America's Car-Mart, Inc.

NasdaqGS:CRMT Stock Report

Market Cap: US$347.4m

America's Car-Mart Valuation

Is CRMT undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Sales vs Peers

  • Price-To-Sales vs Industry

  • Price-To-Sales vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of CRMT when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: CRMT ($41.77) is trading above our estimate of fair value ($0.13)

Significantly Below Fair Value: CRMT is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for CRMT?

Key metric: As CRMT is unprofitable we use its Price-To-Sales Ratio for relative valuation analysis.

The above table shows the Price to Sales ratio for CRMT. This is calculated by dividing CRMT's market cap by their current revenue.
What is CRMT's PS Ratio?
PS Ratio0.3x
SalesUS$1.37b
Market CapUS$347.44m

Price to Sales Ratio vs Peers

How does CRMT's PS Ratio compare to its peers?

The above table shows the PS ratio for CRMT vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PSEstimated GrowthMarket Cap
Peer Average1.1x
ONEW OneWater Marine
0.2x3.5%US$340.9m
RMBL RumbleOn
0.2x5.2%US$185.0m
ARKO Arko
0.08x-1.7%US$752.5m
UXIN Uxin
4.1xn/aUS$834.5m
CRMT America's Car-Mart
0.3x3.5%US$347.4m

Price-To-Sales vs Peers: CRMT is good value based on its Price-To-Sales Ratio (0.3x) compared to the peer average (1.1x).

Price to Sales Ratio vs Industry

How does CRMT's PS Ratio compare vs other companies in the US Specialty Retail Industry?

43 CompaniesPrice / SalesEstimated GrowthMarket Cap
TA TravelCenters of America
0.1x-0.8%US$1.30b
ODP ODP
0.1x-2.1%US$764.10m
ARKO Arko
0.08x-1.7%US$752.51m
GCO Genesco
0.1x1.9%US$344.96m
CRMT 0.3xIndustry Avg. 0.4xNo. of Companies43PS00.61.21.82.43+
43 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Sales vs Industry: CRMT is good value based on its Price-To-Sales Ratio (0.3x) compared to the US Specialty Retail industry average (0.4x).

Price to Sales Ratio vs Fair Ratio

What is CRMT's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

CRMT PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio0.3x
Fair PS Ratio0.2x

Price-To-Sales vs Fair Ratio: CRMT is expensive based on its Price-To-Sales Ratio (0.3x) compared to the estimated Fair Price-To-Sales Ratio (0.2x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst CRMT forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$41.77
US$46.75
+11.9%
4.4%US$50.00US$45.00n/a4
Nov ’25US$38.21
US$45.67
+19.5%
2.1%US$47.00US$45.00n/a3
Oct ’25US$41.11
US$47.33
+15.1%
4.3%US$50.00US$45.00n/a3
Sep ’25US$60.53
US$60.67
+0.2%
12.7%US$68.00US$50.00n/a3
Aug ’25US$65.55
US$60.67
-7.4%
12.7%US$68.00US$50.00n/a3
Jul ’25US$59.47
US$60.67
+2.0%
12.7%US$68.00US$50.00n/a3
Jun ’25US$60.27
US$63.00
+4.5%
14.7%US$71.00US$50.00n/a3
May ’25US$58.25
US$63.00
+8.2%
14.7%US$71.00US$50.00n/a3
Apr ’25US$62.67
US$66.00
+5.3%
11.8%US$72.00US$55.00n/a3
Mar ’25US$67.69
US$62.00
-8.4%
11.7%US$72.00US$55.00n/a3
Feb ’25US$63.05
US$67.25
+6.7%
16.4%US$83.00US$55.00n/a4
Jan ’25US$75.77
US$67.25
-11.2%
16.4%US$83.00US$55.00n/a4
Dec ’24US$75.47
US$92.00
+21.9%
31.3%US$135.00US$55.00n/a4
Nov ’24US$67.05
US$92.00
+37.2%
31.3%US$135.00US$55.00US$38.214
Oct ’24US$90.99
US$93.25
+2.5%
29.2%US$135.00US$60.00US$41.114
Sep ’24US$113.53
US$92.25
-18.7%
29.9%US$135.00US$60.00US$60.534
Aug ’24US$119.16
US$92.25
-22.6%
29.9%US$135.00US$60.00US$65.554
Jul ’24US$99.78
US$73.25
-26.6%
12.5%US$84.00US$60.00US$59.474
Jun ’24US$80.08
US$73.25
-8.5%
12.5%US$84.00US$60.00US$60.274
May ’24US$79.35
US$73.00
-8.0%
11.9%US$84.00US$60.00US$58.254
Apr ’24US$79.21
US$73.00
-7.8%
11.9%US$84.00US$60.00US$62.674
Mar ’24US$87.41
US$73.00
-16.5%
11.9%US$84.00US$60.00US$67.694
Feb ’24US$89.84
US$70.00
-22.1%
8.4%US$75.00US$60.00US$63.054
Jan ’24US$72.26
US$89.50
+23.9%
37.2%US$147.00US$66.00US$75.774
Dec ’23US$73.32
US$89.50
+22.1%
37.2%US$147.00US$66.00US$75.474
Nov ’23US$69.97
US$100.75
+44.0%
29.5%US$147.00US$68.00US$67.054

Analyst Forecast: Target price is less than 20% higher than the current share price.

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