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Banco Nacional de Crédito C.A. Banco Universal CCSE:BNC Stock Report

Last Price

57.99

Market Cap

15.0b

7D

-0.02%

1Y

-93.7%

Updated

15 Apr, 2025

Data

Company Financials

Banco Nacional de Crédito, C.A., Banco Universal

CCSE:BNC Stock Report

Market Cap: 15.0b

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Banco Nacional de Crédito, C.A., Banco Universal Competitors

Price History & Performance

Summary of share price highs, lows and changes for Banco Nacional de Crédito C.A. Banco Universal
Historical stock prices
Current Share Price57.99
52 Week High65.00
52 Week Low34.25
Beta-42.96
1 Month Change16.03%
3 Month Change-99.88%
1 Year Change-93.73%
3 Year Changen/a
5 Year Change47,046.34%
Change since IPOn/a

Recent News & Updates

Recent updates

Shareholder Returns

BNCVE BanksVE Market
7D-0.02%-1.2%-1.1%
1Y-93.7%-64.4%-51.2%

Return vs Industry: BNC underperformed the VE Banks industry which returned -64.4% over the past year.

Return vs Market: BNC underperformed the VE Market which returned -51.2% over the past year.

Price Volatility

Is BNC's price volatile compared to industry and market?
BNC volatility
BNC Average Weekly Movement30.8%
Banks Industry Average Movement3.7%
Market Average Movement10.2%
10% most volatile stocks in VE Market14.4%
10% least volatile stocks in VE Market8.4%

Stable Share Price: BNC's share price has been volatile over the past 3 months compared to the VE market.

Volatility Over Time: BNC's weekly volatility has decreased from 378% to 31% over the past year, but is still higher than 75% of VE stocks.

About the Company

FoundedEmployeesCEOWebsite
20032,971Jorge Nogueroles Garciawww.bncenlinea.com

Banco Nacional de Crédito, C.A., Banco Universal provides various banking products and services in Venezuela. It offers checking and savings accounts, term deposit certificates, and demand deposit accounts in foreign currency. The company also provides commercial credits, auto financing, invoice discounting and factoring, discount, financing alternatives, and microcredits; bail bonds, domestic letters of credit, and letters of credit in foreign currency; and financing for agri-food, manufacturing, tourism, health, and mortgage sectors, as well as for entrepreneurs.

Banco Nacional de Crédito, C.A., Banco Universal Fundamentals Summary

How do Banco Nacional de Crédito C.A. Banco Universal's earnings and revenue compare to its market cap?
BNC fundamental statistics
Market cap14.96b
Earnings (TTM)818.96m
Revenue (TTM)4.59b

18.3x

P/E Ratio

1.5x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BNC income statement (TTM)
Revenue4.59b
Cost of Revenue0
Gross Profit4.59b
Other Expenses3.77b
Earnings818.96m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)3.18
Gross Margin100.00%
Net Profit Margin17.86%
Debt/Equity Ratio11.9%

How did BNC perform over the long term?

See historical performance and comparison

Dividends

0.5%

Current Dividend Yield

n/a

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/04/15 22:54
End of Day Share Price 2025/04/15 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Banco Nacional de Crédito, C.A., Banco Universal is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.