NMB Stock Overview

Provides various banking products and services to corporate and individual customers in Zimbabwe. More details

NMB fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	1/6
Financial Health	5/6
Dividends	0/6

Risk Analysis

Large one-off items impacting financial results

Profit margins (1.8%) are lower than last year (59.6%)

Community vs My Fair Value

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NMBZ Holdings Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for NMBZ Holdings
Historical stock prices
Current Share Price	3.71
52 Week High	0
52 Week Low	0
Beta	0
1 Month Change	-0.55%
3 Month Change	-0.27%
1 Year Change	114.20%
3 Year Change	31,863.47%
5 Year Change	396,267.52%
Change since IPO	105.64%

Recent updates

Shareholder Returns

	NMB	ZW Banks	ZW Market
7D	0.3%	0%	0%
1Y	114.2%	0%	0%

Return vs Industry: NMB exceeded the ZW Banks industry which returned 26.7% over the past year.

Return vs Market: NMB exceeded the ZW Market which returned 28.1% over the past year.

Price Volatility

Is NMB's price volatile compared to industry and market?
NMB volatility
NMB Average Weekly Movement	2.3%
Banks Industry Average Movement	0%
Market Average Movement	0%
10% most volatile stocks in ZW Market	0%
10% least volatile stocks in ZW Market	0%

Stable Share Price: NMB has not had significant price volatility in the past 3 months compared to the ZW market.

Volatility Over Time: NMB's weekly volatility has decreased from 8% to 2% over the past year.

About the Company

Founded	Employees	CEO	Website
1992	338	Gerald Gore	nmbz.co.zw

NMBZ Holdings Limited provides various banking products and services to corporate and individual customers in Zimbabwe. It offers current, Nostro, and savings accounts; debit and credit cards; consumer loans and overdrafts, and remittances; DSTV payment, safe custody, and MTA services; staff loan schemes; mortgage, home improvement, property re-mortgage or equity release, working capital, and short-term loans; commodity, trade, project, order, and structured finance products; bank guarantees, bonds, and leasing products. The company provides overdrafts, credit acceptance, short-term loans, commodity financing, bank guarantees, trade finance, leasing products, project finance, order finance, bill discounting, and structured finance.

NMBZ Holdings Limited Fundamentals Summary

How do NMBZ Holdings's earnings and revenue compare to its market cap?
NMB fundamental statistics
Market cap	1.54b
Earnings (TTM)	42.80m
Revenue (TTM)	2.39b

0.0x

P/E Ratio

0.0x

P/B Ratio

Is NMB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
NMB income statement (TTM)
Revenue	2.39b
Cost of Revenue	0
Gross Profit	2.39b
Other Expenses	2.35b
Earnings	42.80m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0
Gross Margin	100.00%
Net Profit Margin	1.79%
Debt/Equity Ratio	90.0%

How did NMB perform over the long term?

See historical performance and comparison

Dividends

0.02%

Current Dividend Yield

0.6635%

Payout Ratio

Does NMB pay a reliable dividends?

See NMB dividend history and benchmarks

When do you need to buy NMB by to receive an upcoming dividend?
NMBZ Holdings dividend dates
Ex Dividend Date	Apr 24 2025
Dividend Pay Date	May 23 2025
Days until Ex dividend	27 days
Days until Dividend pay date	2 days

Does NMB pay a reliable dividends?

See NMB dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/20 23:47
End of Day Share Price	2025/05/20 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

NMBZ Holdings Limited is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
null null	IH Securities (Pvt) Limited

NMBZ Holdings ZMSE:NMB Stock Report