Neptune Insurance Holdings (NP) Stock Overview
Through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carrier partners in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 4/6 |
| Past Performance | 0/6 |
| Financial Health | 2/6 |
| Dividends | 0/6 |
NP Community Fair Values
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Analyst Price Targets
Neptune Insurance Holdings Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$30.47 |
| 52 Week High | US$33.23 |
| 52 Week Low | US$14.78 |
| Beta | 0 |
| 1 Month Change | 20.06% |
| 3 Month Change | 29.33% |
| 1 Year Change | n/a |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 22.86% |
Recent News & Updates
Recent updates
Neptune Insurance: Riding Flood Insurance Regulatory Tailwinds
Summary Regulatory shifts and lender requirements are driving stronger demand for private flood insurance. Neptune Insurance Holdings Inc. grows fast with recurring, renewal-driven fees; partners expand as loss results prove out. NP stock valuation is rich versus peers; upside relies on flawless execution and limited cherry-picking backlash. Read the full article on Seeking Alpha
AI Flood Underwriting And Capacity Constraints Will Shape A Cautious But Stable Outlook
Catalysts About Neptune Insurance Holdings Neptune Insurance Holdings operates an AI focused, asset light managing general agent model in the U.S. flood insurance market, connecting capacity providers, agents and policyholders without taking balance sheet insurance risk. What are the underlying business or industry changes driving this perspective?Shareholder Returns
| NP | US Insurance | US Market | |
|---|---|---|---|
| 7D | 21.2% | -1.3% | 2.1% |
| 1Y | n/a | -10.0% | 30.6% |
Return vs Industry: Insufficient data to determine how NP performed against the US Insurance industry.
Return vs Market: Insufficient data to determine how NP performed against the US Market.
Price Volatility
| NP volatility | |
|---|---|
| NP Average Weekly Movement | 12.8% |
| Insurance Industry Average Movement | 4.4% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.1% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: NP's share price has been volatile over the past 3 months compared to the US market.
Volatility Over Time: NP's weekly volatility (13%) has been stable over the past year, but is still higher than 75% of US stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2016 | 62 | Trevor Burgess | www.neptuneflood.com |
Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carrier partners in the United States. The company offers primary and excess flood, parametric earthquake, and indemnity earthquake insurance through a network of agencies. Neptune Insurance Holdings Inc. was founded in 2016 and is based in Saint Petersburg, Florida.
Neptune Insurance Holdings Inc. Fundamentals Summary
| NP fundamental statistics | |
|---|---|
| Market cap | US$3.46b |
| Earnings (TTM) | -US$24.37m |
| Revenue (TTM) | US$167.99m |
Is NP overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| NP income statement (TTM) | |
|---|---|
| Revenue | US$167.99m |
| Cost of Revenue | US$75.37m |
| Gross Profit | US$92.62m |
| Other Expenses | US$117.00m |
| Earnings | -US$24.37m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.18 |
| Gross Margin | 55.13% |
| Net Profit Margin | -14.51% |
| Debt/Equity Ratio | -106.4% |
How did NP perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/07 14:53 |
| End of Day Share Price | 2026/05/07 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Neptune Insurance Holdings Inc. is covered by 17 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Michael Zaremski | BMO Capital Markets Equity Research |
| Joshua Shanker | BofA Global Research |
| Cave Montazeri | Deutsche Bank |