Fidelity Life Assurance of Zimbabwe Limited

ZMSE:FIDL Stock Report

Market Cap: 37.3m

Fidelity Life Assurance of Zimbabwe Past Earnings Performance

Past criteria checks 2/6

Fidelity Life Assurance of Zimbabwe's earnings have been declining at an average annual rate of -7.5%, while the Insurance industry saw earnings growing at 32.8% annually. Revenues have been growing at an average rate of 11.2% per year. Fidelity Life Assurance of Zimbabwe's return on equity is 108.4%, and it has net margins of 17.2%.

Key information

-7.50%

Earnings growth rate

-7.50%

EPS growth rate

Insurance Industry Growth39.17%
Revenue growth rate11.24%
Return on equity108.39%
Net Margin17.18%
Last Earnings Update30 Jun 2025

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How Fidelity Life Assurance of Zimbabwe makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

ZMSE:FIDL Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 25376110
31 Mar 25316110
31 Dec 24256110
30 Sep 2419690
30 Jun 2413680
31 Mar 2416480
31 Dec 2319270
30 Sep 2386-30130
30 Jun 23154-62190
31 Mar 23180-35200
31 Dec 22207-8210
30 Sep 2214525160
30 Jun 228357110
31 Mar 22522990
31 Dec 2120180
30 Sep 2114-150
30 Jun 217-330
31 Mar 216-220
31 Dec 204010
30 Sep 204210
30 Jun 203310
31 Mar 202110
31 Dec 191010
30 Sep 191010
30 Jun 192010
31 Mar 191000
31 Dec 181000
30 Sep 1822-170
30 Jun 1842-3130
31 Mar 1849-2150
31 Dec 1755-1170
30 Sep 17553150
30 Jun 17547130
31 Mar 17537130
31 Dec 16526130
30 Jun 16503110
31 Mar 16514110
31 Dec 15535110
30 Jun 15446110
31 Mar 15426110
31 Dec 14405100

Quality Earnings: FIDL has a large one-off gain of $1.4M impacting its last 12 months of financial results to 30th June, 2025.

Growing Profit Margin: FIDL's current net profit margins (17.2%) are lower than last year (46.2%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: FIDL's earnings have declined by 7.5% per year over the past 5 years.

Accelerating Growth: FIDL's earnings growth over the past year (0.9%) exceeds its 5-year average (-7.5% per year).

Earnings vs Industry: FIDL earnings growth over the past year (0.9%) did not outperform the Insurance industry 24%.


Return on Equity

High ROE: FIDL's Return on Equity (108.4%) is considered outstanding.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/06 01:57
End of Day Share Price 2025/10/06 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Fidelity Life Assurance of Zimbabwe Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.