Upbound Group Management
Management criteria checks 4/4
Upbound Group's CEO is Fahmi Karam, appointed in Jun 2025, has a tenure of less than a year. total yearly compensation is $3.07M, comprised of 33.6% salary and 66.4% bonuses, including company stock and options. directly owns 0.16% of the company’s shares, worth $1.61M. The average tenure of the management team and the board of directors is 4.7 years and 5.8 years respectively.
Key information
Fahmi Karam
Chief executive officer
US$3.1m
Total compensation
| CEO salary percentage | 33.60% |
| CEO tenure | less than a year |
| CEO ownership | 0.2% |
| Management average tenure | 4.7yrs |
| Board average tenure | 5.8yrs |
Recent management updates
Recent updates
Upbound Group: Cheap For A Reason
Dec 15Upbound: Proven Business Model, FCF, Divestiture, And Significantly Undervalued
Nov 08Upbound: Decision Engine Equipped With Large Data Sets Implies Undervaluation
Sep 28
Expanding Financial Access And Innovating In E-Commerce Fuels Growth And Efficiency
Expansion through new Acima Credit products and merchant partnerships is set to widen customer base and increase revenue.Upbound Group: Strong Growth In Acima Provides Upside Potential
Jun 28These 4 Measures Indicate That Upbound Group (NASDAQ:UPBD) Is Using Debt Extensively
Aug 07
Is Now An Opportune Moment To Examine Upbound Group, Inc. (NASDAQ:UPBD)?
Jul 19Calculating The Fair Value Of Upbound Group, Inc. (NASDAQ:UPBD)
May 12CEO Compensation Analysis
| Date | Total Compensation | Salary | Company Earnings |
|---|---|---|---|
| Sep 30 2025 | n/a | n/a | US$84m |
| Jun 30 2025 | n/a | n/a | US$102m |
| Mar 31 2025 | n/a | n/a | US$121m |
| Dec 31 2024 | US$3m | US$1m | US$123m |
| Sep 30 2024 | n/a | n/a | US$81m |
| Jun 30 2024 | n/a | n/a | US$55m |
| Mar 31 2024 | n/a | n/a | -US$25m |
| Dec 31 2023 | US$6m | US$1m | -US$5m |
| Sep 30 2023 | n/a | n/a | US$9m |
| Jun 30 2023 | n/a | n/a | -US$1m |
| Mar 31 2023 | n/a | n/a | US$64m |
| Dec 31 2022 | US$3m | US$154k | US$12m |
Compensation vs Market: Fahmi's total compensation ($USD3.07M) is about average for companies of similar size in the US market ($USD3.50M).
Compensation vs Earnings: Fahmi's compensation has been consistent with company performance over the past year.
CEO
Fahmi Karam (47 yo)
Mr. Fahmi Karam served as Executive Vice President and Chief Financial Officer for Upbound Group, Inc. (formerly known as Rent-A-Center, Inc.) since October 31, 2022 until November 10, 2025 and serves as i...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO & Director | less than a year | US$3.07m | 0.16% $ 1.6m | |
| Executive Vice President of Rent-A-Center Business | 5.5yrs | US$1.68m | 0.034% $ 346.9k | |
| Executive Vice President of Acima | no data | US$1.68m | 0.085% $ 867.5k | |
| Executive Vice President & Chief Financial Officer | less than a year | no data | no data | |
| Executive VP | 5.5yrs | US$1.03m | 0.021% $ 215.6k | |
| Executive VP & Chief HR Officer | 4.4yrs | US$1.23m | 0.020% $ 209.4k | |
| Senior Vice President of Rent-A-Center East | 4.9yrs | no data | no data | |
| Senior VP of Strategic Operations & Chief of Staff | 4.9yrs | no data | no data | |
| Senior Vice President of Rent-A-Center West | no data | no data | no data | |
| VP & Chief Risk Officer | no data | no data | no data | |
| Senior Vice President of Brigit | no data | no data | no data | |
| Executive VP & Chief Growth Officer | less than a year | no data | no data |
Experienced Management: UPBD's management team is considered experienced (4.7 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO & Director | less than a year | US$3.07m | 0.16% $ 1.6m | |
| Independent Chairman | 8.5yrs | US$700.03k | 0.20% $ 2.0m | |
| Independent Director | 6.5yrs | US$316.94k | 0% $ 0 | |
| Independent Director | 6.5yrs | US$285.48k | 0% $ 0 | |
| Independent Director | 5.8yrs | US$356.57k | 0% $ 0 | |
| Independent Director | 1.3yrs | US$51.79k | 0% $ 0 | |
| Independent Director | 1.7yrs | US$219.16k | 0% $ 0 |
Experienced Board: UPBD's board of directors are considered experienced (5.8 years average tenure).
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/12/24 04:29 |
| End of Day Share Price | 2025/12/24 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Upbound Group, Inc. is covered by 17 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jason Haas | BofA Global Research |
| Vincent Caintic | BTIG |
| Laura Champine | Canaccord Genuity |