyatı | 2026/08/14 00:00 |
| Kazançlar | 2026/06/30 |
| Yıllık Kazançlar | 2025/12/31 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
| |
| Analist Konsensüs Tahminleri | +3 yıl |
|
|
| Piyasa Fiyatları | 30 yıl |
| |
| Sahiplik | 10 yıl |
| |
| Yönetim | 10 yıl |
| |
| Önemli Gelişmeler | 10 yıl |
|
* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına Github sayfamızdan ulaşabilirsiniz; ayrıca raporlarımızı nasıl kullanacağınıza dair kılavuzlarımız ve YouTube’da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
Texas Capital Bancshares, Inc. 24 Bu analistlerden 12, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| Jason Goldberg | Barclays |
| Jared David Shaw | Barclays |
| Brandon Berman | BofA Global Research |