FIDL Stock Overview

Provides various assurance products and services in Zimbabwe and Malawi. More details

FIDL fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	2/6
Financial Health	3/6
Dividends	0/6

Rewards

Trading at 99.8% below our estimate of its fair value

Became profitable this year

Risk Analysis

Does not have a meaningful market cap (ZWG50M)

Shares are highly illiquid

Large one-off items impacting financial results

Community vs My Fair Value

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Fidelity Life Assurance of Zimbabwe Limited Competitors

Askari Life Assurance

KASE:ALAC

PK₨735.8m

Amãna Takaful Life

COSE:ATLL.N0000

LK₨1.4b

IGI Life Insurance

KASE:IGIL

PK₨2.8b

Arpico Insurance

COSE:AINS.N0000

LK₨1.6b

Price History & Performance

Summary of share price highs, lows and changes for Fidelity Life Assurance of Zimbabwe
Historical stock prices
Current Share Price	0.46
52 Week High	0
52 Week Low	0
Beta	0
1 Month Change	15.00%
3 Month Change	-52.94%
1 Year Change	-99.93%
3 Year Change	-95.82%
5 Year Change	302.80%
Change since IPO	2,413.66%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	FIDL	ZW Insurance	ZW Market
7D	14.9%	0%	0%
1Y	-99.9%	0%	0%

Return vs Industry: FIDL underperformed the ZW Insurance industry which returned 41.8% over the past year.

Return vs Market: FIDL underperformed the ZW Market which returned 22.9% over the past year.

Price Volatility

Is FIDL's price volatile compared to industry and market?
FIDL volatility
FIDL Average Weekly Movement	7.6%
Insurance Industry Average Movement	0%
Market Average Movement	0%
10% most volatile stocks in ZW Market	0%
10% least volatile stocks in ZW Market	0%

Stable Share Price: FIDL's share price has been volatile over the past 3 months compared to the ZW market.

Volatility Over Time: FIDL's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of ZW stocks.

About the Company

Founded	Employees	CEO	Website
1936	136	Reginald Chihota	www.fidelitylife.co.zw

Fidelity Life Assurance of Zimbabwe Limited, together with its subsidiaries, provides various assurance products and services in Zimbabwe and Malawi. The company provides life assurance products, including whole life plan, group pension schemes and group life assurance schemes, endowment and educational policies, group funeral schemes and assurance, group mortgage and loan protection, annuity and funeral cash plans, and preservation fund; medical aid services, such as deluxe, grand, access, foundation, and express health packages, as well as FLIMAS elite, FLIMAS health partner, FLIMAS managed healthcare; and individual, salary based, and farmer loans. It offers asset and property management which includes portfolio management, unit trusts, money market funds, equity funds, balanced funds, advisory services, fidelity south view park, and preservation fund; actuarial services comprising dedlictual claims, pension and employee benefits, life and funeral assurance, health and general insurance, investments and finance, IFRS 17, and data analytics; and funeral services.

Fidelity Life Assurance of Zimbabwe Limited Fundamentals Summary

How do Fidelity Life Assurance of Zimbabwe's earnings and revenue compare to its market cap?
FIDL fundamental statistics
Market cap	n/a
Earnings (TTM)	6.03m
Revenue (TTM)	24.30m

0.0x

P/E Ratio

0.0x

P/S Ratio

Is FIDL overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FIDL income statement (TTM)
Revenue	638.47m
Cost of Revenue	354.40m
Gross Profit	284.07m
Other Expenses	20.52m
Earnings	263.55m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0
Gross Margin	44.50%
Net Profit Margin	41.27%
Debt/Equity Ratio	330.2%

How did FIDL perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis
End of Day Share Price
Earnings
Annual Earnings

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Fidelity Life Assurance of Zimbabwe Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.