CRMT Share Price Performance
US$24.20
-31.82 (-56.80%)
38.7% undervalued intrinsic discount
US$39.50
Fair Value
Price US$24.20
AnalystConsensusTarget US$39.50
AnalystHighTarget US$45.00
AnalystLowTarget US$45.00
Fair ValueUS$39.50
Share Pricen/a
America's Car-Mart, Inc. Stock Price
- 3 Narratives written by author
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- 1 Fair Values set on narratives written by author
CRMT Community Narratives
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Fair Value US$39.5 38.7% undervalued intrinsic discount
Digital Payments And Data Analytics Will Expand Auto Finance
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Fair Value US$45 46.2% undervalued intrinsic discount
Improved Underwriting And Demographic Tailwinds Will Transform Auto Retail
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Fair Value US$45 46.2% undervalued intrinsic discount
Subprime Exposure And Inventory Limits Will Impair Stability
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Improved Underwriting And Demographic Tailwinds Will Transform Auto Retail
Key Takeaways Stricter underwriting and rapid digital payment adoption are set to strengthen margins, reduce charge-offs, and improve free cash flow. Easing supply limits, strategic funding, and strong demographic trends support accelerated growth, store expansion, and rising market share.Read more
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US$45
46.2% undervalued intrinsic discount
AnalystHighTarget's Fair Value
Revenue
4.01% p.a.
Profit Margin
2.47%
Future PE
13.35x
Price in 2028
US$60.86
Digital Payments And Data Analytics Will Expand Auto Finance
Key Takeaways Leveraging analytics, digital tools, and diverse payment options to improve credit quality, reduce losses, and enhance customer experience supports stronger margins and earnings stability. Expansion in inventory, financing, and market reach amid used car industry constraints positions the company for resilient growth and improved competitive standing.Read more
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AN
US$39.5
38.7% undervalued intrinsic discount
AnalystConsensusTarget's Fair Value
Revenue
3.9% p.a.
Profit Margin
3.46%
Future PE
8.37x
Price in 2028
US$53.59
Subprime Exposure And Inventory Limits Will Impair Stability
Key Takeaways Growth in affordable used car demand and improved digital processes support long-term prospects, but capital constraints and subprime exposure may limit sales and margin recovery. Geographic concentration, supply chain volatility, and threats from digital-first competitors and electric vehicles create structural risks to consistent future earnings potential.Read more
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AN
US$45
46.2% undervalued intrinsic discount
AnalystLowTarget's Fair Value
Revenue
3.4% p.a.
Profit Margin
3.12%
Future PE
13.41x
Price in 2028
US$35.55
Trending Discussion
Recently Updated Narratives
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CRMT: Rising Credit Losses Will Be Outweighed By Future Earnings Power
Fair Value: US$45 46.2% undervalued intrinsic discount
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Digital Payments And Data Analytics Will Expand Auto Finance
Fair Value: US$39.5 38.7% undervalued intrinsic discount
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Subprime Exposure And Inventory Limits Will Impair Stability
Fair Value: US$45 46.2% undervalued intrinsic discount
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Snowflake Analysis
America's Car-Mart, Inc. Key Details
Last Reported Earnings
Oct 31, 2025
Next Reporting Earnings
n/a
- -1.74
- 47.86%
- -1.05%
- 161.5%
About CRMT
- Founded
- 1981
- Employees
- 2300
- CEO
- WebsiteView website
America's Car-Mart, Inc., through its subsidiaries, operates as an automotive retailer for the used car market in the United States. It sells older model used vehicles and provides financing for its customers. The company was founded in 1981 and is headquartered in Rogers, Arkansas.
