Banco del Caribe C.A. Banco Universal (CCSE:ABC.A) - Stock Price, News & Analysis

ABC.A Stock Overview

ABC.A fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	4/6
Financial Health	6/6
Dividends	2/6

Rewards

Trading at 100% below our estimate of its fair value

Became profitable this year

Risk Analysis

Unstable dividend track record

Shareholders have been diluted in the past year

Does not have a meaningful market cap (VES1B)

My Notes

Capture your thoughts, links and company narrative

Banco del Caribe, C.A., Banco Universal Competitors

Banco Provincial Banco Universal

CCSE:BPV

3.1b

Mercantil Servicios Financieros C.A

CCSE:MVZ.B

4.9b

National Development Bank

COSE:NDB.N0000

LK₨16.8b

Agram banka d.d

ZGSE:KBZ

€57.7m

Price History & Performance

Summary of all time highs, changes and price drops for Banco del Caribe C.A. Banco Universal
Historical stock prices
Current Share Price	9.95
52 Week High	12.75
52 Week Low	2.63
Beta	3.5
1 Month Change	10.68%
3 Month Change	10.56%
1 Year Change	243.10%
3 Year Change	9,874.94%
5 Year Change	22,111,011.11%
Change since IPO	n/a

Recent updates

Shareholder Returns

	ABC.A	VE Banks	VE Market
7D	0.6%	-0.4%	0.3%
1Y	243.1%	95.3%	142.0%

Return vs Industry: ABC.A exceeded the VE Banks industry which returned 94.8% over the past year.

Return vs Market: ABC.A exceeded the VE Market which returned 144.3% over the past year.

Price Volatility

Is ABC.A's price volatile compared to industry and market?
ABC.A volatility
ABC.A Average Weekly Movement	10.2%
Banks Industry Average Movement	4.1%
Market Average Movement	9.1%
10% most volatile stocks in VE Market	11.7%
10% least volatile stocks in VE Market	3.8%

Stable Share Price: ABC.A is not significantly more volatile than the rest of VE stocks over the past 3 months, typically moving +/- 10% a week.

Volatility Over Time: ABC.A's weekly volatility (10%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1954	1,027	Martin De Benedetto	https://www.bancaribe.com.ve

Banco del Caribe, C.A., Banco Universal provides various banking products and financial services to individual customers, companies and small and medium-sized enterprises, and corporate and institutional clients. It offers current, savings, checking, master, Escrow, deposit, and private accounts; debit and credit cards; foreign exchange and foreign trade services; investment solutions; and point of sale terminals. It also provides finance solutions; corporate finance and credit; financial advisory, debt restructuring, and valuation of companies; and payroll, treasury, and Internet and mobile banking services.

Banco del Caribe, C.A., Banco Universal Fundamentals Summary

How do Banco del Caribe C.A. Banco Universal's earnings and revenue compare to its market cap?
ABC.A fundamental statistics
Market Cap	1.23b
Earnings (TTM)	155.81m
Revenue (TTM)	528.94m

8.9x

P/E Ratio

3.4x

P/B Ratio

Is ABC.A overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report
ABC.A income statement (TTM)
Revenue	528.94m
Cost of Revenue	6.39m
Gross Profit	522.55m
Other Expenses	366.75m
Earnings	155.81m

Last Reported Earnings

Mar 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)	1.12
Gross Margin	98.79%
Net Profit Margin	29.46%
Debt/Equity Ratio	47.7%

How did ABC.A perform over the long term?

See historical performance and comparison

Dividends

1.4%

Current Dividend Yield

13%

Payout Ratio