Amid a backdrop of record highs for the S&P 500 and Nasdaq, driven by robust corporate earnings and positive economic data, the U.S. market remains dynamic even as concerns about tariffs persist. In this environment, identifying promising small-cap stocks can offer unique opportunities for diversification and growth potential within your portfolio.
Top 10 Undiscovered Gems With Strong Fundamentals In The United States
| Name | Debt To Equity | Revenue Growth | Earnings Growth | Health Rating |
|---|---|---|---|---|
| FineMark Holdings | 115.14% | 2.22% | -28.34% | ★★★★★★ |
| Senstar Technologies | NA | -20.82% | 14.32% | ★★★★★★ |
| Metalpha Technology Holding | NA | 81.88% | -4.97% | ★★★★★★ |
| FRMO | 0.09% | 44.64% | 49.91% | ★★★★★☆ |
| China SXT Pharmaceuticals | 64.25% | -29.05% | 10.33% | ★★★★★☆ |
| Gulf Island Fabrication | 19.65% | -2.17% | 42.26% | ★★★★★☆ |
| Pure Cycle | 5.02% | 4.35% | -2.25% | ★★★★★☆ |
| Solesence | 82.42% | 23.41% | -1.04% | ★★★★☆☆ |
| Reitar Logtech Holdings | 31.39% | 231.46% | 41.38% | ★★★★☆☆ |
| Vantage | 6.72% | -16.62% | -15.47% | ★★★★☆☆ |
Here's a peek at a few of the choices from the screener.
Southern Missouri Bancorp (SMBC)
Simply Wall St Value Rating: ★★★★★★
Overview: Southern Missouri Bancorp, Inc. is the bank holding company for Southern Bank, offering banking and financial services to individuals and corporate customers in the United States, with a market cap of $641.72 million.
Operations: Southern Missouri Bancorp generates revenue primarily from its thrift and savings and loan institutions, totaling $172.93 million. The company's financial performance is reflected in its market capitalization of $641.72 million.
Southern Missouri Bancorp, with assets totaling US$5 billion and equity at US$528.8 million, is making strides in the financial sector. The company has grown its deposits to US$4.3 billion and loans to US$4 billion, supported by a net interest margin of 3.3%. Its allowance for bad loans stands at a reassuring 0.5%, indicating prudent risk management. Recently added to several Russell growth indices, this bank is expanding into St. Louis and Kansas City, enhancing its market reach while maintaining high-quality earnings and low-risk funding sources primarily from customer deposits (96% of liabilities).
Univest Financial (UVSP)
Simply Wall St Value Rating: ★★★★★★
Overview: Univest Financial Corporation serves as the bank holding company for Univest Bank and Trust Co., with a market capitalization of $920.12 million.
Operations: Univest Financial Corporation generates revenue primarily through its banking segment, which contributes $250.88 million, followed by wealth management and insurance segments at $30.46 million and $22.09 million, respectively.
Univest Financial, with total assets of US$8 billion and equity of US$903.5 million, is making strategic moves to bolster its position. The company has a disciplined approach to loan pricing, which seems to have improved its net interest margin to 3.09%. A sufficient allowance for bad loans at 767% indicates strong risk management, while low-risk funding comprises 94% of liabilities. Recent initiatives include share repurchases totaling approximately 10.62%, enhancing earnings per share potential. However, challenges like economic uncertainty and decreased deposits might impact liquidity and profitability in the future despite a projected revenue growth rate of 8.1%.
Radiant Logistics (RLGT)
Simply Wall St Value Rating: ★★★★★★
Overview: Radiant Logistics, Inc. is a third-party logistics company that offers technology-enabled global transportation and value-added logistics solutions mainly in the United States and Canada, with a market cap of $271.98 million.
Operations: Radiant Logistics generates revenue primarily through its transportation segment, with air freight contributing $888.15 million.
Radiant Logistics, a nimble player in the logistics sector, is making strides with its strategic acquisitions and operational enhancements. The company recently reported a net income of US$2.54 million for Q3 2025, a solid turnaround from last year's loss of US$0.7 million. Its earnings growth of 183.9% over the past year outpaces the industry average significantly. With its debt to equity ratio reduced to 6.9% from 47% over five years and EBIT covering interest payments by 27 times, Radiant shows financial resilience despite market pressures like aggressive pricing and project-based revenue reliance that pose risks to sustained growth.
Make It Happen
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Seeking Other Investments?
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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
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