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Visa Inc.

NYSE:V Stock Report

Market Cap: US$671.8b

Visa (V) Stock Overview

Operates as a payment technology company in the United States and internationally. More details

V fundamental analysis
Snowflake Score
Valuation0/6
Future Growth3/6
Past Performance4/6
Financial Health5/6
Dividends0/6

Rewards

Earnings are forecast to grow 10.97% per year

Earnings grew by 8.5% over the past year

Risk Analysis

No risks detected for V from our risk checks.

V Community Fair Values

Create Narrative

See what 752 others think this stock is worth. Follow their fair value or set your own to get alerts.

V logo
Visa
AN
AnalystConsensusTarget
Consensus Narrative from 38 Analysts

Tokenization And Stablecoin Settlements Will Expand Global Payments

Key Takeaways Expanding tokenization and strategic geographical growth are enhancing transaction security, user engagement, and international payment volumes, boosting revenue growth. Value-added services and stablecoin innovations are diversifying revenue streams and opening new channels, strengthening client relationships and cross-border transactions.
View narrative
US$374.22
FV
4.7% undervalued intrinsic discount
10.92%
Revenue growth p.a.
4users have liked this narrative
2users have commented on this narrative
161users have followed this narrative
5 days ago author updated this narrative
V logo
Visa
RI
Richard_Bowman
Equity Analyst and Writer

Inflation, New Initiatives and Scale Will Grow EPS

Key Takeaways Visa is a very high-quality business with an enviable market share and margins. New initiatives like Visa Direct will offset the loss of momentum from legacy growth drivers EPS growth will be driven by ‘higher for longer’ inflation, slightly wider margins, and buybacks.
View narrative
US$284.00
FV
25.6% overvalued intrinsic discount
11.50%
Revenue growth p.a.
16users have liked this narrative
2users have commented on this narrative
12users have followed this narrative
10 months ago author updated this narrative
V logo
Visa
GO
Goran_Damchevski
Equity Analyst

Regulation and Market Maturity Will Limit Earnings Growth Potential

Key Takeaways Well-positioned to benefit from the continued growth of digital payments and the international market Investing heavily in B2B and cross border payments for new revenue growth Has a wide moat, and a large serviceable market, but investor expectations are already high Additionally the Credit Card Competition Act could be a major negative catalyst Risks to my narrative include stronger than expected US consumer, and increased use of Visa network from future Fintech. Catalysts The Benefits of Visa’s Global Reach Visa processes more than $11.6 trillion in gross dollar volume (GDV), made up primarily of digital payments with the remainder being things like ATM withdrawals, B2B transactions, etc.
View narrative
US$243.09
FV
46.7% overvalued intrinsic discount
9.10%
Revenue growth p.a.
7users have liked this narrative
1users have commented on this narrative
13users have followed this narrative
8 months ago author updated this narrative
View Visa Community

Visa Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Visa
Historical stock prices
Current Share PriceUS$356.64
52 Week HighUS$375.51
52 Week LowUS$252.70
Beta0.92
1 Month Change-3.67%
3 Month Change15.69%
1 Year Change33.87%
3 Year Change73.92%
5 Year Change88.68%
Change since IPO2,424.89%

Recent News & Updates

Expect Visa To Benefit, Not Suffer, From Stablecoin's Imminent Rise

Jun 23

Recent updates

Expect Visa To Benefit, Not Suffer, From Stablecoin's Imminent Rise

Jun 23

Investor Optimism Abounds Visa Inc. (NYSE:V) But Growth Is Lacking

Apr 30
Investor Optimism Abounds Visa Inc. (NYSE:V) But Growth Is Lacking

Visa: 3 Reasons To Buy, 3 Reasons To Hold, Earnings Preview

Apr 24

Visa: Symbolic Of My Refusal To Chase Stocks Here

Apr 14

Visa Is A Wonderful Business With A Price-Tag To Match

Mar 31

Do Visa's (NYSE:V) Earnings Warrant Your Attention?

Mar 23
Do Visa's (NYSE:V) Earnings Warrant Your Attention?

