Banco del Caribe C.A. Banco Universal Past Earnings Performance
Past criteria checks 2/6
Banco del Caribe C.A. Banco Universal's earnings have been declining at an average annual rate of -76.2%, while the Banks industry saw earnings growing at 13% annually. Revenues have been growing at an average rate of 80.3% per year. Banco del Caribe C.A. Banco Universal's return on equity is 23.4%, and it has net margins of 9.7%.
Key information
-76.2%
Earnings growth rate
169.7%
EPS growth rate
| Banks Industry Growth | -10.8% |
| Revenue growth rate | 80.3% |
| Return on equity | 23.4% |
| Net Margin | 9.7% |
| Last Earnings Update | 30 Jun 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Banco del Caribe C.A. Banco Universal makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 1,545 | 150 | 1,186 | 0 |
| 31 Mar 24 | 1,422 | 146 | 1,028 | 0 |
| 31 Dec 23 | 1,306 | 210 | 857 | 0 |
| 30 Sep 23 | 1,003 | 179 | 671 | 0 |
| 30 Jun 23 | 770 | 179 | 458 | 0 |
| 31 Mar 23 | 529 | 156 | 301 | 0 |
| 31 Dec 22 | 269 | 66 | 151 | 0 |
| 30 Sep 22 | 161 | 27 | 105 | 0 |
| 30 Jun 22 | 119 | 8 | 77 | 0 |
| 31 Mar 22 | 97 | 8 | 58 | 0 |
| 31 Dec 21 | 87 | 8 | 46 | 0 |
| 30 Sep 21 | 58 | 5 | 33 | 0 |
| 30 Jun 21 | 30 | 2 | 21 | 0 |
| 31 Mar 21 | 19 | 2 | 12 | 0 |
| 31 Dec 20 | 7 | 2 | 3 | 0 |
| 30 Sep 20 | 4 | 138,985 | 2 | 0 |
| 30 Jun 20 | 1 | 277,968 | 1 | 0 |
| 31 Mar 20 | 1 | 277,968 | 0 | 0 |
| 31 Dec 19 | 0 | 277,968 | 0 | 0 |
| 30 Sep 19 | 0 | 138,960 | 0 | 0 |
| 30 Jun 19 | 0 | -24 | 0 | 0 |
| 31 Mar 19 | 0 | -24 | 0 | 0 |
| 31 Dec 18 | 0 | -24 | 0 | 0 |
| 30 Sep 18 | 0 | 0 | 0 | 0 |
| 30 Jun 18 | 50 | 23 | 11 | 0 |
| 31 Mar 18 | 6 | 2 | 3 | 0 |
| 31 Dec 17 | 2 | 1 | 1 | 0 |
| 30 Sep 17 | 1 | 0 | 1 | 0 |
| 30 Jun 17 | 1 | 0 | 0 | 0 |
| 31 Mar 17 | 0 | 0 | 0 | 0 |
| 31 Dec 16 | 0 | 0 | 0 | 0 |
| 30 Sep 16 | 0 | 0 | 0 | 0 |
| 30 Jun 16 | 0 | 0 | 0 | 0 |
| 31 Mar 16 | 0 | 0 | 0 | 0 |
| 31 Dec 15 | 0 | 0 | 0 | 0 |
| 30 Sep 15 | 0 | 0 | 0 | 0 |
| 30 Jun 15 | 0 | 0 | 0 | 0 |
| 31 Mar 15 | 0 | 0 | 0 | 0 |
| 31 Dec 14 | 0 | 0 | 0 | 0 |
| 30 Sep 14 | 0 | 0 | 0 | 0 |
| 30 Jun 14 | 0 | 0 | 0 | 0 |
| 31 Mar 14 | 0 | 0 | 0 | 0 |
Quality Earnings: ABC.A has a large one-off gain of VES70.1M impacting its last 12 months of financial results to 30th June, 2024.
Growing Profit Margin: ABC.A's current net profit margins (9.7%) are lower than last year (23.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: ABC.A has become profitable over the past 5 years, growing earnings by -76.2% per year.
Accelerating Growth: ABC.A's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: ABC.A had negative earnings growth (-15.7%) over the past year, making it difficult to compare to the Banks industry average (11.5%).
Return on Equity
High ROE: ABC.A's Return on Equity (23.4%) is considered high.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/15 10:49 |
| End of Day Share Price | 2025/02/14 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Banco del Caribe, C.A., Banco Universal is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.