GetBucks Microfinance Bank Limited

ZMSE:GBZW Stock Report

Market Cap: Z$44.2b

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GetBucks Microfinance Bank Past Earnings Performance

Past criteria checks 0/6

GetBucks Microfinance Bank's earnings have been declining at an average annual rate of -88.5%, while the Consumer Finance industry saw earnings growing at 9.6% annually. Revenues have been declining at an average rate of 42.6% per year.

Key information

-88.48%

Earnings growth rate

-89.43%

EPS growth rate

Consumer Finance Industry Growth9.83%
Revenue growth rate-42.57%
Return on equity-2.00%
Net Margin-4.06%
Last Earnings Update31 Dec 2022

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How GetBucks Microfinance Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

ZMSE:GBZW Revenue, expenses and earnings (ZWL Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 22754-31810
30 Sep 2299148620
30 Jun 2232847180
31 Mar 2235238140
31 Dec 211,276110350
30 Sep 21867-15270
30 Jun 21458-141200
31 Mar 21290-106170
31 Dec 20122-72130
30 Jun 20119-1080
31 Mar 201501170
31 Dec 191813160
30 Jun 191052120
30 Jun 1812500
31 Mar 183,9871,461570
31 Dec 174,0431,455560
30 Sep 173,9171,314570
30 Jun 173,7911,172570
31 Mar 173,5931,026540
31 Dec 163,395879510
30 Sep 163,331926470
30 Jun 163,267972430
31 Mar 163,2121,199340
31 Dec 153,1571,426250
30 Sep 152,9841,448320
30 Jun 152,8201,476390
30 Jun 141,176530340
30 Jun 13125-46200

Quality Earnings: GBZW is currently unprofitable.

Growing Profit Margin: GBZW is currently unprofitable.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: GBZW is unprofitable, and losses have increased over the past 5 years at a rate of 88.5% per year.

Accelerating Growth: Unable to compare GBZW's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: GBZW is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (3.4%).


Return on Equity

High ROE: GBZW has a negative Return on Equity (-2%), as it is currently unprofitable.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2023/09/06 22:23
End of Day Share Price 2023/09/05 00:00
Earnings2022/12/31
Annual Earnings2022/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

GetBucks Microfinance Bank Limited is covered by 0 analysts. of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.