GetBucks Microfinance Bank Limited provides banking products and services to individuals and corporate clients in Zimbabwe.
Price History & Performance
|Historical stock prices|
|Current Share Price||Z$7.91|
|52 Week High||Z$0|
|52 Week Low||Z$0|
|1 Month Change||-3.60%|
|3 Month Change||-8.73%|
|1 Year Change||6,228.00%|
|3 Year Change||12,106.79%|
|5 Year Change||21,278.38%|
|Change since IPO||131.29%|
Recent News & Updates
|GBZW||ZW Consumer Finance||ZW Market|
Return vs Industry: GBZW exceeded the ZW Consumer Finance industry which returned 63.1% over the past year.
Return vs Market: GBZW exceeded the ZW Market which returned 650.4% over the past year.
Stable Share Price: GBZW is more volatile than 90% of ZW stocks over the past 3 months, typically moving +/- 14% a week.
Volatility Over Time: GBZW's weekly volatility (14%) has been stable over the past year, but is still higher than 75% of ZW stocks.
About the Company
GetBucks Microfinance Bank Limited provides banking products and services to individuals and corporate clients in Zimbabwe. It operates through Consumer Lending, Small and Medium Enterprise (SME) Lending, and Bureau segments. The company offers savings, corporate, money market, and fixed savings accounts; and consumer, personal, SME, home, mortgage, and educational loans.
GetBucks Microfinance Bank Fundamentals Summary
|GBZW fundamental statistics|
Is GBZW overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|GBZW income statement (TTM)|
|Cost of Revenue||Z$176.86m|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||-0.063|
|Net Profit Margin||-44.95%|
How did GBZW perform over the long term?See historical performance and comparison
Is GetBucks Microfinance Bank undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate GBZW's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate GBZW's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: GBZW is unprofitable, so we can't compare its PE Ratio to the African Consumer Finance industry average.
PE vs Market: GBZW is unprofitable, so we can't compare its PE Ratio to the ZW market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate GBZW's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: GBZW is overvalued based on its PB Ratio (48.6x) compared to the XF Consumer Finance industry average (1.5x).
How is GetBucks Microfinance Bank forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as GetBucks Microfinance Bank has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has GetBucks Microfinance Bank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: GBZW is currently unprofitable.
Growing Profit Margin: GBZW is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: GBZW is unprofitable, and losses have increased over the past 5 years at a rate of 49.9% per year.
Accelerating Growth: Unable to compare GBZW's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: GBZW is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (-50.8%).
Return on Equity
High ROE: GBZW has a negative Return on Equity (-38.5%), as it is currently unprofitable.
How is GetBucks Microfinance Bank's financial position?
Financial Position Analysis
Short Term Liabilities: GBZW's short term assets (ZWL435.6M) exceed its short term liabilities (ZWL416.4M).
Long Term Liabilities: GBZW's short term assets (ZWL435.6M) exceed its long term liabilities (ZWL49.3M).
Debt to Equity History and Analysis
Debt Level: GBZW's debt to equity ratio (175.4%) is considered high.
Reducing Debt: GBZW's debt to equity ratio has increased from 78.7% to 175.4% over the past 5 years.
Debt Coverage: GBZW's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: Insufficient data to determine if GBZW's interest payments on its debt are well covered by EBIT.
What is GetBucks Microfinance Bank current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate GBZW's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate GBZW's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if GBZW's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if GBZW's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: GBZW is not paying a notable dividend for the ZW market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of GBZW's dividend in 3 years as they are not forecast to pay a notable one for the ZW market.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Mr. George Nheweyembwa serves as an Investment Manager of Altira ADC Management GmbH and of African Development Corporation. He has been Managing Director and Director of GetBucks Microfinance Bank Limited...
Experienced Board: GBZW's board of directors are not considered experienced ( 1.7 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
GetBucks Microfinance Bank Limited's employee growth, exchange listings and data sources
- Name: GetBucks Microfinance Bank Limited
- Ticker: GBZW
- Exchange: ZMSE
- Founded: 2012
- Industry: Consumer Finance
- Sector: Diversified Financials
- Market Cap: Z$9.200b
- Shares outstanding: 1.16b
- Website: https://www.getbucks.com
Number of Employees
- GetBucks Microfinance Bank Limited
- MIPF House
- Ground Floor
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/19 21:48|
|End of Day Share Price||2021/10/19 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.