NP Share Price Performance
US$21.20
-3.60 (-14.52%)
25.3% undervalued intrinsic discount
US$28.38
Fair Value
Price US$21.20
AnalystConsensusTarget US$28.38
AnalystLowTarget US$22.50
AnalystHighTarget US$35.00
Fair ValueUS$28.38
Share Pricen/a
Neptune Insurance Holdings Inc. Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 1 Fair Values set on narratives written by author
NP Community Narratives
AN
Fair Value US$28.38 25.3% undervalued intrinsic discount
Private Flood Shift And AI Underwriting Will Support Durable Long-Term Earnings Power
0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
AN
Fair Value US$22.5 5.8% undervalued intrinsic discount
AI Flood Underwriting And Capacity Constraints Will Shape A Cautious But Stable Outlook
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
Fair Value US$35 39.4% undervalued intrinsic discount
AI Flood Underwriting And NFIP Shifts Will Drive Powerful Long Term Upside
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AI Flood Underwriting And Capacity Constraints Will Shape A Cautious But Stable Outlook
Catalysts About Neptune Insurance Holdings Neptune Insurance Holdings operates an AI focused, asset light managing general agent model in the U.S. flood insurance market, connecting capacity providers, agents and policyholders without taking balance sheet insurance risk. What are the underlying business or industry changes driving this perspective?Read more
1
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
US$22.5
5.8% undervalued intrinsic discount
AnalystLowTarget's Fair Value
Profit Margin
41.25%
Future PE
43.56x
Price in 2029
US$27.53
AI Flood Underwriting And NFIP Shifts Will Drive Powerful Long Term Upside
Catalysts About Neptune Insurance Holdings Neptune Insurance Holdings is an AI focused managing general agent that distributes private flood insurance across the United States without taking balance sheet insurance risk. What are the underlying business or industry changes driving this perspective?Read more
0
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
US$35
39.4% undervalued intrinsic discount
AnalystHighTarget's Fair Value
Profit Margin
41.11%
Future PE
68.19x
Price in 2029
US$42.82
Private Flood Shift And AI Underwriting Will Support Durable Long-Term Earnings Power
Catalysts About Neptune Insurance Holdings Neptune Insurance Holdings is a technology driven managing general agent that distributes private flood insurance across the United States using proprietary AI powered underwriting and a capital light model. What are the underlying business or industry changes driving this perspective?Read more
4
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
AN
US$28.38
25.3% undervalued intrinsic discount
AnalystConsensusTarget's Fair Value
Profit Margin
40.72%
Future PE
57.99x
Price in 2028
US$34.72
Trending Discussion
Recently Updated Narratives
AN
AI Flood Underwriting And Capacity Constraints Will Shape A Cautious But Stable Outlook
Fair Value: US$22.5 5.8% undervalued intrinsic discount
0 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
AI Flood Underwriting And NFIP Shifts Will Drive Powerful Long Term Upside
Fair Value: US$35 39.4% undervalued intrinsic discount
0 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
Private Flood Shift And AI Underwriting Will Support Durable Long-Term Earnings Power
Fair Value: US$28.38 25.3% undervalued intrinsic discount
1 followerusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
Snowflake Analysis
Neptune Insurance Holdings Inc. Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
n/a
- -0.20
- 58.67%
- -17.04%
- -105.5%
About NP
- Founded
- 2016
- Employees
- 62
- CEO
- WebsiteView website
Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carrier partners in the United States. The company provides primary and excess flood insurance, and parametric earthquake insurance through a network of agencies. Neptune Insurance Holdings Inc. was founded in 2016 and is based in Saint Petersburg, Florida.