Visa Stock: Not Where Investors Want It To Be (Technical Analysis)

Mar 15

Visa Vs. Mastercard: The Bargain Window Has Closed

Mar 05

Cross-Border Boom: Visa's Next Big Play

Feb 18

Time To Sell Visa: Waiting For The Price To Drop For A New Long-Term Position

Feb 11

Visa: Earnings Preview Of This Perpetual Growth Machine

Jan 27

Visa: The 2025 Investment Thesis And Key Debates Entering The New Year

Jan 13

Visa's Recent Surge Hasn't Changed My Mind

Jan 02

Is Now The Time To Put Visa (NYSE:V) On Your Watchlist?

Dec 12
Is Now The Time To Put Visa (NYSE:V) On Your Watchlist?

Visa: Don't Overthink It, This Is A Core Holding At A Fair Valuation

Dec 12

Visa: Current Upside Is Limited, But A Strong Idea Long-Term

Nov 09
author-image

Narrative update from Goran Damchevski

Visa grew 10% in the last 12 months, slightly above my estimates.

Visa (NYSE:V) Will Pay A Larger Dividend Than Last Year At $0.59

Nov 04
Visa (NYSE:V) Will Pay A Larger Dividend Than Last Year At $0.59

Visa's Growth Unshaken By Regulatory Risks

Nov 03

Visa Inc. (NYSE:V) Not Lagging Market On Growth Or Pricing

Oct 28
Visa Inc. (NYSE:V) Not Lagging Market On Growth Or Pricing

Visa: Not Cheap Compounder With The DOJ Highlighting Its Moat

Oct 25

Visa: I Can't Afford This

Oct 14

Visa: Long-Term Upside Potential Despite Recent DOJ Headwinds Makes It A Buy

Oct 05

Why Visa Is A Buy Despite DOJ Lawsuit

Sep 24
author-image

Narrative update from Richard Bowman

September 2024Cross-border Volume and Visa Direct Offset Slower Consumer Spending Growth Visa managed to keep delivering in Q3 despite a loss of momentum in global consumer spending growth. Payme

Visa: Familiarize Yourself With The Three-Pillar Growth Trajectory

Sep 16
author-image

Innovative Payment Technologies And Calculated Expansions Set To Boost Revenue Growth

Visa's strategic partnerships and innovative payment technologies are set to boost transaction volumes and processing revenue.

Does Visa (NYSE:V) Deserve A Spot On Your Watchlist?

Aug 25
Does Visa (NYSE:V) Deserve A Spot On Your Watchlist?

Shareholder Returns

VUS Diversified FinancialUS Market
7D0.4%-0.4%0.4%
1Y33.9%22.2%12.5%

Return vs Industry: V exceeded the US Diversified Financial industry which returned 22.2% over the past year.

Return vs Market: V exceeded the US Market which returned 12.5% over the past year.

Price Volatility

Is V's price volatile compared to industry and market?
V volatility
V Average Weekly Movement4.0%
Diversified Financial Industry Average Movement6.3%
Market Average Movement7.2%
10% most volatile stocks in US Market17.3%
10% least volatile stocks in US Market3.7%

Stable Share Price: V has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: V's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
195831,600Ryan McInerneywww.visa.com

Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a solution that facilitates the delivery of funds to eligible cards, bank accounts, and digital wallets; Visa B2B Connect, a multilateral business-to-business cross-border payments network; Visa Cross-Border Solution, a cross-border consumer payments solution; and Visa DPS that provides a range of value-added services, including fraud mitigation, dispute management, data analytics, campaign management, a suite of digital solutions, and contact center services.

Visa Inc. Fundamentals Summary

How do Visa's earnings and revenue compare to its market cap?
V fundamental statistics
Market capUS$671.84b
Earnings (TTM)US$19.64b
Revenue (TTM)US$37.62b
34.0x
P/E Ratio
17.7x
P/S Ratio

Is V overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
V income statement (TTM)
RevenueUS$37.62b
Cost of RevenueUS$839.00m
Gross ProfitUS$36.78b
Other ExpensesUS$17.14b
EarningsUS$19.64b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)10.49
Gross Margin97.77%
Net Profit Margin52.21%
Debt/Equity Ratio54.6%

How did V perform over the long term?

See historical performance and comparison

Dividends

0.7%
Current Dividend Yield
22%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/07 06:59
End of Day Share Price 2025/07/07 00:00
Earnings2025/03/31
Annual Earnings2024/09/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Visa Inc. is covered by 87 analysts. 37 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Stephen BiggarArgus Research Company
David KoningBaird
Ishan MajumdarBaptista Research