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Western Capital Resources

Market Cap

US$62.4m

Last Updated

2021/04/11 23:17 UTC

Data Sources

Company Financials

Executive Summary

Western Capital Resources, Inc., through its subsidiaries, engages in the retail business in the United States. More Details


Snowflake Analysis

Flawless balance sheet and undervalued.

Share Price & News

How has Western Capital Resources's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: WCRS is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 6% a week.

Volatility Over Time: Insufficient data to determine WCRS's volatility change over the past year.


Market Performance


7 Day Return

0%

WCRS

3.7%

US Specialty Retail

2.1%

US Market


1 Year Return

82.4%

WCRS

116.8%

US Specialty Retail

56.3%

US Market

Return vs Industry: WCRS underperformed the US Specialty Retail industry which returned 116.8% over the past year.

Return vs Market: WCRS exceeded the US Market which returned 56.3% over the past year.


Shareholder returns

WCRSIndustryMarket
7 Day0%3.7%2.1%
30 Day-3.6%2.4%2.4%
90 Day0%15.6%6.8%
1 Year85.6%82.4%118.1%116.8%59.1%56.3%
3 Year77.1%57.0%116.8%108.2%65.7%55.1%
5 Year165.0%125.0%111.0%95.1%122.3%97.7%

Long-Term Price Volatility Vs. Market

How volatile is Western Capital Resources's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Western Capital Resources undervalued compared to its fair value and its price relative to the market?

>50%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: WCRS ($6.75) is trading below our estimate of fair value ($100.12)

Significantly Below Fair Value: WCRS is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: WCRS is good value based on its PE Ratio (7.5x) compared to the US Specialty Retail industry average (19.8x).

PE vs Market: WCRS is good value based on its PE Ratio (7.5x) compared to the US market (22.3x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate WCRS's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: WCRS is good value based on its PB Ratio (0.9x) compared to the US Specialty Retail industry average (3.1x).


Future Growth

How is Western Capital Resources forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

30.2%

Forecasted Retail industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Western Capital Resources has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Western Capital Resources performed over the past 5 years?

21.8%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: WCRS has high quality earnings.

Growing Profit Margin: WCRS's current net profit margins (6.1%) are higher than last year (2%).


Past Earnings Growth Analysis

Earnings Trend: WCRS's earnings have grown significantly by 21.8% per year over the past 5 years.

Accelerating Growth: WCRS's earnings growth over the past year (252.5%) exceeds its 5-year average (21.8% per year).

Earnings vs Industry: WCRS earnings growth over the past year (252.5%) exceeded the Specialty Retail industry 30.5%.


Return on Equity

High ROE: WCRS's Return on Equity (14.8%) is considered low.


Financial Health

How is Western Capital Resources's financial position?


Financial Position Analysis

Short Term Liabilities: WCRS's short term assets ($63.6M) exceed its short term liabilities ($17.1M).

Long Term Liabilities: WCRS's short term assets ($63.6M) exceed its long term liabilities ($7.1M).


Debt to Equity History and Analysis

Debt Level: WCRS is debt free.

Reducing Debt: WCRS has no debt compared to 5 years ago when its debt to equity ratio was 26.7%.

Debt Coverage: WCRS has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: WCRS has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Dividend

What is Western Capital Resources's current dividend yield, its reliability and sustainability?

1.48%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: WCRS's dividend (1.48%) is higher than the bottom 25% of dividend payers in the US market (1.26%).

High Dividend: WCRS's dividend (1.48%) is low compared to the top 25% of dividend payers in the US market (3.5%).


Stability and Growth of Payments

Stable Dividend: WCRS has been paying a dividend for less than 10 years and during this time payments have been volatile.

Growing Dividend: WCRS has only been paying a dividend for 5 years, and since then payments have not increased.


Current Payout to Shareholders

Dividend Coverage: With its low payout ratio (13.8%), WCRS's dividend payments are thoroughly covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

3.7yrs

Average management tenure


CEO

John Quandahl (53 yo)

12.25yrs

Tenure

US$555,000

Compensation

Mr. John Quandahl has been the Chief Executive Officer and President of Western Capital Resources, Inc. since January 1, 2009 and has been its Chief Operating Officer since November 29, 2007. Mr. Quandahl ...


CEO Compensation Analysis

Compensation vs Market: John's total compensation ($USD555.00K) is about average for companies of similar size in the US market ($USD510.94K).

Compensation vs Earnings: John's compensation has been consistent with company performance over the past year.


Leadership Team

Experienced Management: WCRS's management team is considered experienced (3.7 years average tenure).


Board Members

Experienced Board: WCRS's board of directors are considered experienced (8.3 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Western Capital Resources, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Western Capital Resources, Inc.
  • Ticker: WCRS
  • Exchange: OTCPK
  • Founded: NaN
  • Industry: Specialty Stores
  • Sector: Retail
  • Market Cap: US$62.437m
  • Shares outstanding: 9.25m
  • Website: https://www.westerncapitalresources.com

Number of Employees


Location

  • Western Capital Resources, Inc.
  • 11550 I Street
  • Suite 150
  • Omaha
  • Nebraska
  • 68137
  • United States

Listings


Biography

Western Capital Resources, Inc., through its subsidiaries, engages in the retail business in the United States. The company operates through Cellular Retail, Direct to Consumer, and Consumer Finance segmen...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/04/11 23:17
End of Day Share Price2021/04/09 00:00
Earnings2020/12/31
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.