America's Car-Mart Balance Sheet Health
Financial Health criteria checks 2/6
America's Car-Mart has a total shareholder equity of $554.1M and total debt of $766.7M, which brings its debt-to-equity ratio to 138.4%. Its total assets and total liabilities are $1.6B and $1.0B respectively. America's Car-Mart's EBIT is $67.3M making its interest coverage ratio 0.9. It has cash and short-term investments of $8.0M.
Key information
138.4%
Debt to equity ratio
US$766.68m
Debt
| Interest coverage ratio | 0.9x |
| Cash | US$8.01m |
| Equity | US$554.07m |
| Total liabilities | US$1.02b |
| Total assets | US$1.58b |
Recent financial health updates
Recent updates
America's Car-Mart (NASDAQ:CRMT) Is Reinvesting At Lower Rates Of Return
Dec 11
America's Car-Mart: Conservative Management Driving Success In Challenging Times
Nov 18America's Car-Mart Continues To Struggle
Sep 18America's Car-Mart (NASDAQ:CRMT) Will Be Hoping To Turn Its Returns On Capital Around
Sep 05America's Car-Mart: Correcting 'Covid Sins'
Aug 27America's Car-Mart, Inc.'s (NASDAQ:CRMT) Price Is Out Of Tune With Revenues
Jun 20America's Car-Mart Is A Clunker
Jun 18The Returns On Capital At America's Car-Mart (NASDAQ:CRMT) Don't Inspire Confidence
Feb 13America's Car-Mart, Inc.'s (NASDAQ:CRMT) P/S Is On The Mark
Jan 03America's Car-Mart (NASDAQ:CRMT) Will Want To Turn Around Its Return Trends
Oct 18What Is America's Car-Mart, Inc.'s (NASDAQ:CRMT) Share Price Doing?
Aug 23America's Car-Mart's (NASDAQ:CRMT) Returns On Capital Not Reflecting Well On The Business
Jun 02Should You Investigate America's Car-Mart, Inc. (NASDAQ:CRMT) At US$85.59?
May 11America's Car-Mart (NASDAQ:CRMT) Is Reinvesting At Lower Rates Of Return
Feb 23Is Now The Time To Look At Buying America's Car-Mart, Inc. (NASDAQ:CRMT)?
Feb 03America's Car-Mart (NASDAQ:CRMT) Has More To Do To Multiply In Value Going Forward
Nov 24America's Car-Mart: Investor Panic Gives You 2 Ways To Win
Oct 10America's Car-Mart GAAP EPS of $2.00 misses by $1.15, revenue of $344.88M beats by $12.51M
Aug 18America's Car-Mart: Balance Sheet Trends Going Into Q4 Earnings
May 23Financial Position Analysis
Short Term Liabilities: CRMT's short term assets ($1.4B) exceed its short term liabilities ($74.5M).
Long Term Liabilities: CRMT's short term assets ($1.4B) exceed its long term liabilities ($946.6M).
Debt to Equity History and Analysis
Debt Level: CRMT's net debt to equity ratio (136.9%) is considered high.
Reducing Debt: CRMT's debt to equity ratio has increased from 63.9% to 138.4% over the past 5 years.
Debt Coverage: CRMT's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: CRMT's interest payments on its debt are not well covered by EBIT (0.9x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/17 02:00 |
| End of Day Share Price | 2025/01/17 00:00 |
| Earnings | 2024/10/31 |
| Annual Earnings | 2024/04/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
America's Car-Mart, Inc. is covered by 12 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| John Murphy | BofA Global Research |
| Vincent Caintic | BTIG |
| Hugh Miller | Buckingham Research Group Inc. |