NMBZ Holdings Past Earnings Performance

Past criteria checks 5/6

NMBZ Holdings has been growing earnings at an average annual rate of 89.7%, while the Banks industry saw earnings growing at 19.2% annually. Revenues have been growing at an average rate of 84.3% per year. NMBZ Holdings's return on equity is 51.9%, and it has net margins of 59.6%.

Key information

89.7%

Earnings growth rate

89.5%

EPS growth rate

Banks Industry Growth	39.2%
Revenue growth rate	84.3%
Return on equity	51.9%
Net Margin	59.6%
Last Earnings Update	31 Dec 2023

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How NMBZ Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

ZMSE:NMB Revenue, expenses and earnings (ZWL Millions)
Date	Revenue	Earnings	G+A Expenses
31 Dec 23	462,752	275,630	215,393
30 Sep 23	385,938	259,928	169,380
30 Jun 23	176,818	198,552	52,156
31 Mar 23	105,793	105,277	35,434
31 Dec 22	167,073	57,676	89,925
30 Sep 22	112,518	35,894	60,435
30 Jun 22	57,963	14,111	30,945
31 Mar 22	39,090	10,272	21,503
31 Dec 21	20,217	6,433	12,061
30 Sep 21	13,721	3,544	8,540
30 Jun 21	7,226	656	5,019
31 Mar 21	5,043	1,011	3,514
31 Dec 20	2,860	1,365	2,009
30 Sep 20	3,632	1,038	2,091
30 Jun 20	2,872	1,111	1,394
31 Mar 20	2,724	744	1,222
31 Dec 19	2,577	377	1,051
30 Sep 19	955	742	329
30 Jun 19	865	702	336
31 Mar 19	462	362	185
31 Dec 18	59	21	34
30 Sep 18	3,565	1,042	2,187
30 Jun 18	7,072	2,067	4,390
31 Mar 18	10,034	2,636	6,522
31 Dec 17	12,995	3,205	8,654
30 Sep 17	11,873	2,566	8,453
30 Jun 17	10,752	1,927	8,253
31 Mar 17	10,532	1,779	8,253
31 Dec 16	10,312	1,631	8,254
30 Sep 16	10,556	1,616	8,144
30 Jun 16	10,800	1,600	8,034
31 Mar 16	10,990	1,685	8,121
31 Dec 15	11,180	1,770	8,208
30 Sep 15	10,978	1,439	8,495
30 Jun 15	10,810	1,112	8,810
31 Mar 15	10,285	822	8,682
31 Dec 14	9,794	534	8,581
30 Sep 14	7,991	-476	8,373
30 Jun 14	6,190	-1,487	8,168
31 Mar 14	6,446	-1,283	8,156
31 Dec 13	7,842	-1,261	9,528

Quality Earnings: NMB has a large one-off gain of ZWL142.2B impacting its last 12 months of financial results to 31st December, 2023.

Growing Profit Margin: NMB's current net profit margins (59.6%) are higher than last year (34.5%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: NMB's earnings have grown significantly by 89.7% per year over the past 5 years.

Accelerating Growth: NMB's earnings growth over the past year (377.9%) exceeds its 5-year average (89.7% per year).

Earnings vs Industry: NMB earnings growth over the past year (377.9%) exceeded the Banks industry 22.4%.

Return on Equity

High ROE: NMB's Return on Equity (51.9%) is considered outstanding.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/26 14:53
End of Day Share Price	2024/12/24 00:00
Earnings	2023/12/31
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

NMBZ Holdings Limited is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
null null	IH Securities (Pvt) Limited