BTRS Stock Overview
BTRS Holdings Inc. provides cloud-based software and integrated payment processing solutions that automates business-to-business (B2B) commerce worldwide.
BTRS Holdings Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||US$5.60|
|52 Week High||US$14.17|
|52 Week Low||US$3.95|
|1 Month Change||11.11%|
|3 Month Change||-21.13%|
|1 Year Change||-56.92%|
|3 Year Change||n/a|
|5 Year Change||n/a|
|Change since IPO||-41.97%|
Recent News & Updates
|BTRS||US Software||US Market|
Return vs Industry: BTRS underperformed the US Software industry which returned -17.9% over the past year.
Return vs Market: BTRS underperformed the US Market which returned -18.4% over the past year.
|BTRS Average Weekly Movement||12.3%|
|Software Industry Average Movement||11.1%|
|Market Average Movement||8.1%|
|10% most volatile stocks in US Market||16.6%|
|10% least volatile stocks in US Market||3.2%|
Stable Share Price: BTRS is more volatile than 75% of US stocks over the past 3 months, typically moving +/- 12% a week.
Volatility Over Time: BTRS's weekly volatility (12%) has been stable over the past year, but is still higher than 75% of US stocks.
About the Company
BTRS Holdings Inc. provides cloud-based software and integrated payment processing solutions that automates business-to-business (B2B) commerce worldwide. The company operates in two segments, Print, and Software and Payments. The company offers solutions that span credit decisioning and monitoring, online ordering, invoicing, cash application, and collections.
BTRS Holdings Fundamentals Summary
|BTRS fundamental statistics|
Is BTRS overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|BTRS income statement (TTM)|
|Cost of Revenue||US$38.12m|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
|Earnings per share (EPS)||-0.41|
|Net Profit Margin||-49.76%|
How did BTRS perform over the long term?See historical performance and comparison
Is BTRS undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 2/6
Price-To-Sales vs Peers
Price-To-Sales vs Industry
Price-To-Sales vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for BTRS?
Other financial metrics that can be useful for relative valuation.
|What is BTRS's n/a Ratio?|
Price to Sales Ratio vs Peers
How does BTRS's PS Ratio compare to its peers?
|BTRS PS Ratio vs Peers|
|Company||PS||Estimated Growth||Market Cap|
Price-To-Sales vs Peers: BTRS is expensive based on its Price-To-Sales Ratio (6.8x) compared to the peer average (3.3x).
Price to Earnings Ratio vs Industry
How does BTRS's PE Ratio compare vs other companies in the U.S. Software Industry?
Price-To-Sales vs Industry: BTRS is expensive based on its Price-To-Sales Ratio (6.8x) compared to the US Software industry average (4.7x)
Price to Sales Ratio vs Fair Ratio
What is BTRS's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PS Ratio||6.8x|
|Fair PS Ratio||5.6x|
Price-To-Sales vs Fair Ratio: BTRS is expensive based on its Price-To-Sales Ratio (6.8x) compared to the estimated Fair Price-To-Sales Ratio (5.6x).
Share Price vs Fair Value
What is the Fair Price of BTRS when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: BTRS ($5.6) is trading below our estimate of fair value ($12.24)
Significantly Below Fair Value: BTRS is trading below fair value by more than 20%.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate BTRS's PEG Ratio to determine if it is good value.
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How is BTRS Holdings forecast to perform in the next 1 to 3 years based on estimates from 7 analysts?
Future Growth Score2/6
Future Growth Score 2/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BTRS is forecast to remain unprofitable over the next 3 years.
Earnings vs Market: BTRS is forecast to remain unprofitable over the next 3 years.
High Growth Earnings: BTRS is forecast to remain unprofitable over the next 3 years.
Revenue vs Market: BTRS's revenue (20.3% per year) is forecast to grow faster than the US market (8.4% per year).
High Growth Revenue: BTRS's revenue (20.3% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BTRS is forecast to be unprofitable in 3 years.
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How has BTRS Holdings performed over the past 5 years?
Past Performance Score0/6
Past Performance Score 0/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BTRS is currently unprofitable.
Growing Profit Margin: BTRS is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: BTRS is unprofitable, and losses have increased over the past 5 years at a rate of 29.8% per year.
Accelerating Growth: Unable to compare BTRS's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: BTRS is unprofitable, making it difficult to compare its past year earnings growth to the Software industry (27.1%).
Return on Equity
High ROE: BTRS has a negative Return on Equity (-23.6%), as it is currently unprofitable.
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How is BTRS Holdings's financial position?
Financial Health Score5/6
Financial Health Score 5/6
Short Term Liabilities
Long Term Liabilities
Stable Cash Runway
Forecast Cash Runway
Financial Position Analysis
Short Term Liabilities: BTRS's short term assets ($225.3M) exceed its short term liabilities ($90.2M).
Long Term Liabilities: BTRS's short term assets ($225.3M) exceed its long term liabilities ($71.4M).
Debt to Equity History and Analysis
Debt Level: BTRS is debt free.
Reducing Debt: BTRS had no debt 5 years ago.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: BTRS has sufficient cash runway for more than 3 years based on its current free cash flow.
Forecast Cash Runway: Insufficient data to determine if BTRS has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.
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What is BTRS Holdings's current dividend yield, its reliability and sustainability?
Dividend Score 0/6
Future Dividend Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate BTRS's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate BTRS's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if BTRS's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if BTRS's dividend payments have been increasing.
Earnings Payout to Shareholders
Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: Unable to calculate sustainability of dividends as BTRS has not reported any payouts.
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How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Flint Lane (54 yo)
Mr. Flint A. Lane is Founder of BTRS Holdings Inc. (formerly known as Billtrust, Inc.) since 2001 and also serves as its Chairman. He has been Chief Executive Officer at BTRS Holdings Inc. since January 20...
CEO Compensation Analysis
Compensation vs Market: Flint's total compensation ($USD8.43M) is above average for companies of similar size in the US market ($USD4.02M).
Compensation vs Earnings: Flint's compensation has increased whilst the company is unprofitable.
Experienced Management: BTRS's management team is not considered experienced ( 1.4 years average tenure), which suggests a new team.
Experienced Board: BTRS's board of directors are not considered experienced ( 1.4 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: BTRS insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 4.1%.
BTRS Holdings Inc.'s employee growth, exchange listings and data sources
- Name: BTRS Holdings Inc.
- Ticker: BTRS
- Exchange: NasdaqGS
- Founded: 2001
- Industry: Application Software
- Sector: Software
- Implied Market Cap: US$915.112m
- Shares outstanding: 163.41m
- Website: https://www.billtrust.com
Number of Employees
- BTRS Holdings Inc.
- 1009 Lenox Drive
- Suite 101
- New Jersey
- United States
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/06/26 00:00|
|End of Day Share Price||2022/06/24 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.