Banco Nacional de Crédito C.A. Banco Universal Balance Sheet Health
Financial Health criteria checks 6/6
Banco Nacional de Crédito C.A. Banco Universal has total assets of VES24.8B and total equity of VES5.2B. Total deposits are VES16.0B, and total loans are VES6.8B.
Key information
4.8x
Asset to equity ratio
n/a
Net interest margin
Total deposits | 15.95b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | 8.68b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BNC's Assets to Equity ratio (4.8x) is low.
Allowance for Bad Loans: BNC has a sufficient allowance for bad loans (187%).
Low Risk Liabilities: 82% of BNC's liabilities are made up of primarily low risk sources of funding.
Loan Level: BNC has an appropriate level of Loans to Assets ratio (28%).
Low Risk Deposits: BNC's Loans to Deposits ratio (43%) is appropriate.
Level of Bad Loans: BNC has an appropriate level of bad loans (1.6%).