Upbound Group Balance Sheet Health
Financial Health criteria checks 1/6
Upbound Group has a total shareholder equity of $611.8M and total debt of $1.2B, which brings its debt-to-equity ratio to 202%. Its total assets and total liabilities are $2.6B and $2.0B respectively. Upbound Group's EBIT is $296.8M making its interest coverage ratio 2.7. It has cash and short-term investments of $85.1M.
Key information
202.0%
Debt to equity ratio
US$1.24b
Debt
| Interest coverage ratio | 2.7x |
| Cash | US$85.05m |
| Equity | US$611.82m |
| Total liabilities | US$1.97b |
| Total assets | US$2.58b |
Recent financial health updates
These 4 Measures Indicate That Upbound Group (NASDAQ:UPBD) Is Using Debt Extensively
Aug 07
Upbound Group (NASDAQ:UPBD) Has A Somewhat Strained Balance Sheet
Apr 27Rent-A-Center (NASDAQ:RCII) Has A Somewhat Strained Balance Sheet
Jan 06Rent-A-Center (NASDAQ:RCII) Has A Somewhat Strained Balance Sheet
Aug 17Recent updates
Upbound: Proven Business Model, FCF, Divestiture, And Significantly Undervalued
Nov 08Upbound: Decision Engine Equipped With Large Data Sets Implies Undervaluation
Sep 28Upbound Group: Strong Growth In Acima Provides Upside Potential
Jun 28These 4 Measures Indicate That Upbound Group (NASDAQ:UPBD) Is Using Debt Extensively
Aug 07Is Now An Opportune Moment To Examine Upbound Group, Inc. (NASDAQ:UPBD)?
Jul 19Calculating The Fair Value Of Upbound Group, Inc. (NASDAQ:UPBD)
May 12Upbound Group (NASDAQ:UPBD) Has A Somewhat Strained Balance Sheet
Apr 27Upbound Group (NASDAQ:UPBD) Has Affirmed Its Dividend Of $0.34
Mar 28What Is Upbound Group, Inc.'s (NASDAQ:UPBD) Share Price Doing?
Mar 10Rent-A-Center (NASDAQ:RCII) Has A Somewhat Strained Balance Sheet
Jan 06Are Investors Undervaluing Rent-A-Center, Inc. (NASDAQ:RCII) By 43%?
Dec 19Is It Time To Consider Buying Rent-A-Center, Inc. (NASDAQ:RCII)?
Nov 29Rent-A-Center: Wait For The Growth To Return
Sep 28Rent-A-Center declares $0.34 dividend
Sep 21Rent-A-Center (NASDAQ:RCII) Has A Somewhat Strained Balance Sheet
Aug 17Financial Position Analysis
Short Term Liabilities: UPBD's short term assets ($1.4B) exceed its short term liabilities ($406.8M).
Long Term Liabilities: UPBD's short term assets ($1.4B) do not cover its long term liabilities ($1.6B).
Debt to Equity History and Analysis
Debt Level: UPBD's net debt to equity ratio (188.1%) is considered high.
Reducing Debt: UPBD's debt to equity ratio has increased from 58.1% to 202% over the past 5 years.
Debt Coverage: UPBD's debt is not well covered by operating cash flow (11.9%).
Interest Coverage: UPBD's interest payments on its debt are not well covered by EBIT (2.7x coverage).
Balance Sheet
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 09:31 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Upbound Group, Inc. is covered by 23 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Anthony Chukumba | BB&T Capital Markets |
| Jason Haas | BofA Global Research |
| Vincent Caintic | BTIG |