NasdaqGS:UHAL

Stock Analysis Report

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Market Cap

US$11.5b

Last Updated

2021/07/31 05:40 UTC

Data Sources

Company Financials +

Executive Summary

AMERCO operates as a do-it-yourself moving and storage operator for household and commercial goods in the United States and Canada. More Details


Snowflake Analysis

Solid track record with adequate balance sheet.


Similar Companies

Share Price & News

How has AMERCO's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: UHAL is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 4% a week.

Volatility Over Time: UHAL's weekly volatility (4%) has been stable over the past year.


Market Performance


7 Day Return

0.7%

UHAL

-0.4%

US Transportation

-0.5%

US Market


1 Year Return

85.1%

UHAL

36.2%

US Transportation

35.9%

US Market

Return vs Industry: UHAL exceeded the US Transportation industry which returned 36.2% over the past year.

Return vs Market: UHAL exceeded the US Market which returned 35.9% over the past year.


Shareholder returns

UHALIndustryMarket
7 Day0.7%-0.4%-0.5%
30 Day-0.6%-9.1%0.3%
90 Day-1.5%-7.1%3.1%
1 Year86.3%85.1%38.0%36.2%38.0%35.9%
3 Year56.1%54.0%52.3%44.7%62.9%52.7%
5 Year69.6%65.2%157.1%136.9%121.7%97.3%

Long-Term Price Volatility Vs. Market

How volatile is AMERCO's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is AMERCO undervalued compared to its fair value and its price relative to the market?

18.87x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: UHAL ($587.96) is trading above our estimate of fair value ($45.89)

Significantly Below Fair Value: UHAL is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: UHAL's PE Ratio (18.9x) is in line with the US Transportation industry average.

PE vs Market: UHAL is poor value based on its PE Ratio (18.9x) compared to the US market (18x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate UHAL's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: UHAL is overvalued based on its PB Ratio (2.3x) compared to the US Transportation industry average (2.2x).


Future Growth

How is AMERCO forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?

25.6%

Forecasted Transportation industry annual growth in earnings


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: Insufficient data to determine if UHAL's forecast earnings growth is above the savings rate (2%).

Earnings vs Market: Insufficient data to determine if UHAL's earnings are forecast to grow faster than the US market

High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: Insufficient data to determine if UHAL's revenue is forecast to grow faster than the US market.

High Growth Revenue: Insufficient data to determine if UHAL's revenue is forecast to grow faster than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if UHAL's Return on Equity is forecast to be high in 3 years time


Past Performance

How has AMERCO performed over the past 5 years?

0.7%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: UHAL has high quality earnings.

Growing Profit Margin: UHAL's current net profit margins (13.4%) are higher than last year (11.1%).


Past Earnings Growth Analysis

Earnings Trend: UHAL's earnings have grown by 0.7% per year over the past 5 years.

Accelerating Growth: UHAL's earnings growth over the past year (38.2%) exceeds its 5-year average (0.7% per year).

Earnings vs Industry: UHAL earnings growth over the past year (38.2%) exceeded the Transportation industry 25.1%.


Return on Equity

High ROE: UHAL's Return on Equity (12.6%) is considered low.


Financial Health

How is AMERCO's financial position?


Financial Position Analysis

Short Term Liabilities: UHAL's short term assets ($2.1B) exceed its short term liabilities ($1.2B).

Long Term Liabilities: UHAL's short term assets ($2.1B) do not cover its long term liabilities ($8.6B).


Debt to Equity History and Analysis

Debt Level: UHAL's debt to equity ratio (85.7%) is considered high.

Reducing Debt: UHAL's debt to equity ratio has reduced from 88.3% to 85.7% over the past 5 years.

Debt Coverage: UHAL's debt is well covered by operating cash flow (36.9%).

Interest Coverage: UHAL's interest payments on its debt are well covered by EBIT (5.9x coverage).


Balance Sheet


Dividend

What is AMERCO current dividend yield, its reliability and sustainability?

0.43%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: UHAL's dividend (0.43%) isn’t notable compared to the bottom 25% of dividend payers in the US market (1.31%).

High Dividend: UHAL's dividend (0.43%) is low compared to the top 25% of dividend payers in the US market (3.54%).


Stability and Growth of Payments

Stable Dividend: UHAL is not paying a notable dividend for the US market, therefore no need to check if payments are stable.

Growing Dividend: UHAL is not paying a notable dividend for the US market, therefore no need to check if payments are increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of UHAL's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

3.8yrs

Average management tenure


CEO

Joe Shoen (72 yo)

no data

Tenure

US$997,545

Compensation

Mr. Edward Joseph Shoen, also known as Joe, has been the President of AMERCO since 1987 and serves as its Chief Executive Officer. Mr. Shoen has been the Chairman of AMERCO since 1986 and serves as its Dir...


CEO Compensation Analysis

Compensation vs Market: Joe's total compensation ($USD997.55K) is below average for companies of similar size in the US market ($USD11.17M).

Compensation vs Earnings: Joe's compensation has increased by more than 20% in the past year.


Leadership Team

Experienced Management: UHAL's management team is considered experienced (3.8 years average tenure).


Board Members

Experienced Board: UHAL's board of directors are considered experienced (5.2 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: UHAL insiders have sold more shares than they have bought in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

AMERCO's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: AMERCO
  • Ticker: UHAL
  • Exchange: NasdaqGS
  • Founded: 1945
  • Industry: Trucking
  • Sector: Transportation
  • Market Cap: US$11.529b
  • Shares outstanding: 19.61m
  • Website: https://www.amerco.com

Number of Employees


Location

  • AMERCO
  • 5555 Kietzke Lane
  • Suite 100
  • Reno
  • Nevada
  • 89511
  • United States

Listings


Biography

AMERCO operates as a do-it-yourself moving and storage operator for household and commercial goods in the United States and Canada. The company’s Moving and Storage segment rents trucks, trailers, portable...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/07/31 05:40
End of Day Share Price2021/07/30 00:00
Earnings2021/03/31
Annual Earnings2021/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.