Banco del Caribe C.A. Banco Universal Past Earnings Performance
Past criteria checks 4/6
Banco del Caribe C.A. Banco Universal has been growing earnings at an average annual rate of 0.7%, while the Banks industry saw earnings growing at 7.8% annually. Revenues have been declining at an average rate of 19.4% per year. Banco del Caribe C.A. Banco Universal's return on equity is 31.1%, and it has net margins of 16.1%.
Key information
0.7%
Earnings growth rate
n/a
EPS growth rate
| Banks Industry Growth | -10.8% |
| Revenue growth rate | -19.4% |
| Return on equity | 31.1% |
| Net Margin | 16.1% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Banco del Caribe C.A. Banco Universal makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 1,306 | 210 | 959 | 0 |
| 30 Sep 22 | -11,602,922 | -141,030 | -9,124,374 | 0 |
| 30 Jun 22 | -23,206,046 | -282,105 | -18,248,881 | 0 |
| 31 Mar 22 | -11,602,986 | -141,049 | -9,124,422 | 0 |
| 31 Dec 21 | 87 | 8 | 46 | 0 |
| 30 Sep 21 | 14,919,496 | 1,184,597 | 10,544,911 | 0 |
| 30 Jun 21 | 29,838,904 | 2,369,187 | 21,089,777 | 0 |
| 31 Mar 21 | 18,549,593 | 2,228,911 | 12,165,625 | 0 |
| 31 Dec 20 | 7,260,281 | 2,088,635 | 3,241,474 | 0 |
| 30 Sep 20 | 4,055,312 | 1,191,640 | 1,879,018 | 0 |
| 30 Jun 20 | 850,342 | 294,644 | 516,561 | 0 |
| 31 Mar 20 | 557,342 | 298,063 | 332,335 | 0 |
| 31 Dec 19 | 264,343 | 301,481 | 148,109 | 0 |
| 30 Sep 19 | 153,525 | 154,778 | 90,855 | 0 |
| 30 Jun 19 | -85,088 | -51,436 | 4,887 | 0 |
| 31 Mar 19 | 17,042 | 2,874 | 14,286 | 0 |
| 31 Dec 18 | 1,998 | 458 | 1,088 | 0 |
| 30 Sep 18 | 1,451 | 627 | 405 | 0 |
| 30 Jun 18 | 50 | 23 | 11 | 0 |
| 31 Mar 18 | 6 | 2 | 3 | 0 |
| 31 Dec 17 | 2 | 1 | 1 | 0 |
| 30 Sep 17 | 1 | 0 | 1 | 0 |
| 30 Jun 17 | 1 | 0 | 0 | 0 |
| 31 Mar 17 | 0 | 0 | 0 | 0 |
| 31 Dec 16 | 0 | 0 | 0 | 0 |
| 30 Sep 16 | 0 | 0 | 0 | 0 |
| 30 Jun 16 | 0 | 0 | 0 | 0 |
| 31 Mar 16 | 0 | 0 | 0 | 0 |
| 31 Dec 15 | 0 | 0 | 0 | 0 |
| 30 Sep 15 | 0 | 0 | 0 | 0 |
| 30 Jun 15 | 0 | 0 | 0 | 0 |
| 31 Mar 15 | 0 | 0 | 0 | 0 |
| 31 Dec 14 | 0 | 0 | 0 | 0 |
| 30 Sep 14 | 0 | 0 | 0 | 0 |
| 30 Jun 14 | 0 | 0 | 0 | 0 |
| 31 Mar 14 | 0 | 0 | 0 | 0 |
| 31 Dec 13 | 0 | 0 | 0 | 0 |
| 30 Sep 13 | 0 | 0 | 0 | 0 |
| 30 Jun 13 | 0 | 0 | 0 | 0 |
Quality Earnings: ABC.A has high quality earnings.
Growing Profit Margin: ABC.A became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: ABC.A's earnings have grown by 0.7% per year over the past 5 years.
Accelerating Growth: ABC.A has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: ABC.A has become profitable in the last year, making it difficult to compare its past year earnings growth to the Banks industry (1.1%).
Return on Equity
High ROE: ABC.A's Return on Equity (31.1%) is considered high.