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U-Haul Holding CompanyNYSE:UHAL Stock Report

Market Cap US$10.2b
Share Price
US$57.26
My Fair Value
US$96.24
40.5% undervalued intrinsic discount
1Y-25.4%
7D1.3%
Portfolio Value
​
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U-Haul Holding Company

NYSE:UHAL Stock Report

Market Cap: US$10.2b

U-Haul Holding (UHAL) Stock Overview

Operates as a do-it-yourself moving and storage operator for household and commercial goods in the United States and Canada. More details

UHAL fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance1/6
Financial Health3/6
Dividends0/6

Risk Analysis

Earnings have declined by 8.4% per year over past 5 years

Interest payments are not well covered by earnings

Profit margins (5.3%) are lower than last year (10.1%)


UHAL Community Fair Values

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See what 7 others think this stock is worth. Follow their fair value or set your own to get alerts.

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U-Haul Holding

Urbanization And Asset Sharing Will Spark Enduring Market Demand

Key Takeaways U-Haul is set for significant margin and earnings growth, driven by fleet efficiencies, proprietary technology, and underappreciated expanding market opportunities in moving and storage. Its scale, real estate footprint, and asset-light model position it to accelerate market share, generate resilient recurring revenues, and outperform current analyst expectations.
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US$120
FV
52.3% undervalued intrinsic discount
3.14%
Revenue growth p.a.
0users have liked this narrative
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0users have followed this narrative
2 months ago author updated this narrative
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U-Haul Holding

Declining Migration And Oversupply Will Strain Industry But Hope Remains

Key Takeaways Shifting migration trends and urban housing challenges may limit demand for U-Haul's traditional services and constrain long-term revenue growth. Rapid facility expansions and evolving mobility preferences expose U-Haul to risks from oversupply and asset-light competitors, potentially compressing margins and return on investment.
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US$74.25
FV
22.9% undervalued intrinsic discount
3.14%
Revenue growth p.a.
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
2 months ago author updated this narrative
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U-Haul Holding

Fleet Upgrades And U-Box Expansion Will Strengthen Operational Efficiency

Key Takeaways Fleet balance improvements and strategic acquisitions should enhance service efficiency and drive future revenue growth. Expansion in self-storage and U-Box business segments is set to boost earnings and overall revenue growth.
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US$89.84
FV
36.3% undervalued intrinsic discount
2.83%
Revenue growth p.a.
0users have liked this narrative
0users have commented on this narrative
2users have followed this narrative
2 months ago author updated this narrative
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U-Haul Holding Company Competitors

Price History & Performance

Summary of share price highs, lows and changes for U-Haul Holding
Historical stock prices
Current Share PriceUS$57.26
52 Week HighUS$79.04
52 Week LowUS$55.35
Beta1.19
1 Month Change0.35%
3 Month Change-6.05%
1 Year Change-25.38%
3 Year Change12.55%
5 Year Change61.15%
Change since IPO3,195.54%

Recent News & Updates

Recent updates

U-Haul Still Looks Very Cheap As Earnings Near

May 12

U-Haul: Moving Forward (Rating Upgrade)

Feb 28
User avatar

Self-Storage And U-Box Expansion Expected To Drive Future Performance

Expanding self-storage and investing in U-Box infrastructure could drive future revenue growth and enhance margins.

U-Haul Is Making Some Favorable Moves, But I Recommend A Strong Sell

Dec 26

There Are Reasons To Feel Uneasy About U-Haul Holding's (NYSE:UHAL) Returns On Capital

Dec 12
There Are Reasons To Feel Uneasy About U-Haul Holding's (NYSE:UHAL) Returns On Capital

Is U-Haul Holding (NYSE:UHAL) Using Too Much Debt?

Nov 26
Is U-Haul Holding (NYSE:UHAL) Using Too Much Debt?

U-Haul: Still A Solid Play For The Long Haul

Aug 02

U-Haul: Long-Term Economics Present, Valuation Asymmetry To The Downside

Jul 23

Tweedy, Browne - U-Haul Holding Co.: Quietly And Progressively Growing The Franchise And Shareholder Value

May 11

U-Haul: Free Cash Flow Decline Approaching Its Limit

Apr 29

U-Haul: A Closer Look At The Storage Industry Giant

Apr 18

Old West - U-Haul: A Solid Owner/Manager Run Company

Feb 07

U-Haul: Long Term Compounder Awaiting A Decline In Rates

Jan 06

Still Optimistic About U-Haul As We Move Into Earnings

Nov 04

U-Haul: Long-Term Trajectory Undisturbed

Oct 06

U-Haul: Major Headwinds On The Horizon

Jul 24

U-Haul: A Shortage Of Sellers In May

May 26

Amerco: An Industry Leader But Struggles To Produce Consistent FCF

Feb 04

Amerco: The Making Of A Blockbuster

Sep 21

Amerco: An Effective Monopoly To Hold For The Next Decade

Aug 26

AMERCO declares $0.50 special dividend

Aug 19

Shareholder Returns

UHALUS TransportationUS Market
7D1.3%1.8%-0.8%
1Y-25.4%7.3%16.2%

Return vs Industry: UHAL underperformed the US Transportation industry which returned 7% over the past year.

Return vs Market: UHAL underperformed the US Market which returned 17.4% over the past year.

Price Volatility

Is UHAL's price volatile compared to industry and market?
UHAL volatility
UHAL Average Weekly Movement3.6%
Transportation Industry Average Movement6.7%
Market Average Movement6.5%
10% most volatile stocks in US Market17.1%
10% least volatile stocks in US Market3.0%

Stable Share Price: UHAL has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: UHAL's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
194526,501Joe Shoenuhaul.com

U-Haul Holding Company operates as a do-it-yourself moving and storage operator for household and commercial goods in the United States and Canada. It operates through three segments: Moving and Storage, Property and Casualty Insurance, and Life Insurance. It rents trucks, trailers, fixed and portable moving and storage units, specialty rental items, and self-storage spaces primarily to the household movers; and sells moving supplies, towing accessories, and propane.

U-Haul Holding Company Fundamentals Summary

How do U-Haul Holding's earnings and revenue compare to its market cap?
UHAL fundamental statistics
Market capUS$10.16b
Earnings (TTM)US$314.00m
Revenue (TTM)US$5.91b
35.8x
P/E Ratio
1.9x
P/S Ratio

Is UHAL overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UHAL income statement (TTM)
RevenueUS$5.91b
Cost of RevenueUS$3.92b
Gross ProfitUS$1.72b
Other ExpensesUS$1.41b
EarningsUS$314.00m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)1.60
Gross Margin29.17%
Net Profit Margin5.31%
Debt/Equity Ratio94.2%

How did UHAL perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/25 17:18
End of Day Share Price 2025/09/25 00:00
Earnings2025/06/30
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

U-Haul Holding Company is covered by 7 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
George GodfreyCL King & Associates, Inc.
Parth TalsaniaEquisights
Robert DunnSidoti & Company, LLC